EBizCharge

MARCH 20, 2025

Enhanced cash flow management: Integrating a gateway into Sage enables real-time processing of credit and debit card payments, helping merchants collect outstanding invoices faster. Increased payment flexibility: Businesses can accept various payment methods, including credit, debit, and Automated Clearing House (ACH) /eCheck payments.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

EBizCharge

DECEMBER 18, 2024

Payment clearinghouses Clearinghouses for payments facilitate the processing and settlement of financial transactions between banks, businesses, and individuals. Payment clearinghouses consist of: Automated clearinghouse (ACH): Handles electronic payments such as direct deposits, bill payments, and money transfers.

Facilitators 52

Facilitators Transactions Settlement Mitigation 52

EBizCharge

JANUARY 14, 2025

Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently. Its robust payment integrations with accounting/ERP, CRM, and eCommerce systems ensure a smooth and user-friendly payment process.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

EBizCharge

NOVEMBER 27, 2024

Support for multiple payment methods: To cater to diverse customer preferences, many Internet merchant accounts support multiple payment methods, including major credit and debit cards, digital wallets, and even alternative payment systems like Automated Clearing House (ACH) transfers. How do payment gateways work?

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

EBizCharge

MARCH 7, 2025

Acumaticas electronic payment processing is a game-changer for businesses looking to enhance their sales and receivables processes. Integrating a payment gateway into Acumaticas system further streamlines online transactions, allowing businesses to accept payments securely and efficiently. Cost is another major factor.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Stax

JANUARY 21, 2025

Payment links can be shared across a variety of different channels, including but not limited to email, SMS, mobile apps, or social media messaging platforms such as Facebook and WhatsApp. This gives customers maximum flexibility over how they want to paywhether that be ACH (bank account transfers), digital wallets, to credit and debit cards.

Use Case 88

Use Case Online and Mobile Banking Payments ACH 88

Evolve Payment

JULY 15, 2025

Electronic payments, including recent innovative digital ACH solutions on the other hand, offer a safer and more transparent alternative but come with their own set of considerations. Let’s explore the benefits: Enhanced Security ACH Payments can nip cash management hassles in the bud.

Cash Management 52

Cash Management Reconciliation Payments Audit 52

Stax

JUNE 17, 2025

Many payment providers will hold both designations at once—so whether someone says ISO, MSP, or ISO/MSP, they’re usually referring to the same type of business. In short: while their acronyms differ, the role of ISOs and MSPs remains the same: enabling merchants to accept payments securely and efficiently.

ISOs 88

ISOs MSPS Credit Cards Acquirers 88

Stax

MAY 23, 2025

The Basics of Integrated Payments At the core, integrated payments connect your software to a payment processor through APIs. These APIs enable your users to accept credit cards, debit cards, ACH, and other payment options without ever leaving your platform.

ISVS 88

ISVS Best Practices Payment APIs and Integration Enrollments 88

EBizCharge

APRIL 22, 2025

Integrating payment into Salesforce Salesforce integrated payments refer to the ability to process and manage financial transactions directly within the Salesforce platform. The more payment options you can offer, the easier it will be to accommodate customer preferences and reduce friction during checkout or invoicing.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

EBizCharge

NOVEMBER 7, 2024

Clearing occurs after a transaction is initiated and involves payment instructions and verification to ensure sufficient funds are available to complete the transaction. Clearing is typically performed by financial institutions or central banks using payment systems like the Automated Clearing House (ACH).

Settlement 52

Settlement ACH Central Bank Mitigation 52

EBizCharge

MARCH 27, 2025

Your payment processor will provide the necessary payment portal software to authorize and transfer funds from customers accounts to your businesss account. Payment portals are often integrated with accounting or ERP systems to ensure transactions are recorded accurately and synced directly into this software.

Payments 52

Payments PCI DSS Processors Debit Card 52

EBizCharge

MARCH 3, 2025

Syncing reliable payment integrations with the Acumatica Cloud ERP allows companies to process and manage customer payments efficiently. Merchants can process credit cards and Automated Clearing House (ACH) payments or eChecks directly inside Acumatica to accelerate and improve their invoicing operations and overall finances.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Trade Credit & Liquidity Management

JUNE 23, 2025

Offer Flexible Payment Options Checks are no longer the default. ACH is now the most common B2B payment method, but credit card usage is growing—especially for mid-sized or riskier accounts. Ensure that all payment methods are clearly listed on your invoices and statements.

UCC 52

UCC Disputes Push-to-Card Risk 52

Stax

APRIL 23, 2024

ACH payments are a convenient way for business owners, individuals, and employers to use intuitive automated banking throughout their daily lives. Most small business owners and employers are turning to ACH payments instead paper check payments because of the ease and instant access the ACH network provides.

ACH 88

ACH Direct Deposit ACH Network Wire Transfer 88

Stax

JUNE 27, 2024

If you’ve been accepting and using electronic payments in your business, you’ve probably come across two of the most popular terms in the digital payments scene— automated clearing house (ACH) and wire transfer. While they’re both electronic modes of payment, they have stark contrasts when it comes to their processes.

Wire Transfer 88

Wire Transfer Wire Wires ACH 88

PYMNTS

APRIL 24, 2020

In-person payments of transactions like parking violation fines or sanitation fees is no longer possible, leaving government entities to accelerate their electronic and online payment acceptance capabilities. It’s been a boon for ACH payments, said Jeff Thorness, president of Forte Payment Systems , a CSG company.

ACH 64

ACH Government Governance G2B 64

EBizCharge

OCTOBER 25, 2023

As electronic transactions garner popularity and evolving efficiency, understanding the nuances of systems like the Automated Clearing House (ACH) becomes more imperative than ever. An ACH prenote is a preliminary transaction verifying and validating bank account information before initiating an electronic fund transfer (EFT).

ACH 52

ACH Direct Deposit Electronic Funds Transfer (EFT) Verification 52

Nanonets

APRIL 8, 2024

But, just as keeping a subscription on automatic renewal without oversight can be a costly mistake, so too can mismanaging recurring ACH transactions. What are ACH Payments? ACH payments are generally fast during the work week but aren’t instantaneous.

ACH 52

ACH Wire Transfer ACH Network Tax Refunds 52

PYMNTS

SEPTEMBER 9, 2016

With the Same Day ACH rollout coming in just two weeks and other faster payments initiatives taking off, financial institutions are taking significant steps to ensure the transition to a faster processing environment, including improving their payment security platforms to keep fraudsters at bay. The Mountain View, Calif.-based

Same Day ACH 40

Same Day ACH ACH ODFI Faster Payments 40

PYMNTS

AUGUST 3, 2016

Same Day ACH has been a focus for banks since it was proposed in early 2014. Phase 1 of the Faster Payments initiative launches on Sept. will be able to accept Same Day payments, with the option to originate them. 23 to go smoothly is that the ACH network is already being used by banks and consumers.

Same Day ACH 41

Same Day ACH ACH NACHA Faster Payments 41

PYMNTS

JUNE 6, 2019

It’s important to understand that the concept of “integrated payables” is widely misunderstood, with FinTech providers and banks delivering an array of solutions that supposedly fit the definition, but, in some cases, only incorporate just a single payment type.

ACH 71

ACH Automation Checks Authentication 71

PYMNTS

NOVEMBER 23, 2016

The firm’s chief marketing officer, Richard McShirley, said he’s confident in the potential for real-time payments to get off the ground, to provide added payments security and to disrupt even the B2B payments world. “We think it is just the opposite,” explained McShirley.

Real Time Payments 73

Real Time Payments Payer Faster Payments Payments 73

Fintech Finance

APRIL 22, 2024

Coupa can now connect to Paymode-X, Bottomline’s business payments network that offers Premium ACH, to automate payments from buyers to suppliers. Coupa Pay offers a single platform for managing all business payments across different countries and currencies.

Business Payments 52

Business Payments ACH Reconciliation Payments 52

PYMNTS

SEPTEMBER 26, 2016

Using FIS-run PayNetExchange to process ACH, checks and virtual cards and using Comdata to issue Mastercard commercial cards, Corcentric pulls in payment capabilities across a range of rails to support the last mile of the B2B transaction. “It’s key when it comes to the payment process.”

B2B 65

B2B Same Day ACH ACH Commercial Card 65

EBizCharge

JULY 16, 2024

The National Automated Clearing House Association (NACHA) governs the operation of the Automated Clearing House (ACH) network , a centralized system financial institutions use to facilitate electronic payments and transactions across the U.S. Data security NACHA imposes stringent requirements to protect sensitive financial data.

NACHA 52

NACHA Nacha Rules ACH Network ACH 52

Paystand

FEBRUARY 17, 2025

Paper Check Comparison Benefits for Businesses Common Questions About eCheck Payments Getting Started with eCheck Payments Key Takeaways eCheck payments are electronic versions of paper checks that process funds through the ACH network Businesses save 60-80% on transaction fees compared to credit card payments Processing typically takes 3-5 business (..)

Checks 40

Checks ACH Network Credit Card Payment Processing Fraud Prevention 40

PYMNTS

MAY 25, 2017

Hence the recent announcement of the 2017 NACHA Payments Awards , which seeks to spotlight innovation and advancements in payments technology, which this time around was predicated on proven accomplishment in advancing electronic payments and finding new ways to leverage Same Day ACH. can be reached.

NACHA 46

NACHA Same Day ACH Innovation ACH 46

Fintech Finance

APRIL 2, 2025

The fast-growing fintech has also introduced embedded ACH, RTP, FedNow and Wire payments across 9,600+ banks for customers in the U.S., enabling businesses to securely send funds from their payment journal to vendors via their bank account, streamlining the process for enhanced efficiency and security.

Embedded Payments 75

Embedded Payments FedNow RTP Cross-Border 75

PYMNTS

FEBRUARY 22, 2017

This year, Fiserv is nominated for yet another PYMNTS Innovation Project award, this time for the NACHA Best Innovation in ACH Award. Some of them surround the issue of payments security. “Security tends to always be a requirement.” “Most innovation today manifests in an experience,” he continued.

NACHA 51

NACHA Same Day ACH ACH Innovation 51

EBizCharge

JUNE 3, 2024

Here’s a brief overview of the prominent types: Automated Clearing House (ACH): ACH transfers are a reliable and often-used form of EFT. ACH is designed to process batches of transactions, such as direct deposits of salaries or social security benefits and direct payments for bills.

Funds Transfer 52

Funds Transfer Electronic Fund Transfer Act (EFTA) Electronic Funds Transfer (EFT) Wire Transfer 52

PYMNTS

MAY 26, 2016

.” He pointed to a client that, for example, may need to coordinate some type of event and needs to accept card payments from event registrants but also facilitate payments via ACH to event organizers. Stewart described the faster payments initiatives of the U.S. “There wasn’t a large appetite. .

B2B 40

B2B Same Day ACH ACH Faster Payments 40

Stax

MARCH 14, 2024

Unlike B2C, where most transactions are simply taken at the point of sale using a credit card, debit card, or mobile payments from digital wallets, the types of payments for B2B companies can differ. It’s popular with B2B businesses as it’s a contractual payment method, requiring both parties to complete paperwork.

B2B 88

B2B Process B2C Credit Cards 88

PYMNTS

MARCH 9, 2020

A successful new rail] couldn’t just be something that’s a little faster than same-day ACH,” he explained. Offering new capabilities is one way for a payment rail to stand out. Ledford noted that such services could allow companies to send payment request notifications, for example. Motivation is especially important in the U.S.,

RTP 81

RTP TCH ISO 20022 Real Time Payments 81

PYMNTS

AUGUST 12, 2019

In a press release last week, Compeat said Compeat Pay automates vendor payments by using virtual cards, ACH and check payments to enhance the security of accounts payable. Should restaurants wish to pay their suppliers electronically, the platform integrates with restaurants’ banks to create and deliver ACH files.

Accounts 43

Accounts ACH Checks Payroll 43

PYMNTS

SEPTEMBER 19, 2019

Among these new services, the top focus is real-time payments (55 percent), followed by same-day ACH (44 percent). The latest Securing B2B Payments Report shines a light on risk and security issues. . Security vs. Friction. With innovation comes new challenges. Losses from fraud were estimated to hit $4.2

B2B 53

B2B Innovation Real Time Payments Same Day ACH 53

PYMNTS

SEPTEMBER 17, 2019

A series of payment innovations are promising to put an end to some common B2B payment frictions, including online portals, same-day ACH and automated accounts receivables (AR). As payments become increasingly digital, fraudsters are becoming more creative in their efforts to steal money, data or both from businesses.

Same Day ACH 52

Same Day ACH B2B Payments ACH 52