ACH Operations Credit Cards RDFI 
Stax
JUNE 23, 2025
Your bank (the ODFI) will collect all the transaction files you sent and forward them to an ACH operator. The files include information about the transaction type (credit or debit), routing numbers, and bank account details. You will know if the RDFI has pulled the funds when you receive your payment.
Stax
APRIL 23, 2024
Many small businesses choose ACH operators because they are more convenient than most direct deposits. ACH transfers don’t come with high fees and transactions and they’re easily edited if an employer wants to adjust payroll, extend bonuses, or reimburse an employee.
Payment Savvy
FEBRUARY 23, 2023
If you are using the Automated Clearing House (ACH) method to process customers’ transactions, you are likely to see three-digit codes if a problem arises. Whenever there is an issue with a direct debit or credit card transaction, one of the parties involved in the payment processing will send a code.
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