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Worldline Launches AI-Powered Routing to Boost Payment Authorisation Rates

Fintech Finance

Worldline [Euronext: WLN], a global leader in payment services, today announces the launch of its AI-powered routing solution, changing how businesses route payments globally. Following successful pilots, the solution has delivered increased authorisation rates by more than 2% in addition to the 3% improvement achieved with its rule-based routing.

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Real-Time Payments Are Soaring In The U.S.

Tom Groenfeldt

Newsletters Games Share a News Tip Featured Featured Breaking News White House Watch Daily Cover Stories AI’s Nuanced Impact And A Quest To Quantify It DNA of Success Embracing And Bracing For AI Facing A Volatile Market, C-Suites Look To The CFO For Strategic Guidance Forbes Research: 2023 Small Business Survey Your Four-Part Blueprint To Unlock AI Value In 2025 | Paid Program By The Numbers: Meet The Forbes 30 Under 30 Europe Class Of 2025 Dell Technologies BrandVoice | Paid Program Scaling AI

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The digital wallet revolution: navigating Europe’s payment future

The Payments Association

As digital payments continue to evolve across Europe, the landscape for digital wallets is undergoing a significant transformation. To explore these shifts, Worldline experts Colombe Hérault, authentication and identification business manager at Worldline, and Clément Jozwiak, chief product officer at Worldline, share their perspectives on consumer trends, the convergence of payments and identity, and the broader forces shaping the future of digital wallets in Europe Consumer and market trends:

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Ant International expands merchant payment AI functions

Finextra

Antom, Ant International’s merchant payment and digitisation services provider, today announced a major upgrade to its flagship AI agent, Antom Copilot, with expanded capabilities across payment integration, onboarding, risk configuration, and chargeback solution.

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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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BlueSnap’s Channel Partner Program Is Surging

Trade Credit & Liquidity Management

From a Press Release dated July 8, 2025, Boston, Massachusetts & London, England BlueSnap, a global payment orchestration platform serving B2B and B2C businesses, has announced remarkable growth (137%) in its Channel Partner Program since its launch in September 2024. The program has expanded to include 41 system integrators worldwide, with 11 new partners joining recently, reflecting a strong market demand for seamless and scalable global payment solutions.

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RTP® Network Hits $481 Billion in Q2 as Higher-Value Instant Payments Surge

Fintech Finance

RTP Network Instant Payments surged to $481 billion in Q2 2025, driven by rising demand for high-value, real-time transactions. Businesses and banks are leveraging the upgraded $10 million limit to streamline portfolio transfers, real estate deals, and B2B payments—boosting both speed and confidence in instant settlement. This upgrade has transformed how money moves.

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Evolving money laundering risks for EMIs: Insights from the upcoming NRA

The Payments Association

Evolving money laundering risks for EMIs: Insights from the upcoming NRA 18 July 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The UK 2025 National Risk Assessment’s decision to reclassify e-money institutions (EMIs) as high risk for money laundering and terrorist financing. Why is it important? This reclassification has significant regulatory and commercial consequences for the EMI sector, potentially raising compliance costs, impacting bank partnerships, a

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New payment platform QwikPay launches in Australia

Finextra

Australia's newest and most disruptive payment platform has officially launched, with QwikPay promising to eliminate the friction, fees and outdated infrastructure that have long held back innovation in the way Australian consumers pay and businesses get paid.

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Credit Card Processing Savings: Chasing the Unicorn

Cardfellow

My guess is that you’re starting your search for a processor by heading to Google to read reviews on the “best” credit card processors, or to find the processors with the lowest “rates.” Or perhaps you’re trying to verify something you were told by one of the dozen merchant services salespeople that seem to call every hour of every day. Or you have a friend that told you about the great experience they’ve had with their merchant service provider and you’re thinking maybe you’ll

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Worldline Increases Payment Authorisation Rates With AI-Powered Routing Solution

The Fintech Times

Businesses are now able to route payments globally using artificial intelligence (AI), following the launch of a new service by the payments services organisation Worldline. Payments are routed through acquirers, and choosing the most suitable one leads to increased authorisation and optimised costs. Traditionally, it would be challenging to select the right acquirer quickly, but with the new Worldline solution, merchants can utilise AI to select the optimal payment route in real time by analysi

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Beyond the Card: Your Checklist for Future-Proof Card Issuing

Fintech News

Just before the COVID-19 pandemic, one of the leading private banks in Latin America made a strategic move: it began replacing its legacy card issuing system in a bold shift toward digital-first issuing. That investment was quickly put to the test when later, during times of lockdown, the bank was tasked with issuing one million prepaid cards for a nationwide financial aid initiative.

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Ecommpay wins Special Judges Award at Financial Services Forum 2025 Awards for Innovation and Transformation

The Payments Association

Innovative and inclusive global payments platform, Ecommpay, took home a special Judges Award at last week’s Financial Services Forum 2025 Awards for Innovation and Transformation. The company’s innovative Payouts via Hosted Payment Page solution was named Most Innovative or Transformative Idea. The industry first simplifies the implementation of a secure and flexible payouts page for businesses and merchants paying out to gig workers, member communities and other beneficiaries.

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Fingerprint launches features to fight fraud in agentic AI era

Finextra

Fingerprint, a leader in device intelligence for fraud prevention, account security, and returning user experience optimization, today announced new Smart Signals and platform enhancements that detect malicious bots and AI agents, distinguishing them from legitimate automated traffic.

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Cashflows Teams Up with GoCardless to Transform Business Payouts

Fintech Finance

Cashflows , the platform that helps businesses easily accept payments, has partnered with bank payment company GoCardless to power Cashflows Payouts, a streamlined new solution that enables businesses to send real-time payments using account-to-account payment technology. Cashflows Payouts changes how businesses handle disbursements. This new offering transforms traditional processes by enabling instant, branded and fully secure payouts through an intuitive self-service portal.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Genome Works With HUCH to Deliver Instant Notifications for Incoming SEPA Payments

The Fintech Times

Genome , a Lithuania-based electronic money institution, has partnered with HUCH , a fintech provider in the UK and Europe, to enable instant detection of incoming SEPA payments. Recognising that payment delays often cost businesses revenue, Genome is teaming up with HUCH to offer a new solution that aims to eliminate the risk of these delays. Following the integration of a new API and webhooks, which enable instant notifications about client-to-business payments, businesses that Genome services

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Antom Upgrades Antom Copilot AI with New Payment and Chargeback Tools

Fintech News

Antom , the merchant payment and digitisation services arm of Ant International , has released an update to its AI agent, Antom Copilot. The upgrade brings expanded functionalities across areas such as payment integration, merchant onboarding, risk settings, and chargeback response. Originally launched in June 2024, Antom Copilot is described as the first AI agent dedicated to merchant payment services.

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Financial Crime 360 state of the industry report 2025

The Payments Association

Financial Crime 360 state of the industry report 2025 15 July 2025 by Payments Intelligence Survey overview 158 financial crime professionals surveyed Global reach with UK focus Commissioned by The Payments Association Focus: financial crime challenges, technology adoption, and regulatory adaptation The Financial Crime 360 2025 survey captures perspectives from across the global financial crime prevention ecosystem, with particular strength in the UK market that represents the core of European f

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Highnote adds instant payment capabilities

Finextra

Highnote, the unified platform for embedded finance and modern card issuance, today announced the launch of Instant Payments, a new capability that enables businesses to deliver near real-time payouts from Highnote-issued cards to eligible external debit and prepaid cards.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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Cash App Enables Sellers to Accept Contactless Payments

Fintech Finance

Cash App Contactless Payments now let more than a million sellers in the U.S. accept card and digital wallet payments without needing any extra hardware. Cash App Contactless iPhone Payments use Apple’s Tap to Pay technology to make payments easy, safe, and mobile-friendly. This is great for small businesses, mobile vendors, and independent sellers.

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Behind the Idea: TerraPay

The Fintech Times

When TerraPay launched in 2015, its very first transfer was just $13, from a hotel cleaner in Dubai to his family in Tanzania. That small payment set the tone for what the company has aimed to do ever since: build global payments infrastructure that treats every transaction like it matters. TerraPay now connects over 155 countries and 3.7 billion digital wallets, working with major partners like Swift and M-Pesa.

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How BNPL Is Changing Consumer Credit Expectations

Fi911

Buy now pay later (BNPL) has grown rapidly over the past few years, reshaping how consumers think about credit. While traditional credit cards still dominate U.S. consumer spending, BNPL providers like Affirm, Afterpay, Klarna, and PayPal are creating a shift in expectations that financial institutions and merchants can no longer ignore. This shift is not just about offering another way to pay; it reflects broader changes in consumer behavior, generational preferences, and digital financial serv

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Payments regulation roadmap: Q3 2025​

The Payments Association

Payments regulation roadmap: Q3 2025 18 July 2025 by Payments Intelligence Introduction Regulatory developments continue apace in the payments industry, ushering in a period of intensified complexity and strategic significance. In the UK, the implementation of landmark fraud prevention laws and the expansion of the cryptoasset regulatory perimeter mark a decisive shift towards greater accountability.

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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Worldline launches AI-powered routing tech

Finextra

Worldline [Euronext: WLN], a global leader in payment services, today announces the launch of its AI-powered routing solution, changing how businesses route payments globally.

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Ant International Expands Merchant Payment AI Functions with Antom Copilot 2.0

Fintech Finance

Antom Copilot AI Agent has been significantly upgraded by Ant International to expand its role in merchant payment automation. This intelligent solution now powers onboarding, risk configuration, chargeback support, and payment integration—strengthening its place as a leading AI-driven financial service tool. Antom , Ant International’s merchant payment and digitisation services provider, today announced a major upgrade to its flagship AI agent, Antom Copilot, with expanded capabilities across p

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JPMorgan Chase to Charge Data Aggregators for Consumer Data Access: What It Means for US Open Banking

Finovate

Late last week, news was released that has the potential to disrupt the trajectory of open banking in the US. JPMorgan Chase has been in discussions with data aggregators, telling them that it plans to charge them to access customer data. Traditionally, data aggregators like Plaid , Finicity , and MX have been able to access consumer banking data at no cost by using login credentials provided through third-party services.

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Worldpay Accelerates Global SaaS Growth with Embedded Payments Platform

Trade Credit & Liquidity Management

From a Press Release dated July 8, 2025, Cincinnati, Ohio Worldpay has announced a significant global expansion of its Worldpay for Platforms embedded payments solution, targeting Software-as-a-Service (SaaS) providers in Canada, the UK, and Australia. This move comes in response to rapidly growing demand for integrated financial services, with Worldpay research showing that 90% of small and medium-sized businesses (SMBs) consider access to financial products within their software platforms crit

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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GoCardless Powers Cashflows Payouts, a Solution Promising to Eliminate Delays in Sending Payments

The Fintech Times

Bank payment company GoCardless has partnered with Cashflows , the platform helping businesses accept payments, to power Cashflows Payouts, a new solution enabling businesses to send real-time payments using account-to-account payment technology. Cashflows Payouts aims to enhance how businesses handle disbursements by enabling instant, branded, and secure payouts through an intuitive self-service portal.

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Cash App rolls out Tap to Pay on iPhone to sellers

Finextra

Cash App announced the launch of Tap to Pay on iPhone for Cash App Business sellers, allowing them to accept contactless payments – including credit and debit cards, Apple Pay, and other digital wallets – directly on their iPhone using the Cash App iOS app, with no additional hardware required.

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Clear Junction Extends Named Virtual IBAN Services to VASP-Licensed Businesses

Fintech Finance

Clear Junction , a specialist in global payments and banking infrastructure for regulated financial institutions, has extended access to its named virtual IBAN (vIBAN) services to licensed virtual asset service providers (VASPs) – a functionality previously only available to banks and electronic money institutions (EMIs). A named vIBAN is a unique code assigned to an individual customer for sending and receiving payments, without creating a separate payment account.

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Misconceptions in Credit Card Processing

Cardfellow

In this article, we’ll clear up these credit card processing misconceptions to help you avoid common pitfalls and misleading sales spin. Misconception 1: Flat Rate Pricing is the Cheapest Flat rate pricing , where a processor offers you a fixed rate for transactions, looks simple. Instead of various interchange rates, you’ll just see one rate. Companies like Square, Stripe, and PayPal offer flat rate pricing.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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Alvin Tan Urges Clearer Product Disclosures Following Chocolate Finance Incident

Fintech News

Singapores Minister of State for Trade and Industry and Culture, Community and Youth Alvin Tan has called for stronger investor safeguards and clearer product disclosures following the recent Chocolate Finance incident. The fintech saw users tapping its rewards programme in ways that proved unsustainable. In response, the company made changes to its features with limited communication, resulting in user frustration and a sharp increase in withdrawal requests.

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