Finovate

MARCH 19, 2025

Core10 is partnering with PayNearMe to integrate loan repayment options, allowing its bank clients to offer payments via PayPal, Venmo, Cash App Pay, Apple Pay, Google Pay, ACH, and even cash at 62,000 retail locations.

Facilitators 95

Facilitators Credit Union Online and Mobile Banking Venmo 95

Stax

DECEMBER 12, 2024

Merchant service accounts and how they work Merchant service providers assess your credit history, business type, and expected transaction volume during application. ACH transactions), and more. Pricing models vary and each can benefit specific business types and transaction volumes: Flat-rate pricing.

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

Stax

MAY 6, 2025

From handling higher transaction volumes to enabling new revenue models, the right system should grow with you and streamline both your operations and your customers checkout experience. TL;DR A scalable solution adapts to higher volumes, evolving business models, and new payment methods without breaking down or holding you back.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Volume Payments 88

Clearly Payments

NOVEMBER 6, 2024

payment processing landscape, covering market size, merchant demographics, transaction volumes, major players, and key trends shaping the industry. payment processing market remains a major player in the global economy, with transaction volumes that highlight the sector’s vast scale and continued expansion. trillion 2019 $4.0

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

The Fintech Times

JULY 9, 2025

Key features of the Finix for WooCommerce plugin include: Diverse payment acceptance : Easily accept major credit and debit cards, ACH transfers, and Apple Pay to match evolving customer preferences and reduce checkout friction.

ACH 59

ACH Payments Debit Card Encryption 59

EBizCharge

NOVEMBER 12, 2024

A merchant account is a business bank account that allows companies to accept payments, such as debit and credit card transactions, electronic funds transfers (EFTs), and Automated Clearing House (ACH) payments. Merchant account providers (MSPs) often offer tailored solutions based on the type of business and online transaction volume.

Accounts 52

Accounts Online and Mobile Banking MSPS Debit Card 52

EBizCharge

MARCH 11, 2025

Acumatica allows businesses to accept and process credit cards, debit cards, Automated Clearing House (ACH) payments/eChecks, and other transactions seamlessly by integrating with payment gateways. ACH processing fees: ACH processing fees are the costs associated with transferring funds electronically through the ACH network.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

Clearly Payments

JULY 12, 2025

When the economy grows, people and businesses spend more, fueling transaction volume and, in turn, payment processing activity. In periods of economic expansion: Visa’s global payment volume rose 9% in 2024, closely aligned with GDP-driven increases in consumer spending, especially in debit transactions.

Payments 66

Payments Volume ACH On-Demand 66

Stax

JANUARY 21, 2025

Credit and debit cards, digital wallets , ACH transfers , and other digital payments have become the norm. The ideal payment gateway should match your business model, target audience, transaction volume, and nature of products or services. However, it might only be suitable for smaller transaction volumes.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Stax

APRIL 3, 2025

Evaluate your business size, transaction volume, industry considerations, total cost, and customer experience. They can range from traditional payments, such as credit/debit cards and ACH payments , to modern alternative methods, such as digital wallets, mobile transactions, Buy Now Pay Later (BNPL), and cryptocurrency.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

The Fintech Times

JULY 10, 2025

FV Bank, a US-licensed digital bank serving small and medium-sized enterprises, has launched a new Virtual Account feature to tackle a major operational challenge in global payments: attributing high volumes of incoming transactions quickly and accurately.

Automation 59

Automation Accounts Reconciliation Stablecoins 59

Stax

NOVEMBER 21, 2024

Providers using this model don’t typically charge monthly fees and even offer free equipment, which makes it ideal for very small businesses with low transaction volumes (less than $5000), and ticket prices. This means you pay the applicable rate for the tier your volume of transactions falls under for a particular month.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Clearly Payments

JANUARY 21, 2025

Despite the volume and variety, many still rely on outdated systems that pose significant challenges: Inefficiency: Legacy systems often require manual intervention, increasing the time and cost of processing payments. The new system allowed taxpayers to pay via credit cards, ACH transfers, or mobile wallets.

Government Payments 59

Government Payments Government Governance PCI DSS 59

EBizCharge

FEBRUARY 24, 2025

NetSuite can seamlessly integrate numerous payment methods like Automated Clearing House or ACH transfers, credit card payments, and other digital payment methods. Electronic funds transfers (EFTs): Like ACH payments , EFTs are commonly used in NetSuite for their efficiency since they enable direct money transfers from one account to another.

Payment Gateways 52

Payment Gateways Gateways Electronic Funds Transfer (EFT) Wire Transfer 52

Stax

MAY 13, 2025

Reconciliation tools – Help you match payments to your records, track sales volume, and catch discrepancies. Beyond that, processors also support payment methods like ACH and Text to Pay that can give your customers the convenience they crave. These vary based on card type, transaction volume, and risk level.

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

JUNE 24, 2025

Review factors like fees, contract terms, supported payment methods, and business fit—especially if you’re high-volume, high-risk, or multi-location. Third-party processors are easier to get started with, but may come with limitations especially as your processing volume grows. per transaction +15-30¢ per transaction.

Credit Cards 88

Credit Cards Process Processors Online and Mobile Banking 88

Stax

APRIL 10, 2025

TL;DR You get to choose from traditional payment methods like cash and checks, online payment methods like digital wallets and ACH transfers, and emerging payment methods like BNPL services and cryptocurrencies. ACH payments are also reversible, while wire transfers cant be reversed once completed.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Stax

MARCH 18, 2025

Payment processing systems help merchants accept various types of payments, such as credit and debit cards, automated clearing house (ACH) , electronic funds transfers (EFTs), digital wallets, mobile payments, and even cryptocurrencies. Also, they may not be the best for high-volume businesses. Do you process international payments?

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Clearly Payments

JANUARY 14, 2025

ACH & Bank Transfers Some businesses, especially those in B2B (business-to-business) sectors, rely on bank transfers like ACH payments or wire transfers. Professional Services : Many rely on invoices and ACH bank transfers for bigger payments. These sectors prioritize speed and customer experience.

Online and Mobile Banking 105

Online and Mobile Banking Processors Payments Debit Card 105

Clearly Payments

MARCH 31, 2025

Larger enterprises, however, are more likely to integrate advanced electronic payment systems, including ACH transfers and custom corporate payment solutions. Payment Terminal Usage: SMB vs. Enterprise The type of payment terminal a business uses is influenced by transaction volume, security requirements, and integration capabilities.

Small Business 59

Small Business Electronic Funds Transfer (EFT) Credit Cards Payments 59

Fintech Finance

JANUARY 20, 2025

Since commencing operations in stealth in January 2023, Waza has served hundreds of businesses, processing over $700m in annualised payment volume, facilitating business payments across 6 continents and impressively growing at 20% monthly.

Multi-Currency 97

Multi-Currency Global Payments Cross-Border Payments Cross-Border 97

Finextra

JULY 5, 2025

trillion in total payment volume (TPV), growing 38% year-over-year, while Adyen was close behind with €1.29 Adyen’s custom approach and interchange-plus pricing appeal to high-volume, omnichannel businesses that can integrate a more complex solution. Let’s dig in. In 2024, Stripe processed about $1.4 trillion (+33% YoY).

Product 52

Product Payment APIs and Integration Online and Mobile Banking Authorization 52

Stax

MARCH 11, 2025

There are six main payment methods used in online payments, including credit & debit cards, digital wallets, ACH & bank transfers, direct debit, Buy Now, Pay Later (BNPL) services, and cryptocurrencies. Providers are often willing to offer volume discounts to merchants who can effectively prove they are deserving of it.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Fintech Finance

JULY 9, 2025

Every merchant, regardless of volume or technical expertise, should have access to a great payments product,” said Richie Serna , CEO and co-founder of Finix. “As Whether it’s a new startup launching its first store or a high-volume retailer, all WooCommerce users can easily accept payments with no developer required.”

ACH 52

ACH Payments Debit Card Volume 52

EBizCharge

JANUARY 21, 2025

Flexibility: Businesses can accept payments from debit and credit cards and ACH/eChecks, accommodating various customer preferences. Multiple payment options: Virtual terminals typically support credit and debit cards, ACH/eCheck payments , and more, catering to various customer preferences.

Credit Cards 52

Credit Cards Encryption ACH Process 52

Finextra

JUNE 9, 2025

Same day Automated Clearing House (ACH) payments rose 19.1% The opportunities and implications of rising payment values and volumes In recognition of the systemic importance of high-value payments, the U.S To combat this, Nacha is introducing new real-time fraud monitoring for ACH transactions, which go live in March 2026.

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

My Payment Savvy

JUNE 16, 2025

Most gateways accept credit and debit cards, but some also handle electronic payments through digital wallets, ACH direct debit, and alternative payment options. Are all fees—including monthly, setup, and hidden charges—clearly disclosed and reasonable for your transaction volume?

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

EBizCharge

JUNE 16, 2025

As your transaction volume increases and your systems expand, so does the need for infrastructure that can handle the pressure without slowing you down. These services cater to enterprise merchants by providing tools for handling high transaction volumes, varying payment types, and multiple payment methods.

Payment APIs and Integration 52

Payment APIs and Integration Online and Mobile Banking Volume Transactions 52

Stax

APRIL 8, 2025

Card Network Interchange Fee (per transaction) Assessment Fee (total transaction volume) Mastercard 1.15% + $0.05 Transaction volume – You can negotiate better rates if you have high sales volumes. Encourage customers to use lower-cost payment options like contactless payments, PIN-based debit, or ACH transfers.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

Cardfellow

JUNE 25, 2025

A business whose chargebacks exceed a 1% (Mastercard) or 0.9% (Visa)of its total sales volume (the dollar amount, not the number of transactions) becomes subject to a chargeback monitoring program administered by the card brand, which is accompanied by a $5,000 fine.

Disputes 98

Disputes Credit Cards Card Association Acquirers 98

Payments Dive

JUNE 12, 2025

Then there are digital rivals PayPal Holdings and Stripe also battling for merchants’ payments volume. trillion in payments volume last year, catering to U.S. Some of those competitors have taken a very different approach to expansion, opting for acquisitions. Adyen processed $1.4

Privacy 108

Privacy Push-to-Card Debit Card Addressing 108

EBizCharge

MARCH 7, 2025

These integrations also offer competitive transaction fees, making it a cost-effective choice for businesses handling high-volume transactions. Additionally, your gateway should support multiple payment methods, including credit/debit cards, ACH, digital wallets, and BNPL options, ensuring a frictionless payment experience for customers.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Stax

JUNE 24, 2025

The specific processing rates can vary depending on factors such as the merchant’s industry, transaction volume, processing method (e.g., The cheapest option depends on your transaction volume, average ticket size, and industry. High-volume merchants, for instance, can often negotiate lower rates with interchange-plus pricing.

Credit Cards 88

Credit Cards Process Processors Laws 88

EBizCharge

MARCH 31, 2025

A merchant services provider helps businesses process payments like debit and credit cards, Automated Clearing House (ACH)/eChecks, and other online transactions. Lower processing fees can result in significant long-term savings, especially for businesses with higher transaction volumes. What is a merchant services provider?

Service Provider 52

Service Provider MSPS Payment Gateways Online and Mobile Banking 52

Finovate

FEBRUARY 20, 2025

One of the largest SBA 7(a) lenders by dollar volume, Live Oak Bank initially specialized in providing financing for niche businesses such as veterinarians and dentists. .” Headquartered in Wilmington, North Carolina, Live Oak Bank is a cloud-based digital bank that serves small businesses throughout the US.

FedWire 115

FedWire ISO 20022 ISOs Payment APIs and Integration 115

Clearly Payments

MAY 22, 2025

Effective Rate Your total fees divided by total volume. ACH Bank-to-bank transfers, like direct deposit or bill pay. EFT (Electronic Funds Transfer) Same as ACH, used more often in Canada. Volume Cap A limit on how much a merchant can process per month. ACH (Automated Clearing House) The U.S.

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

Fintech News

JUNE 16, 2025

Ricky Lim Ricky is the former CEO of Banking Computer Services (BCS), the national ACH for Singapore that is part of the NETS Group. These tend to be low-value, high-volume transactions and are very sensitive to fees and delays. To delve deeper into how Nexus supports this mission, we spoke with Ricky Lim and Eli Shoshani.

Cross-Border Payments 71

Cross-Border Payments Cross-Border APACS ISO 20022 71