EBizCharge

NOVEMBER 7, 2024

Financial clarity is especially important since banks engage in countless daily transactions that require clearing and settlement processes to ensure payments are accurately transferred between parties, reducing risks and maintaining economic stability. What is settlement? What is settlement? What is clearing?

Settlement 52

Settlement ACH Central Bank Mitigation 52

Stax

JANUARY 21, 2025

Credit and debit cards, digital wallets , ACH transfers , and other digital payments have become the norm. Automated clearing house (ACH) and cryptocurrency support would be nice additions if relevant to your customer base. This is known as the settlement time. According to Forrester, 69% of adults in the U.S.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Clearly Payments

JULY 17, 2025

Law firms handle sensitive client funds, including retainers, settlements, and real estate closings. When those payments are for unearned funds, such as retainers or settlements, they must go into a trust account, not a general business account. Managing these funds properly is not just good business practice, it is a legal obligation.

Legal 66

Legal Accounts Process PCI DSS 66

Finovate

FEBRUARY 20, 2025

Finzly’s Fedwire solution provides instant settlement, real-time visibility, and complete automation for Fedwire payments. Banks benefit from not only faster settlements, streamlined payments, and automation of key tasks, but also from the ability to seamlessly support multiple cores.

FedWire 115

FedWire ISO 20022 ISOs Payment APIs and Integration 115

Fintech Finance

JUNE 25, 2025

Medius Payments, which builds upon the existing Medius Pay solution, supports multiple payment methods across the United States , Europe and the rest of the world, including ACH, SEPA, BACS, CHAPS, BankGiro, wire, checks, and virtual cards. To find out more about the new Medius Payments solution, visit the Medius website.

Automation 59

Automation Embedded Payments Payments Multi-Currency 59

Stax

MAY 13, 2025

Beyond that, processors also support payment methods like ACH and Text to Pay that can give your customers the convenience they crave. Some solutions also offer flexible settlement schedules and real-time funding, helping you stay ahead of cash flow crunches. How quickly can I access my funds?

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Online and Mobile Banking 88

Fintech Finance

JULY 15, 2025

Use cases include gig worker payouts, employee tips, insurance reimbursements, merchant settlements, refunds, and more. With Instant Payments, businesses can push funds to debit and prepaid cards in the U.S., giving recipients faster access to their earnings while improving liquidity and payout operations.

Instant Payments 52

Instant Payments Product Payment APIs and Integration Near Real-Time 52

Stax

MARCH 11, 2025

There are six main payment methods used in online payments, including credit & debit cards, digital wallets, ACH & bank transfers, direct debit, Buy Now, Pay Later (BNPL) services, and cryptocurrencies. Popular digital wallet brands include Apple Pay, Google Pay, Samsung Wallet, PayPal Digital Wallet, and Venmo.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

EBizCharge

JANUARY 21, 2025

Flexibility: Businesses can accept payments from debit and credit cards and ACH/eChecks, accommodating various customer preferences. Multiple payment options: Virtual terminals typically support credit and debit cards, ACH/eCheck payments , and more, catering to various customer preferences.

Credit Cards 52

Credit Cards Encryption ACH Process 52

Fintech Finance

APRIL 7, 2025

Transfers can be made through MASAV (ACH) or Zahav (RTGS), providing businesses with greater flexibility and efficiency in managing their global financial operations. The new offering enables Israeli and global Airwallex customers to open accounts, facilitating seamless transactions in ILS via the Israeli payment network.

Multi-Currency 52

Multi-Currency Payment APIs and Integration Embedded Finance Cross-Border 52

My Payment Savvy

JUNE 16, 2025

Most gateways accept credit and debit cards, but some also handle electronic payments through digital wallets, ACH direct debit, and alternative payment options. Settlement (1–3 Business Days Later) At the end of the day, your processor batches all approved transactions and sends them for settlement.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

Clearly Payments

MAY 22, 2025

Settlement A settlement is when the funds from a transaction are actually transferred to the merchant. Batch A group of transactions sent for settlement at the same time. Bank Accounts & Settlements Merchant Account A special account used to receive card payments. ACH (Automated Clearing House) The U.S.

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

Clearly Payments

NOVEMBER 6, 2024

This market includes a range of services and technologies that facilitate the acceptance, authorization, and settlement of payments across various channels, including online, in-store, and mobile. Acquirers also handle transaction settlement and ensure funds are deposited into the merchant’s account. Total Transaction Volume : The U.S.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

EBizCharge

MARCH 20, 2025

Increased payment flexibility: Businesses can accept various payment methods, including credit, debit, and Automated Clearing House (ACH) /eCheck payments. and ACH/eChecks for direct bank transfers. Whats a settlement period? Whats a settlement period? Automatic data syncing also reduces duplication and AR errors.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

EBizCharge

APRIL 24, 2025

Supported payment methods A reliable payment gateway that accepts multiple payment methods is vital for success, so finding a provider that supports credit cards, debit cards, Automated Clearing House (ACH) /eChecks, digital wallets, and more will be highly advantageous.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Stax

NOVEMBER 21, 2024

Clearing and settlement With full authority to proceed with the transaction, your credit card processor will forward the transaction details to the relevant card networks, which are responsible for routing the relevant funds from your customer’s bank to your business bank (acquiring bank).

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Finextra

JUNE 9, 2025

Same day Automated Clearing House (ACH) payments rose 19.1% With the Federal Reserve proposing to make its service available 22 hours a day, seven days a week, Nacha is also considering adding a fourth processing cycle for same-day ACH. year-over-year in the first quarter of 2025 [1]. Reports show that a third of U.S.

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

Finextra

JUNE 14, 2025

Every time you tap or swipe a Mastercard, the company earns fees by routing the transaction through its network and facilitating authorization, clearing, and settlement between the merchant’s bank and the cardholder’s bank. This fundamental network model (shared with its main rival Visa) has proven enormously scalable and resilient.

Visa 52

Visa AI Gateways Value Added Service 52

Stax

MARCH 5, 2025

Debit and credit card processing are table stakes but bear in mind that some shoppers may choose to pay via ACH, eChecks, SMS, and more. From credit and debit cards to mobile payments (like Apple Pay), ACH, and invoicing, Staxs platform has everything you need. Stax, for example, supports multiple modes of payment.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

EBizCharge

JULY 10, 2025

For example, if you’re not offering ACH, NetSuite eCheck, or credit card processing options in a clean, branded NetSuite payment portal, you’re likely creating barriers for your customers. That’s why understanding both the limitations and potential of NetSuite payment processing is a smart first step.

Reconciliation 52

Reconciliation Payments Real Time Payments ACH 52

Finovate

JUNE 18, 2025

The bill will enable regulated stablecoins and essentially facilitate real-time settlement, 24/7 money movement, and programmable financial interactions. This method of funds transfer won’t rely on traditional rails like ACH, wires, or even FedNow.

Stablecoins 76

Stablecoins FinTech Legal Framework FedNow 76

Finovate

DECEMBER 24, 2024

.” Infinant will use the capital to expand its product offering which currently includes Infinant’s Interlace Console for customer and account management, Settlement Ops for ledger and reconciliation management, Payments Hub for centralized payments for ACH, wire, and FedNow, as well as the company’s Card Platform that provides card (..)

Security 65

Security FedNow Wires Wire 65

Fintech News

JUNE 16, 2025

Ricky Lim Ricky is the former CEO of Banking Computer Services (BCS), the national ACH for Singapore that is part of the NETS Group. This removes layers of fees and reduces settlement time. To delve deeper into how Nexus supports this mission, we spoke with Ricky Lim and Eli Shoshani.

Cross-Border Payments 71

Cross-Border Payments Cross-Border APACS ISO 20022 71

EBizCharge

NOVEMBER 27, 2024

Transaction settlement: After a payment is authorized, the merchant account facilitates the settlement process. The gateway acts as the intermediary that collects, encrypts, and transmits transaction data to the payment processor. This integration ensures a seamless and secure transaction flow. How do payment gateways work?

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

EBizCharge

FEBRUARY 26, 2025

NetSuite automates key aspects of the payment process, including authorization, capture, and settlement, reducing manual effort and minimizing errors. Accepting a variety of payment methods, including credit cards, ACH transfers, and digital wallets, accommodates different customer preferences and reduces payment friction.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

EBizCharge

JULY 17, 2025

Having a real-time, embedded NetSuite application for payment module improves cash flow by shortening the time between invoicing and settlement. Here are some features to look for: Ability to accept multiple payment types—credit cards, ACH, and digital wallets—directly in NetSuite. Better data, cleaner books, and fewer late payments.

Payment Solutions 52

Payment Solutions Payment Gateways Payments Gateways 52

Stax

NOVEMBER 14, 2024

Mitigating Delays in International Settlement Times Cross-border transactions can take longer to process than domestic ones due to currency conversions, regulatory checks, and additional verification steps. Some payment processors offer expedited international settlement options to help merchants avoid lengthy wait times.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Fintech Finance

MAY 1, 2025

While consumers’ expectations for payment ease and efficiency have increased, many institutions are struggling to meet these demands using dated and disparate technology, leaving them exposed to settlement delays and security vulnerabilities.

Payment APIs and Integration 59

Payment APIs and Integration OFAC Payments Fraud Detection 59

Finovate

JULY 2, 2025

Even though some banks have issued permissioned, institutional stablecoins, they are usually used internally for payment settlement, not open to the public, and are not tradable on public blockchains. Next, both can be used to enable payments and reduce settlement times.

Stablecoins 52

Stablecoins FDIC Blockchain Treasury 52

The Paypers

JUNE 26, 2025

More information on Medius’ product launch According to the official press release, Medius Payments was designed to build upon the existing Medius Pay solution, and it aims to support multiple payment methods across the United States, Europe and the rest of the world, including ACH, SEPA, BACS, CHAPS, BankGiro, wire, checks, and virtual cards.

Payments 56

Payments Embedded Payments Audit Multi-Currency 56

Payments Dive

JUNE 11, 2025

Most Popular Fiserv CEO embraces stablecoins Deep Dive Checkout-free payments may yet rise Walmart taps Mastercard, Synchrony for new cards Visa, Mastercard $5.5B

BNPL 78

BNPL Privacy Stablecoins On-Demand 78

Cardfellow

JUNE 16, 2025

Some business owners choose to pay for instant funding or faster settlement, but if you don’t elect to do that, settlement typically takes 1-3 business days. If processors and banks chose to use FedNow, you could see instant settlement of transactions on the FedNow rails. In a few days, the money will be available to you.

FedNow 52

FedNow Credit Cards Process P2P 52

Fintech Review

MAY 4, 2025

High fees, slow settlement, and poor transparency can erode margins and create operational headaches. Copper Offers digital asset custody, prime brokerage, and settlement solutions with an emphasis on institutional-grade security. Best for : Businesses needing crypto tax compliance at scale. Here are some of the standout players: 96.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

Payments Dive

JULY 14, 2025

One ACH payment might cost just $0.20 But the real costs, such as failed payments, delayed settlements, disputes, chargebacks and manual interventions, hide in plain sight. This resulted in a 50% reduction in ACH return rates, cutting down both exception volume and reconciliation time. Fees aren’t the problem.

Payments 156

Payments Privacy Settlement Reconciliation 156

Finovate

JUNE 3, 2025

The company offers real-time payments via its Spayce Real-Time Payments solution, ACH via its Spayce ACH Payments solution, as well as Open Banking services. Operating in more than 200 countries and territories, Spayce is a cross-border payment platform that enables secure and scalable global transactions.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Financial Crimes Crime 52

Fintech Finance

MAY 7, 2025

By settling payments of import duties directly and frictionlessly through HSBC TradePay, businesses can simultaneously access credit and complete payments, leading to more efficient settlement times and better visibility over cash flows.

ACH 81

ACH SWIFT Settlement Finance 81

Trade Credit & Liquidity Management

JULY 9, 2025

Treasury Department, aims to transition all federal payments, such as Social Security benefits, tax refunds, and vendor payments, to electronic methods like ACH transfers. Photo by Money Knack on Unsplash ) Nacha , the organization overseeing the ACH Network, has strongly endorsed this executive order.

NACHA 40

NACHA ACH Tax Refunds Treasury 40