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What Is an ACH API and How Does It Work?

Stax

If you take a lot of ACH payments, then leveraging an ACH API can streamline your processes and ensure you’re able to take payments in an efficient and secure manner. In this article, we will look at the role of ACH API, how it works, and how you can implement it for your company. What is an ACH API?

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How to Choose Between EFT vs ACH: A Comprehensive Guide

Stax

Thats why 92% of consumers and 82% of companies reportedly made the switch to electronic payments, like Electronic Funds Transfers (EFT) and Automated Clearing House (ACH). EFT and ACH payments are fast, secure, and hassle-free. Another EFT type that businesses rely on is ACH. EFT vs. ACH: What Do They Have in Common?

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As Federal Checks Disappear, Banks Face Surge in ACH Payments and Rising Fraud Risks

Finextra

In March 2025, the White House issued a mandate requiring that, by the end of fiscal year 2025, nearly all federal government payments—including tax refunds—must transition from paper checks to electronic channels, primarily through the Automated Clearing House (ACH) network. payments landscape. One major concern is the volume spike itself.

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2024 Payment Methods Report: Overview, Insights, and Statistics

Clearly Payments

From traditional options like credit cards to emerging solutions such as cryptocurrencies and biometrics, each payment method comes with unique advantages that cater to varying consumer needs. Cost : RTP services are low-cost or free for consumers, typically around $0.50 They remain a staple payment method globally. handled $1.6

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Diverse E-Commerce Payment Acceptance For US & Canadian Merchants: Finix Launches WooCommerce Plugin

The Fintech Times

Consumers are demanding fast, secure and flexible payment solutions, meaning digital storefronts need to find new ways to meet consumer expectations and fast. Automated transaction management : Manage disputes, refunds, and ACH returns with built-in webhook support and real-time automation to reduce manual work.

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Why Stax is a Leading Solution for Merchants That Need Credit Card Payment Processing in Canada

Stax

Much like in the United States (and practically the rest of the world, for that matter), Canadian consumers have widely adopted credit cards and digital payments. of consumers owning at least one credit card. Beyond credit cards, Stax supports ACH, mobile payments, and online invoicing, providing flexibility for your customers.

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How GDP Trends Impact the Payments Industry

Clearly Payments

Conversely, slowdowns in GDP can signal tighter consumer spending, lower business investment, and reduced demand for financial services. Because GDP drives consumer spending, business investment, and ecommerce activity, all of which generate payment transactions. Why does this matter for the payments industry? In 2020, U.S.