The Payments Association

NOVEMBER 18, 2024

How fintechs are challenging traditional banks in the merchant services space, posing a threat to banks’ core business and revenue streams. The shift driven by fintechs could erode banks’ dominance, forcing them to modernise or risk losing a significant share of the market. Why is it important? What’s next?

FinTech 88

FinTech Online and Mobile Banking Acquirers Fraud Prevention 88

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. Using real-time payment technology, Nium helps companies speed up international transactions, simplify operations, and scale.

FinTech 136

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 136

Stax

APRIL 3, 2025

Like most business owners, your instincts tell you to hop on the bandwagon and launch an online store for your business. From different types of online payment gateways and key features to look for, to tips to help you choose the right payment solution for your business and implement it. This is expected to grow to 22.6%

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Stax

NOVEMBER 14, 2024

And 80% of those transactions are under $25. They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. Fees include (but aren’t limited to) transaction fees, interchange rates, PCI compliance, and more. Acquiring Bank: The business’ (i.e.,

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Stax

MARCH 18, 2025

billion transactions and $9.76 On top of that, 69% of Americans online in 2023 said they used digital payment methods to make a purchase. A typical payment processing procedure involves multiple parties, including the merchant, customer, payment processor, payment gateway, issuing bank, acquiring bank, and card networks.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Fintech News

OCTOBER 31, 2024

The company operates a blockchain-based unified ledger for payments, enabling real-time clearing and settlement for instant liquidity and transparency, and overcoming challenges commonly associated with sequential processing in legacy payment systems, including settlement delays, limited transaction transparency and high operating costs.

Cross-Border Payments 133

Cross-Border Payments Cross-Border Payment APIs and Integration Multi-Currency 133

Finovate

JULY 11, 2025

The wallet supports recurring, one-click and on-file payment solutions and, in 2024, was responsible for the largest share of the volume transacted online through a digital wallet in the country. The fourth most commonly used payment in the country, digital wallets represented 10% of all digital commerce transactions in Peru in 2024.

Innovation 65

Innovation Cross-Border Online and Mobile Banking Payments 65

Fintech News

DECEMBER 15, 2024

For decades, banks have innovated around functionalitystreamlining transactions, expanding access, and introducing digital tools. Techcombank , Vietnams fifth-largest bank in asset size and second-largest private bank, has answered that call with clarity and conviction. But the rules of the game have changed.

Online and Mobile Banking 104

Online and Mobile Banking On-Demand Economy Transactions 104

The Payments Association

JUNE 25, 2025

Versatile terminal solutions: The new terminal lineup includes sleek, space-efficient designs engineered for today’s point-of-sale environments, offering enhanced connectivity, lightning-fast transaction processing, and support across multiple form factors, including mobile, countertop, and unattended terminals.

Online and Mobile Banking 88

Online and Mobile Banking Alternative Payment Methods ISVS Acquirers 88

The Fintech Times

DECEMBER 9, 2024

This incident disrupted operations across airlines, banks, and media outlets, resulting in billions in losses for major corporations. The Bank of England has emphasised the need for payment firms to enhance their operational resilience, mandating improvements by March 2025 to better handle disruptions like cyber-attacks or system failures.

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking AI Financial Inclusion 102

The Payments Association

JUNE 3, 2025

This foundational technology is reshaping how identity, consent, and value are managed in the digital economy, from safeguarding transactions to enabling new economic models. Unlike static gateway or acquirer tokens, network tokens adapt in real time to changes such as card reissuance or expiry, ensuring continuity in payment flows.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Stax

MARCH 5, 2025

While brick-and-mortar retail isnt going away, todays customers value the convenience of shopping online. That means selling your products and services online allows you to better serve your customers (and reach new ones!) To accept online payments, you need a payment processor and payment gateway. all while increasing revenue.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

The Payments Association

JUNE 16, 2025

While transaction fees and fraud prevention dominate immediate merchant concerns, forward-thinking businesses are leveraging payment method diversity, cross-border capabilities, and emerging technologies to gain measurable advantages. Recent market data shows this demand is reaching a tipping point across Europe.

Innovation 88

Innovation Cross-Border Fraud Prevention Payments 88

Finextra

JUNE 18, 2025

I had the privilege of executing the very first live transaction based on the protocols and standards that would become nexo standards , in an Auchan store in Faches-Thumesnil , France, for a symbolic amount of €1. no mandatory cobadging). no mandatory cobadging).

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

Finovate

JUNE 6, 2025

Nomupay’s unified payment platform streamlines payment processes—including acquiring, treasury, and payouts—for businesses operating in fragmented, emerging markets. In a statement, Deutsche Bank’s Head of Cash Management & Head of CB APAC MEA, Ole Matthiessen, highlighted the opportunity in APAC.

Cross-Border Payments 93

Cross-Border Payments APACS Payments Cross-Border 93

Finextra

JULY 5, 2025

Both power a substantial share of online commerce, yet they’ve taken different paths to the top. These figures underscore that both companies handle enormous transaction flows (roughly on par with ~1–1.5% Stripe launched in 2010 , targeting developers and small online businesses with easy-to-use APIs. of global GDP each).

Product 52

Product Payment APIs and Integration Online and Mobile Banking Authorization 52

The Fintech Times

JULY 10, 2025

Consumers want online payments to be fast, easy and secure. But the current online payments experience is often encumbered by clunky checkouts, inconsistent security and rising fraud, leaving shoppers and merchants wary and frustrated. That enables a card-present transaction online – something that has never been done till now.

Online and Mobile Banking 59

Online and Mobile Banking CHIPS Laws Account Takeovers 59

The Fintech Times

JULY 16, 2025

According to the World Bank , the number of adults without access to financial services has dropped from 2.5 Having explored some of the biggest financial inclusion hurdles in digital banking, we now turn our attention to why it is so important that these challenges are overcome. billion in 2011 to 1.4 billion in 2021.

Underserved 56

Underserved Facilitators Finance Financial Inclusion 56

The Fintech Times

JANUARY 18, 2025

Unlocking new travel opportunities Antom has established local acquiring capabilities in over 40 countries and regions, enabling businesses to integrate hundreds of payment methods and support transactions in over 100 currencies.

SARS 59

SARS Cross-Border Settlement Multi-Currency Online and Mobile Banking 59

The Fintech Times

MARCH 18, 2025

Ralf Germer, CEO and co-founder, PagBrasil Pix has been a giant windfall for Brazil and is now responsible for 90 per cent of bank transactions in Brazil. Pix saves consumers and merchants exorbitant transaction fees, and merchants receive immediate payment rather than waiting up to days for credit card payments.

Online and Mobile Banking 64

Online and Mobile Banking Central Bank Cross-Border Instant Payments 64

Fintech Review

APRIL 11, 2025

Over the years, weve covered a broad range of fintech topics from digital banking to decentralised finance , regtech , green fintech , and more. This includes services like mobile banking, peer-to-peer payments, investment platforms, and blockchain applications. Consumer trust in banks plummeted.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

The Fintech Times

JULY 1, 2025

Natech Banking Solutions has raised over $33million in Series B funding to support its expansion in embedded finance and AI-driven banking solutions. The raise follows the launch of Snappi, Natech’s digital bank joint venture with Piraeus Financial Holdings. Company updates Prometheum Capital , a subsidiary of Prometheum Inc.,

FinTech 59

FinTech Payment APIs and Integration Online and Mobile Banking Contactless Payments 59

Stax

APRIL 17, 2025

Traditionally, POS was just a collection of hardware used to ring up sales, process simple transactions, and print receipts. A point-of-sale (POS) system combines the software and hardware merchants use to accept and process transactions. Its the central hub for businesses to complete purchases, whether in-store or online.

Online and Mobile Banking 88

Online and Mobile Banking CRM Point-of-Sale (POS) Debit Card 88

Clearly Payments

MAY 22, 2025

The payment industry is packed with jargon that sounds like it was made to confuse youterms like interchange optimization, chargeback ratio, and merchant acquirer get thrown around like everyones supposed to know what they mean. Transaction A payment made using a card or digital wallet. Flat Rate A single rate for all transactions.

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

Finovate

MARCH 7, 2025

What happens when an ongoing revolution in payment innovation meets a regulatory regime determined to ensure secure and safe transactions for individual consumers, business entities, and even governments? Research by Juniper reveals that 60% of all ecommerce transactions will happen via local payment methods by 2028.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

Finovate

JUNE 30, 2025

Here are the most popular headlines, based on pageviews, that shaped the last quarter: Klarna doubles down on digital banking ahead of U.S. IPO Buy now, pay later (BNPL) player Klarna unveiled plans this quarter to operate more like a full-service digital bank. Rocket Companies acquires Mr. Cooper for $9.4 exchange ratio.

FinTech 52

FinTech Stablecoins Fraud Prevention Online and Mobile Banking 52

The Fintech Times

MARCH 27, 2025

Moniepoint , a Nigeria-based fintech offering an all-in-one banking, credit, and cross-border payment solution for African businesses and their customers, is on a mission to help businesses and individuals digitise their operations. to provide infrastructure and payment solutions for banks and financial institutions.

FinTech 59

FinTech Financial Inclusion Cross-Border Payments Online and Mobile Banking 59

The Payments Association

JANUARY 22, 2025

The widespread shift to online reliance has created a greater demand for accessing various services online, including government public services and online retail payments. This increased digital dependency has raised the need for secure access and quick and easy identity verification online.

Security 88

Security Online and Mobile Banking Credential Verification 88

The Fintech Times

JANUARY 21, 2025

EAZY Financial Services ‘EazyPay’, a Bahraini financial institution specialising in point-of-sale (POS) and online payment gateway acquiring services, has teamed up with Tarabut , the MENA region’s regulated open banking platform. Most recently, he served as chief operating officer at Bankable.

FinTech 59

FinTech Payment APIs and Integration Multi-Currency Online and Mobile Banking 59

The Fintech Times

FEBRUARY 27, 2025

Visa has signed an agreement with Abu Dhabi Islamic Bank (ADIB) to collaborate on an enhanced threat intelligence solution and integrate its advanced cybersecurity capabilities with digital payments. Additional partnerships MiFinity, a global payment services provider, has integrated Apple Pay into its mobile app.

FinTech 59

FinTech Online and Mobile Banking Non-Bank Advisors 59

Fintech Weekly

JULY 10, 2025

She leads software engineering organizations that use application programming interfaces, microservices, and cloud technologies to build next-generation banking solutions that are aligned with digital and mobile-first growth strategies. Increasingly, banks are willing to enter the blockchain space.

Technology 78

Technology Innovation Online and Mobile Banking Blockchain 78

Fintech Weekly

JULY 3, 2025

The truth is that it was never easier to enter the crypto industry, especially with specialized online platforms offering newbie-friendly tools that lower the entry barrier. It offers fast transactions and transparent pricing while delivering a user-friendly interface. Finalize the transaction.

Bitcoin 78

Bitcoin Cryptocurrency Online and Mobile Banking Blockchain 78

The Payments Association

MAY 21, 2025

Europeans are increasingly willing to switch online payment methods to access greater speed, convenience and security when shopping, new research from leading European financial technology provider, payabl. Payments are personal and regional PayPal is the top online payment method for Europeans, with 50% ranking it in their top three methods.

Research 88

Research Online and Mobile Banking Fraud Prevention Debit Card 88

Fintech News

OCTOBER 23, 2024

Today’s consumers often use multiple channels to initiate, modify, and complete retail transactions, expecting all previous interactions to be considered at each subsequent step. Not all merchants have access to such acquiring services that contribute to a smooth, personalised experience across all channels.

Acquirers 120

Acquirers C2B Online and Mobile Banking Risk Assessment 120

PYMNTS

DECEMBER 7, 2016

Some of that, he notes, is the magic of the closed loop — and its more complete view of all the transactions on its network in real time. And it’s that push toward forward evolution that leads to this week’s big news — American Express has acquired InAuth, Inc. The changing commerce landscape.

Acquirers 90

Acquirers Online and Mobile Banking Zelle Push-to-Card 90

Segpay

SEPTEMBER 24, 2024

An answer to our pain has been developing over the past few years through paying with bank payments or transactions. This month we wanted to look at the options available, their benefits, and where you can find these pay by bank options. The Pay by Bank Process So how does pay by bank work?

Accounts 105

Accounts Online and Mobile Banking Payments Authentication 105