Finextra

JUNE 24, 2025

1011 Report Share 1 1 Channels /payments /regulation & compliance Comments: (0) Sign in to comment Roberto Garavaglia Independent Advisor Innovative Payments & blockchain Strategic Advisor Member since 19 Nov 2009 Location Milan Followers 1 Following 0 Opinions 5 Follow Unfollow The silent revolution of fees, but what fees?

Agreements 59

Agreements Payment Networks Digital Payments Payment APIs and Integration 59

Fintech Labs Insights

NOVEMBER 10, 2023

Venture investors saw consumer banking as ripe for disruption in the aftermath of the 2007-2009 financial crisis. 532 $21 31 Greenwood 83 2020 Atlanta 176,000 $88 32 Happy Money 78 2009 LA 192,000 $192 33 Yotta 71 2019 NYC 152,000 4.7 Consumers (Nov 2023) first appeared on Fintech Labs SMB Center.

NOV 15

NOV Consumer Online and Mobile Banking Small Business 15

Fintech Labs Insights

NOVEMBER 8, 2021

SmartBiz Loans, originally founded in 2009 as BillFloat by Ryan Gilbert and Sean O’Malley. Since then, the company has facilitated more than $4B in loans to more than 30,000 companies (source: company website, 5 Nov 2021). Founded: 2009 (originally as BillFloat). the so-called payday lending space). Company Vitals.

Small Business 15

Small Business Origination NOV Advisors 15

Fintech Labs Insights

APRIL 12, 2024

Innovations from 1995 to 2014 (with launch dates) Note: Ranking as of Jan 2014 Wells Fargo is first in the world to offer Web-statement access (launched May 1995) Security First Network Bank launches first full-service Internet bank brand (Oct 1995, disbanded 2002) PayPal launches first online optimized payment system (Nov 1999, bought by eBay in 2003) (..)

Online and Mobile Banking 15

Online and Mobile Banking Innovation FinTech NOV 15

Fintech Labs Insights

OCTOBER 1, 2024

Insurtech Conference & Tradeshow Calendar 2024 Event Location Start End Attendees* Speakers* Began Insurtech Connect (ITC) Las Vegas 15-Oct-24 17-Oct-24 9,000 300 2016 Insurance Innovators Summit London 5-Nov-24 6-Nov-24 1,200 120 2001 Previous Events (last 12 months) DIGIN by Digital Insurance Boca Raton 27-Jun-24 28-Jun-24 550 100 2017 Fintech (..)

NOV 12

NOV Credit Union FinTech Advisors 12

Fintech Labs Insights

OCTOBER 19, 2021

1.3B: Betterment – US robo-advisor founded in 2008. Nov 2018 transaction. Nov 2019 round. Exit Nov 2020. . $1.4B: Alloy – US identity specialist founded in 2015. 1.3B: Marshmallow – UK auto insurance provider founded in 2017. 1.3B: Blockdaemon – US crypto payments provider founded in 2017. 9 Sep 2021. Ant Technology.

FinTech 15

FinTech NOV Payroll PayPal 15

Fintech Labs Insights

AUGUST 22, 2024

Africa 2018 (Cape Town): Bambu (CLOSED): Raised $13M, for its robo-advisory services OUTvest (acquired by Alexforbes): Online investment advisor, strong growth through user-friendly platform and competitive fees. Fall 2010 (New York): Betterment: Online investment advisor, continued rapid growth with automated investment strategies.

Online and Mobile Banking 15

Online and Mobile Banking Acquirers Payment APIs and Integration AI 15