The Fintech Times

MARCH 27, 2025

In 2019, we pivoted to focus on helping millions of businesses and individuals access seamless payments, banking, credit and business management tools, trusted by millions of businesses. Currently, around 90 per cent of Nigerian businesses operate in the informal economy facing barriers to growth, credit, and accessing customers.

FinTech 59

FinTech Financial Inclusion Cross-Border Payments Online and Mobile Banking 59

The Payments Association

MARCH 18, 2025

In Brazil, open finance frameworks are unlocking credit access for gig economy workers and SMEs, groups often overlooked by conventional scoring models. Payments leaders will need to navigate these risks carefully, particularly as customer trust becomes a competitive differentiator in an open data economy.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Fintech Times

JUNE 7, 2025

Launched in 2019, the UK-based paytech has carved out a niche helping businesses tap into emerging markets through a single, streamlined payments platform. And if you look at the world economy, the fastest-growing economies are based in those markets. PayFuture sees this not as a problem, but as a chance to do things better.

Online and Mobile Banking 45

Online and Mobile Banking Regulations Cross-Border Payments Legal 45

Finovate

NOVEMBER 18, 2024

There is increasing demand for faster, safer, and cheaper payment opportunities as cross-border trade activity escalates. Cash usage tanks Since 2019, cash usage across the globe has dropped by 20%. Global payments have been gaining popularity in fintech over the past few months. where card usage has long been popular. Despite U.S.

Payments Trends 69

Payments Trends Global Payments CBDC Embedded Payments 69

Fintech News

OCTOBER 10, 2024

Vietnam’s digital economy is rapidly expanding, reaching a value of US$30 billion in 2023 and projected to increase by 20% to hit US$43 billion by 2025. Growth drivers boosting Vietnam’s digital economy Vietnam’s digital transformation is supported by a number of factors. points from 2022 to 2023.

Economy 125

Economy Online and Mobile Banking Governance Government 125

PYMNTS

DECEMBER 24, 2020

When it’s said and done there was only one story that mattered in the retail universe this year and it was the rise of the digital-first economy. eCommerce spiked because consumers demanded it and drove it. One was driven by demand; the other was driven by necessity. The numbers speak for themselves. D2C Explodes.

Economy 118

Economy Consumer On-Demand Shutdown 118

PYMNTS

AUGUST 3, 2020

Consumers have come to expect on-demand service when they watch movies, make online purchases or hail rides, for example, but this practice contrasts with how most employees are paid. Various compensation alternatives have recently emerged that are more aligned with workers’ on-demand expectations. On-Demand Pay And The Gig Economy .

On-Demand 84

On-Demand Payroll Payments Online and Mobile Banking 84

PYMNTS

JANUARY 1, 2019

Here’s a 2019 prediction that we guarantee will come true: There will be no human being or business adamantly hoping to be paid slower in 2019 than they were in 2018. The enthusiasm for faster and instant payments in the freelance segment has meant that the gig economy has given instant payments a big push in 2018.

Instant Payments 79

Instant Payments PayPal Payments Economy 79

The Fintech Times

NOVEMBER 9, 2024

In the last five years, Sri Lanka’s economy has struggled greatly. In 2019, there were terrorist attacks that harmed the tourism industry, a major source of income. The post Sri Lanka On the Road to Recovery: Fintech’s Impact on the Economy appeared first on The Fintech Times.

Economy 96

Economy Online and Mobile Banking Central Bank Financial Inclusion 96

PYMNTS

MAY 16, 2019

The gig economy has operated — and thrived — in a gray area. Classifying gig workers as employees would raise the cost of doing business for many gig economy businesses. In the April 2019 Gig Economy Index , PYMNTS analyzed the current state of the gig economy. Participants in the gig economy are changing.

Economy 76

Economy Direct Deposit PayPal Participant 76

PYMNTS

JANUARY 10, 2019

The solution, which has been used for lenders and gig economy companies, is also seeing interest from payroll providers and insurers. The January 2019 edition of the Disbursements Tracker looks at the efforts by many such players that are rapidly changing the way payments are disbursed in several markets. In the U.K.,

On-Demand 62

On-Demand Tax Refunds Push-to-Card P2P 62

PYMNTS

APRIL 16, 2019

Chief Executive Brian Moynihan cited demand for credit from middle-market business, and noted that was “good news for the economy overall.” Chief Executive Brian Moynihan cited demand for credit from middle-market business, and noted that was “good news for the economy overall.” economy slow in the near future.

Zelle 61

Zelle Transactions P2P Mobile Banking 61

PYMNTS

DECEMBER 26, 2018

A strong national economy and plans to expand and welcome rising revenues allowed business owners and executives to retain a positive outlook, despite potentially disruptive issues like a global trade war. A look into 2019 does show some signs for concern, however, according to a recent report from Dun & Bradstreet. percent, 4.8

Federal Reserve 59

Federal Reserve Agreements On-Demand Fed 59

The Fintech Times

AUGUST 19, 2024

Over the past 75 years, South Korea’s economy has boomed, undergoing rapid industrialisation with a growth rate of seven per cent annually, according to the International Monetary Fund. Having earned its spot as one of the Four Asian Tigers, we explore what is propelling South Korea’s economy and fintech ecosystem.

Economy 64

Economy Online and Mobile Banking FinTech Governance 64

PYMNTS

SEPTEMBER 15, 2020

That’s because consumer demand is picking up, but retail inventories are relatively low. To that end, as reported in Commercial Carrier Journal, with reporting from online sessions held by FTR, freight demand is strong now – but there’s still uncertainty ahead. percent higher than August 2019.

On-Demand 56

On-Demand Volume Push-to-Card Credit Cards 56

PYMNTS

SEPTEMBER 15, 2020

That’s because consumer demand is picking up, but retail inventories are relatively low. To that end, as reported in Commercial Carrier Journal, with reporting from online sessions held by FTR, freight demand is strong now – but there’s still uncertainty ahead. percent higher than August 2019.

On-Demand 56

On-Demand Volume Push-to-Card Credit Cards 56

The Fintech Times

SEPTEMBER 27, 2024

Agriculture, however, remains the largest contributor to the economy, accounting for nearly half of the GDP and employing two-thirds of the labour force. Developing region As with many developing economies, Myanmar’s informal sector plays a crucial role. The Covid-19 pandemic had a significant impact on Myanmar’s economy.

Financial Inclusion 102

Financial Inclusion FinTech Underserved Central Bank 102

Fintech News

OCTOBER 21, 2024

Initiatives like QRIS (Quick Response Code Indonesian Standard), a national standard for QR code payments launched in 2019, have allowed for standardization, making it easier for businesses and consumers, while collaboration between the government and fintech firms have helped enhance financial inclusion through clear regulations.

Financial Inclusion 143

Financial Inclusion Payments Embedded Finance Push-to-Card 143

PYMNTS

MAY 26, 2020

percent in April compared to March, but they fell by 6 percent compared to April 2019, according to the U.S. The seasonally adjusted number of new houses sold last month totaled 623,000, down from 664,000 in April 2019. Census reported from January through April that 241,000 new homes have sold, up from 238,000 in April 2019.

Mitigation 95

Mitigation Adjustments Economy On-Demand 95

The Fintech Times

AUGUST 6, 2024

The second-largest economy in the Association of Southeast Asian Nations (ASEAN) region after Indonesia, has a gross domestic product (GDP) per capita of just shy of $7,000 per person, making Thailand a high-middle-income economy. In 2019, the Bank of Thailand launched a regulatory sandbox initiative.

FinTech 116

FinTech Distributed Ledger Technology (DLT) Cross-Border Cross-Border Payments 116

Fintech News

MAY 15, 2024

The burgeoning video gamer economy The confluence of significant economic, technological , and social forces is set to amplify the prominence of video gamers. Since 2019, active gamers have surged across all key markets.

FinTech 109

FinTech Online and Mobile Banking Payment APIs and Integration Economy 109

PYMNTS

JULY 1, 2020

The pandemic is likely to hit demand for luxury goods hard, with tourism expected to be in a downturn for some time and the Chinese economy having slowed after driving substantial growth in recent years. billion compared to 2019. billion in 2019. billion in 2019. percent this year, a fall of $2.1

Continuity 98

Continuity On-Demand Economy Consumer 98

PYMNTS

OCTOBER 14, 2019

One San Franciscan cabbie who has driven a taxi for 20 years told SF Weekly in June of 2019 that he needs to earn $4,000 a month just to make the monthly payment on a $250,000 loan for a medallion that is worth far less today. The Rise of the Gig Economy.

Economy 71

Economy On-Demand Regulations Push-to-Card 71

Fintech News

JANUARY 7, 2024

Payments innovation in Indonesia holds significant promise for contributing to the nation’s economy and helping bring about a more inclusive, accessible, and equitable financial system. This system is also supporting the country’s digital economy and connecting Indonesians across its large geographically dispersed set of islands.

Financial Inclusion 125

Financial Inclusion Innovation Payments NOV 125

Clearly Payments

OCTOBER 7, 2024

The COVID-19 pandemic has reshaped industries and economies worldwide. Cash Usage Decline : The World Bank reported that cash usage in advanced economies declined by nearly 50% during the pandemic, with consumers opting for digital and contactless payment methods instead. in 2020, reaching $4.28

Cross-Border 105

Cross-Border Processors Contactless Payments Multi-Currency 105

PYMNTS

OCTOBER 22, 2020

When streaming on-demand movies at scale became viable around 2007, a new household brand name emerged: Netflix. In a July letter to investors , CEO Reed Hastings said, “In the first half of this year, we’ve added 26 million paid memberships, nearly on par with the 28 million we achieved in all of 2019. million subscribers.

Economy 70

Economy Origination On-Demand Returns 70

PYMNTS

AUGUST 28, 2020

But MGM said it still plans to bring those workers back on-staff as business demand ramps back up. If the economy improves within the next 15 months and they are invited back to work, those workers will retain their seniority status and resume health benefits. Labor Department reported that the nation’s economy added 1.8

Economy 99

Economy On-Demand Laws Continuity 99

PYMNTS

NOVEMBER 18, 2020

Credit inquiries over the past six months — a sign of credit demand — was down slightly to 122 million. percent in 2019. percent in 2019. This follows a record $76 billion drop in Q2 credit card debt, as people used COVID-19 stimulus money and pandemic unemployment to pay down financial obligations. percent increase over Q2.

Credit Cards 124

Credit Cards Consumer Federal Reserve Fed 124

PYMNTS

JULY 7, 2020

“The digital economy is here, and those payment providers that are global, digital and fully resilient will lead the reemergence.” . While some businesses are looking to source goods and materials closer to home, in most cases the efficiency, diversity and effectiveness of the globalized economy has never been more important.

Innovation 110

Innovation Non-Bank Economy Treasury 110

FICO

APRIL 28, 2020

The winners of the 2019 FICO® Decisions Awards can now be formally announced. The 2019 FICO Decisions Award winners have demonstrated what is possible with a clear business objective, innovative use of technology and a great partnership. They come from all corners of the globe and many varied sectors of the economy.

Financial Inclusion 52

Financial Inclusion Fraud Detection Regulatory Compliance Non-Bank 52

PYMNTS

JULY 23, 2019

The platform economy is being transformed by an increased demand for faster payments bolstered by mobile usage, according to the latest Payments and the Platform Economy Playbook. percent, during the forecast period of 2019-2024. percent, during the forecast period of 2019-2024. billion by 2024, a CAGR of 13.7

Economy 53

Economy PayPal Void Payment Gateways 53

PYMNTS

OCTOBER 11, 2020

T]he euro area economy is still operating far below its pre-pandemic level," he added. While this in part can be attributed to ongoing supply-side interruptions, the speed of the recovery is also held back by a lack of buoyancy in demand conditions. Lane delivered digitally to a meeting of the U.S.

Central Bank 96

Central Bank Assessments Consulting On-Demand 96

PYMNTS

MAY 21, 2020

percent from April 2019 when the median was $267,000. Record-low mortgage rates are likely to remain in place for the rest of the year, and will be the key factor driving housing demand as state economies steadily reopen,” Yun said. The average rate for a 30-year, fixed-rate mortgage dropped to 3.31 percent in the region.

On-Demand 98

On-Demand Economy Continuity 98

Finovate

SEPTEMBER 20, 2024

The doubly-landlocked country (one of only two in the world) has been transitioning toward a market economy for years and has been credited by the Brookings Institution for its high economic growth and low public debt. HSBC has predicted that the country will have one of the fastest-growing economies in the next few decades.

Innovation 122

Innovation FinTech Online and Mobile Banking On-Demand 122

PYMNTS

MAY 15, 2020

In January 2019, vacancies hit a hit of 7.52 And the government noted that the economy lost 20.5 In addition, the government indicated that job openings fell to 6.19 million by 813,000 on March’s final business day. Also, the job openings rate declined from February’s 4.4 percent to March’s 3.9

Economy 89

Economy Payroll Governance Government 89

Fintech News

OCTOBER 1, 2024

The last decade has seen significant growth in Islamic banking globally, with the Asia-Pacific (APAC) region emerging as a pivotal hub for Islamic finance, driven by rising customer demand and the adoption of modern technologies. trillion in assets under management (AUM) in 2019 and recording an annual growth of 14%.

Treasury 120

Treasury AI Finance Laws 120

PYMNTS

NOVEMBER 13, 2020

percent from 2019 — a spending boost driven by COVID-19. billion in 2019. Of course, another key trend to watch is Walmart’s ability to continue to capture the digital shift and grow in the digital-first economy. Walmart will lay claim to its share of the U.S. consumer’s whole paycheck on Tuesday (Nov.17)

Economy 60

Economy NOV On-Demand Adjustments 60