Trade Credit & Liquidity Management

MAY 29, 2025

Automation and artificial intelligence (AI) are transforming accounts receivable (AR) and B2B trade credit management by replacing manual, error-prone processes with intelligent, AI-driven tools.

Automation 52

Automation AI Embedded Finance Payment Reconciliation 52

The Payments Association

JANUARY 3, 2025

From payment fraud and chargebacks to cybercrime and emerging AI-driven threats, the roundtable provided a dynamic platform for merchants to share their experiences, strategies, and concerns. Instead, it encompasses increasingly complex schemes that exploit systemic gaps, from first-party fraud to sophisticated AI-driven scams.

Fraud Detection 88

Fraud Detection Fraud Prevention Participant Financial Crimes 88

Stax

MARCH 13, 2025

Apart from keeping complex payment structures running, interchange fees compensate issuing banks for taking on cardholder credit risk, and help card companies fund rewards programs. Think AI-powered anti-fraud measures and contactless payments such advancements are funded by interchange fees.

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Debit Card Credit Cards Processors Processing Costs 88

Trade Credit & Liquidity Management

JUNE 23, 2025

Sales teams operate without visibility into credit risk or when slow payments may affect subsequent sales to a customer. In addition, finance teams operate without knowing how that risk is being translated into contracts and payment terms. AI-Powered Credit Recommendations: Move beyond static rules.

CRM 52

CRM AI Risk Micro-Entry 52

Fintech News

APRIL 29, 2025

Atom Bank has chosen Provenir s AI decisioning platform to enhance its credit risk decisioning and data orchestration capabilities across its consumer and business banking products. Provenirs platform also enables AI-powered self-service, real-time support, and personalised engagement features. Founded in 2016 as the U.K.s

Risk 69

Risk AI Credit Risk Product 69

Trade Credit & Liquidity Management

JUNE 25, 2025

In this data-driven economy, risk assessment demands more than simply evaluating whether a customer will pay their bills. To truly understand and manage credit risk today, modern companies must look beyond the basics and leverage new technologies, alternative data, and broader information sources.

Risk Assessment 52

Risk Assessment Regulatory Compliance Assessments Legal 52

Fintech Finance

JULY 15, 2025

Billtrust , a B2B accounts receivable workflow and payment software market leader, today announced new innovations in its Collections solution, delivering a new standard for AR teams by unifying advanced automation, AI-driven insights, and seamless agentic AI workflows.

AI 52

AI Innovation Accounts Disputes 52

The Payments Association

JULY 18, 2025

Develop systems to support robust affordability and creditworthiness assessments, aligned with the FCA’s Consumer Duty and credit risk principles. Conduct a gap analysis across marketing, onboarding, complaints, and governance to align with upcoming FCA expectations. Read More »

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

Finovate

JANUARY 28, 2025

Abrigo , a compliance, credit risk, and lending solutions provider for financial institutions, has acquired Integrated Financial Solutions (IFS). The acquisition will make IFS’s end-to-end lease and loan origination and management automation platform, IFSLeaseWorks, available to more organizations and institutions.

Acquirers 52

Acquirers Fraud Detection Origination Automation 52

The Fintech Times

JUNE 26, 2025

Digital asset insurance broker Native has appointed George Frith as divisional director, Bitcoin mining and AI compute. He will focus on developing bespoke cover for digital infrastructure risks, from bitcoin mining to AI data centres. Wealthtech firm Orion has named Valli Nachiappan as chief technology officer.

FinTech 59

FinTech AI Online and Mobile Banking Non-Bank 59

M2P Fintech

APRIL 4, 2025

The new-age credit stack can do this efficiently with smarter underwriting capabilities, integrated data collection mechanisms and ability to automate workflows in the process. Improved Risk Management To assess credit risk accurately, new-age credit stack incorporates advanced algorithms and real-time analytics.

Finance 52

Finance Payment APIs and Integration Credit Cards Risk 52

The Payments Association

APRIL 8, 2025

From payment fraud and chargebacks to cybercrime and emerging AI-driven threats, the roundtable provided a dynamic platform for merchants to share their experiences, strategies, and concerns. Instead, it encompasses increasingly complex schemes that exploit systemic gaps, from first-party fraud to sophisticated AI-driven scams.

Fraud Detection 88

Fraud Detection Fraud Prevention Scams Participant 88

Fintech Labs Insights

MARCH 13, 2025

A recent podcast with Ramp product head Geoff Charles discussed its product-led culture, layering of AI at every step of their work flows (every employee uses AI every day), and the latest expansion into the deposit side. The process leverages generative AI so that routine finance queries and tasks can be handled in natural language.

Push-to-Card 29

Push-to-Card AI Finance Multi-Currency 29

Trade Credit & Liquidity Management

JULY 3, 2025

This podcast features a discussion between Trade Credit & Liquidity Management’s Bob Shultz and Amartya Singh, CEO and CFO of Finnflow, focusing on the persistent challenges companies face in managing the order-to-cash (O2C) process.

CRM 52

CRM Risk Assessment Liquidity Management AI 52

The Fintech Times

JUNE 9, 2025

The wallet platform also leveraged generative AI across its customer service, collections and product sales to achieve enhanced operational efficiency. “We’re excited to support Atome in the Philippines, a high-growth market with increasing demand for accessible, affordable credit and mobile-first financial solutions.”

Financial Inclusion 45

Financial Inclusion Finance Security Risk Management 45

Finextra

JUNE 18, 2025

Across every one of these sectors, the impact is twofold: Corporates experience smoother cash flow management, tailored product offerings, and better risk preparedness, gain proactive guidance, reduce the cost of capital, plan better, and react faster to shocks. It expresses the views and opinions of the author.

Transactions 52

Transactions Payment APIs and Integration Risk Cross-Border 52

Trade Credit & Liquidity Management

JUNE 9, 2025

Help us grow the Trade Credit & Liquidity Management community by sharing this Article. Share The Role of AI in Financial Statement Analysis The integration of artificial intelligence (AI) into financial statement analysis is transforming this process.

Assessments 52

Assessments Credit Limit AI Risk 52

Finextra

JUNE 23, 2025

From how fintechs are answering SME challenges and why credit risk models need a reset , to the role of non-dilutive funding and what founders should expect from lenders in 2025 , the message has been consistent. Lenders can use cash flow data, payment history, or transaction records to judge risk more fairly.

Small Business 52

Small Business Non-Bank AI Push-to-Card 52

Finextra

JUNE 26, 2025

“When acquiring new customers, our clients want a frictionless process where both ID and fraud, as well as credit risk, can be assessed as part of a single request that streamlines and speeds the customer experience,” said Greg Wright, Executive Vice President of Identity and Fraud, Experian Software Solutions.

Fraud Prevention 52

Fraud Prevention Verification Visa Payment APIs and Integration 52

Finextra

JUNE 10, 2025

To gain a true picture of a company’s financial reliability, finance teams should seek out credit risk data providers that offer granular and regularly updated DBT insights. Reports that rely solely on static financial filings or outdated information miss critical changes in payment behaviors.

Due Diligence 52

Due Diligence Authorization Risk Research 52

PYMNTS

APRIL 29, 2020

Of the seemingly inexhaustible uses of artificial intelligence (AI) in the financial sector, its applications around managing credit risk and optimizing payment services are among the most promising. percent of AI-using FIs are applying it to payment services, and 71.4 percent are doing so in credit underwriting.

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Credit Risk Risk AI Underwriting 100

FICO

APRIL 6, 2017

Which works better for modeling credit risk: traditional scorecards or artificial intelligence and machine learning? Given the excitement around AI today, this question is inevitable. Take, for example, our new credit decisioning solution, FICO Origination Manager Essentials – Small Business. It’s also a bit silly.

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Credit Risk Risk AI Origination 96

PYMNTS

DECEMBER 9, 2020

Managing credit risk used to be a reactive process. Waiting until account holders fall behind to take action not only meant that customers’ credit scores would take a hit before their banks were alerted to a problem, but also that banks would lose the revenue from the scheduled payment.

Credit Risk 98

Credit Risk AI Risk Fraud Detection 98

PYMNTS

APRIL 24, 2020

These circumstances have brought to the fore what has long been a central concern for lenders: assessing and managing credit risk. This vital task is complicated even in normal times due to the multitude of financial risk factors in play at any given time. Among banks that use AI, 92.9 percent today. percent today.

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Credit Risk Risk Underwriting AI 100

PYMNTS

JANUARY 13, 2020

As 2020 gets into full swing, artificial intelligence (AI) is in a peculiar position. You can bet on its arrival during the 2020s though — at least according to the message sent as part of the latest PYMNTS Masterclass with Brighterion , an AI-focused company owned by Mastercard. One key to getting over the starting line for AI?

Credit Risk 83

Credit Risk AI Risk Issuers 83

PYMNTS

NOVEMBER 10, 2020

The use of artificial intelligence (AI) and machine learning (ML) isn’t some futuristic idea. It is a fact — and we can prove it,” Zest AI CEO Mike de Vere told PYMNTS in a recent interview. De Vere said one key thing AI and ML can do is help remove bias based on race, gender, age or other factors from the credit-approval process.

AI 138

AI Underwriting Credit Risk Shutdown 138

Bank Automation

MARCH 18, 2024

In the dynamic world of financial services, the need for rapid and precise credit decisions has never been more crucial. This demand is driving a transformative shift towards leveraging Artificial Intelligence (AI) and automation to redefine credit and risk assessment strategies.

Credit Risk 83

Credit Risk Automation Risk AI 83

The Fintech Times

APRIL 15, 2024

Artificial Intelligence (AI) has dominated discussion across all fintech sub-sectors for at least the last couple of years and continues to do so. With this in mind, it only makes sense that we delve into the impact that AI has had on the embedded finance space as part of our April monthly theme.

Embedded Finance 134

Embedded Finance AI Finance Assessments 134

PYMNTS

JULY 8, 2020

Mastercard is harnessing artificial intelligence (AI) in a bid to hit fraudsters hard by searching for emerging patterns of criminal activity before they become major problems, two top executives told Karen Webster during Mastercard’s Virtual Cyber & Risk Summit. “In AI Also Helps Manage Credit Risk.

Visa 109

Visa AI Credit Risk Risk 109

The Finance Weekly

AUGUST 26, 2023

, AI helps companies manage risks better, it's like a big shift. It is changing how businesses deal with Enterprise Risk Management (ERM), and AI algorithms can always watch for risks. AI can look at lots of data, find patterns, and predict risks. This helps lenders proactively tackle credit risks.

Risk Management 130

Risk Management Risk AI Liquidity Risk 130

PYMNTS

JANUARY 22, 2021

Mastercard ’s Vice President, Global Head of Product for Artificial Intelligence (AI) Express and Credit Risk Amyn Dhala told Karen Webster in a discussion that technology can make that real-time risk management attainable. But AI, he said, can provide a lot more than that in terms of protecting FIs from risk.

AI 106

AI Credit Risk Point-of-Sale (POS) Risk 106

FICO

NOVEMBER 1, 2017

With all the hype around artificial intelligence, many of our customers are asking for some proof that AI can get them better results in areas where other kinds of analytics are already in use, such as credit risk assessment. My colleague Scott Zoldi blogged recently about how we use AI to build credit risk models.

Credit Risk 71

Credit Risk Risk AI Assessments 71

Fintech News

APRIL 16, 2024

Generative artificial intelligence (AI), also known as gen AI, is expected to significantly impact risk management over the next five years, allowing financial institutions to automate tasks, accelerate processes and improve efficiencies. Following a credit decision, gen AI can draft the credit memo and contract.

Risk Management 117

Risk Management Risk AI Use Case 117

FICO

SEPTEMBER 6, 2017

If AI is good enough to power self-driving cars, isn't it good enough to make credit risk decisions? What are the challenges lenders face using AI and machine learning models today? What I worry about is it takes a lot of care to properly productionize and operationalize AI.

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AI Credit Risk Governance Government 95

Finextra

MARCH 27, 2025

martini.ai, a leader in AI-driven credit risk analysis, today introduced Financials Agent, an AI-powered tool that lets users upload financial documents such as 10-K filings and instantly generate a financial risk report.

Credit Risk 59

Credit Risk Risk AI 59

The Finance Weekly

NOVEMBER 20, 2023

AI is , transforming the finance sector, especially in financial planning and analysis (FP&A). Why Should FP&A Leaders Consider to Integrate AI? FP&A leaders experience , significant advantages when they embrace AI. Top 8 AI Uses in Finance AI/ML can enhance FP&A operations in many ways.

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AI Finance SWIFT Risk 130

FICO

MAY 24, 2017

A year ago I blogged about the data governance ramifications of GDPR, and in this blog I’ll focus on another facet of GDPR to talk about a related analytics topic: explainable artificial intelligence (AI). Since most credit decision models are scorecard-based, the answer to that particular question (“Why wasn’t I approved for this loan?”)

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Regulations AI Automation Credit Risk 111