Finovate

MARCH 17, 2025

Klarna is replacing Affirm as Walmarts exclusive BNPL provider, marking a major shift in the BNPL space. The buy now, pay later (BNPL) company announced that it has struck an agreement with Walmart to serve as the retail giant’s exclusive partner for BNPL installment loans. The deal strengthens Klarnas U.S.

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BNPL Underwriting Agreements Volume 59

Fintech News

APRIL 24, 2025

The company became a unicorn in 2021 after raising $220 million in Series B funding from Tiger Global, Pegasus Wings Group, and Insight Partners. DMI Finance is quickly growing its services, which include personal loans, Buy Now, Pay Later (BNPL) options, and embedded credit solutions. Slice Valuation : $1.8 MoneyView Valuation: $1.21

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FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 136

Clearly Payments

FEBRUARY 27, 2025

trillion, growing by more than 55% since 2021. growth since 2021. The Buy Now, Pay Later (BNPL) trend is surging, with over 60 million Americans using BNPL services, particularly for electronics, fashion, and home goods. Ecommerce in 2025 is bigger and faster than ever. Global online sales are expected to hit $8.3

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BNPL Payments Small Business PayPal 59

Clearly Payments

NOVEMBER 6, 2024

trillion 2021 $4.2 Buy Now, Pay Later (BNPL) : BNPL options have gained traction as consumers look for flexible payment options. consumers used BNPL services at least once in 2023, and this number is expected to grow as more merchants offer BNPL options. trillion 2019 $4.0 trillion 2020 $3.8 trillion 2022 $5.0

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Process ISOs Credit Cards Online and Mobile Banking 105

Bank Automation

FEBRUARY 21, 2025

San Francisco-based Block, which rebranded from Square in 2021, acquired buy now, pay later (BNPL) service provider Afterpay that same year for $29 billion. Cash App Pay volumes for 2024 grew more […] The post Block expands Afterpay on Cash App card appeared first on Bank Automation News.

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Blocks BNPL Volume Acquirers 85

Payments Dive

JUNE 11, 2025

Published June 11, 2025 Patrick Cooley Reporter post share post print email license Affirm offers buy now, pay later services Courtesy of Affirm Buy now, pay later provider Affirm has now reached two million debit cards, the companys chief operating officer said last week, for a roughly 43% increase since January. "Its

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Debit Card Privacy Stablecoins BNPL 78

Finovate

JUNE 30, 2025

IPO Buy now, pay later (BNPL) player Klarna unveiled plans this quarter to operate more like a full-service digital bank. The announcement comes four years after initially trying to go public via a $9 billion special purpose acquisition company (SPAC) in 2021 with Concord Acquisition Corp.

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FinTech Stablecoins Fraud Prevention Online and Mobile Banking 52

Fintech News

APRIL 13, 2025

Founded in 1998 and based in Noida, the company focuses on merchant commerceproviding POS terminals, Buy Now Pay Later (BNPL) services, and digital credit tools tailored for retailers across India and Southeast Asia. Acko entered the Indian fintech unicorns list in 2021. Pine Labs USD $1.32 Featured image credit: Edited from Freepik.

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FinTech Online and Mobile Banking Finance Push-to-Card 70

Payments Dive

JULY 10, 2025

Published July 10, 2025 Justin Bachman Senior Reporter post share post print email license Simon Carter Peter Crowther via Getty Images Dive Brief: The U.S. million and bolster anti-money laundering and other compliance in a consent settlement with six states. arm of the British money transfer firm Wise has agreed to pay $4.2

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AML Money Laundering CashApp Multi-Currency 60

Fintech News

SEPTEMBER 29, 2024

BNPL fraud in Southeast Asia is seeing a rapid rise with fraudsters exploiting weaknesses in these platforms and developing sophisticated methods to deceive users for financial gain. In these BNPL fraud schemes, borrowers in need of cash agree to use their BNPL credit to pay bills for lenders, expecting a cash transfer minus a small fee.

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BNPL Scams Identity Theft Non-Bank 131

Fintech News

MARCH 18, 2024

The global flirtation with Buy Now Pay Later (BNPL) services seems to be coming undone, as new data on consumer payments unveils a significant drop in the appetite for this contentious credit payment approach. US BNPL users declined more in 2023 than the preceding years. US BNPL users declined more in 2023 than the preceding years.

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Fintech News

DECEMBER 20, 2023

Buy now, pay later (BNPL) arrangements, a type of short-term financing that allows customers to make purchases and pay for them in monthly installments, are growing strongly around the world, picking up steam among both customers and merchants. million in 2023. million in 2023.

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BNPL Consumer Financial Protection Bureau (CFPB) Settlement Non-Bank 109

Fintech News

MARCH 3, 2024

ShopBack, a shopping and rewards platform, revealed that it will be discontinuing its Buy Now, Pay Later (BNPL) service effective from 22 March 2024 in Singapore and Malaysia. The ShopBack PayLater service was initially launched in July 2022 in both countries following the company’s acquisition of BNPL provider hoolah in November 2021.

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PYMNTS

DECEMBER 30, 2020

The migration of the procurement and purchasing process to seller platforms and digital marketplaces will be a driving force into 2021, B2B payment leaders agree, and this trend will drive further change in both payer and payee expectations. But BNPL isn't the only model proliferating in the B2B payment space.

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B2B Payer Payments BNPL 119

Fintech News

SEPTEMBER 4, 2024

Buy Now, Pay Later (BNPL) in India has experienced a rapid increase in adoption, with its share of e-commerce sales in Asia-Pacific (APAC) surging from just 0.1% Similarly, Freecharge Pay Later is no longer available, according to its website, signaling further shifts in the BNPL landscape. in 2019 to an estimated 5.8%

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BNPL Online and Mobile Banking Credit Limit Credit Cards 107

PYMNTS

NOVEMBER 2, 2020

million new merchant accounts — doubling its pre-coronavirus quarterly average merchant sign-on rate, CEO Dan Schulman told investors on the post-earnings conference call. Schulman also touted the success of PayPal’s latest BNPL push in the U.S., The company now forecasts $900 million in revenue for Venmo during 2021.

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Venmo PayPal BNPL Volume 105

Fintech News

MARCH 3, 2024

According to DealStreetAsia , Fairbanc aims to utilise the newly acquired funds to broaden its operations in Indonesia, focusing on off-balance sheet financing via its newly introduced Buy Now, Pay Later (BNPL) gateway. Featured image credit: Fairbanc The post Fairbanc to Enhance Indonesian Operations with US$13.3M

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Finance BNPL Embedded Finance Gateways 117

The Fintech Times

MARCH 9, 2024

Around 2020, buy now, pay later (BNPL) solutions exploded in popularity, as an increasing number of shoppers across the globe turned to online shopping during a pandemic that caused a significant amount of financial uncertainty. It might not just be uncertainty that is impacting BNPL’s success.

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BNPL Risk Management Risk Push-to-Card 72

CB Insights

SEPTEMBER 7, 2022

Although overall fintech investment fell by 33% in Q2’22 , funding to BNPL companies has already reached $2.6B in 2022 — on pace to comfortably surpass 2021’s record-high of $4.3B. Want the full post? download the state of fintech Q2 2022 report. First name. Company name. Phone number.

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BNPL B2B FinTech Research 65

FICO

FEBRUARY 7, 2023

Home Blog FICO Top 5 Scores Posts of 2022: Steady FICO Score, BNPL and Alternative Data 2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL. Read the full post 2.

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PYMNTS

DECEMBER 24, 2020

If there was a defining trend for payments in 2020, or a trend that gained the most traction compared to 2019, it was buy now, pay later (BNPL). Millennials lead in the early adoption of BNPL, especially older “ bridge millennials ,” or those aged 32 to 41 who tend to have more purchasing power than their younger counterparts.

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RTP BNPL Real Time Payments Online and Mobile Banking 104

CB Insights

FEBRUARY 25, 2022

Scalapay , a buy now, pay later (BNPL) company, has raised $497M in a Series B. Italy-based Scalapay offers a BNPL platform that enables shoppers to pay for goods in installments. Since its last funding round in September 2021, the platform has increased its payments volume by 3x month-over-month. Want the full post?

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BNPL Volume Participant Research 63

The Fintech Times

MAY 22, 2024

The Consumer Financial Protection Bureau (CFPB), a US government agency responsible for protecting consumers in the financial sector, has ruled that buy now, pay later (BNPL) lenders must treat consumers as credit card providers do, ensuring they receive the same key protections. Will BNPL increase the consumer debt burden?

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BNPL Credit Cards Consumer Financial Protection Bureau (CFPB) CFPB 64

The Fintech Times

JULY 29, 2024

UnaCash , an in-app and in-store financing solutions provider, expects the Philippines’ buy now, pay later (BNPL) market to contribute 6.7 The forecast comes after UnaCash compared the volume of the Philippines’ BNPL market from 2020 to 2023 to the growth rate of the Philippine digital economy during the same period.

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BNPL Consumer Financial Inclusion Economy 59

The Fintech Times

JANUARY 4, 2024

Buy Now Pay Later (BNPL) services’ popularity has continued to grow over the last year. BNPL is a form of unregulated short-term financing which have become increasingly popular, despite the financial risks. Several banks including NatWest , Virgin Money , HSBC and Monzo have also all launched BNPL products.

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BNPL Continuity Risk Governance 75

Fintech News

MAY 27, 2024

million in 2021. Additionally, the APAC region is a frontrunner in adopting innovative payment methods like Buy Now, Pay Later (BNPL). According to a report by McKinsey, APAC accounted for nearly 40% of the global BNPL transaction volume in 2020. Download the “2024 State of Fraud” whitepaper by Telesign here.

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FICO

OCTOBER 7, 2022

Buy Now, Pay Later: BNPL Fraud and Regulatory Update. Buy now, pay later or BNPL financing is experiencing tremendous growth, but that growth can bring potential growing pains like fraud and regulatory scrutiny. Even more dramatic, PayPal, a relatively late arrival to the party, saw its BNPL volumes soar 226% year over year.

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BNPL Account Takeovers CFPB Consumer Financial Protection Bureau (CFPB) 52

CB Insights

MARCH 15, 2022

The global fintech unicorn count hit 235 in 2021 — up 108% from 2020. window.ClearbitForHubspot.addForm($form); }, region: “na1”, portalId: “763793”, formId: “43c769ca-a0ef-4952-9926-d926d9a4c885” }); Want the full post? The post Indian BNPL provider MoneyView reaches a $625M valuation.

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BNPL Participant FinTech Research 63

Tearsheet

DECEMBER 4, 2024

The past five years have witnessed significant shifts: Covid-19, the rapid rise of Buy Now, Pay Later (BNPL) services, and a social media boom that has made the YOLO mindset more relatable for the younger generation. I think that BNPL pounces on the YOLO mentality for younger consumers,” says Britton.

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BNPL Financial Literacy Credit Cards Consumer 52

Fintech News

MARCH 19, 2024

This move comes on the heels of ShopBack’s decision to end its Buy Now, Pay Later (BNPL) service that takes effect this Friday (22 March 2024) in Singapore and Malaysia. The service was initially launched in July 2022 following its acquisition of BNPL provider hoolah in November 2021.

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BNPL Mitigation Security FinTech 113

Fintech Finance

JUNE 12, 2024

Nexi , the European PayTech leader, and Compass , the Mediobanca Group’s consumer credit arm, are consolidating their strategic partnership in the Buy Now Pay Later (BNPL) segment by expanding it to include the e-commerce channel as well.

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BNPL Payment Gateways Gateways Innovation 98

The Fintech Times

FEBRUARY 13, 2024

Having debunked some of the biggest myths surrounding buy now pay later (BNPL), we now turn our focus on the technology’s potential. We reached out to the industry and asked if it believed BNPL could overtake credit card usage as new technologies rise in popularity. Younger generations prefer BNPL.

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Credit Cards BNPL Research Correspondent 59

The Fintech Times

FEBRUARY 7, 2024

Buy now, pay later (BNPL) offerings continue to grow in popularity across the UK. An increasing number of Brits are using BNPL services despite the government being unlikely to introduce planned regulation to the sector in the UK ahead of the general election this year. million Brits, according to new research by finder.com.

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BNPL Caps Regulations Governance 59

CB Insights

NOVEMBER 9, 2021

As of September 2021, the company had generated $53.6M Klarna: Sweden-based Klarna is a payment solutions provider that offers buy now, pay later (BNPL) plans. Want the full post? The post Klarna Acquires PriceRunner, A Shopping Price Comparison Service, As It Pushes Further Into BNPL appeared first on CB Insights Research.

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BNPL Acquirers Adjustments Payment Solutions 56

CB Insights

MAY 31, 2023

Leading into 2022, numerous fintech unicorns operating in areas like payment acceptance and BNPL saw their funding, employee headcount, and valuations skyrocket. Among these , BNPL provider Klarna and payments processor Stripe reached valuations of $45.6B and $95B, respectively, in 2021. Want the full post?

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BNPL Processors Payments Research 68

CB Insights

APRIL 18, 2022

The global fintech unicorn count hit 235 in 2021 — up 108% from 2020. window.ClearbitForHubspot.addForm($form); }, region: “na1”, portalId: “763793”, formId: “43c769ca-a0ef-4952-9926-d926d9a4c885” }); Want the full post? Download the report to learn more.</p> hbspt.forms.create({.

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BNPL API Participant FinTech 56

PYMNTS

DECEMBER 8, 2020

In today’s top news, economists expect the economy to recover back to pre-pandemic levels by the end of 2021, and China’s banking watchdog warns of further Big Tech regulations. Economists: Stimulus, Vaccine Key To Full Recovery By Year-End 2021. Capital One Halts BNPL Transactions On Its Credit Cards.

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