The Fintech Times

FEBRUARY 7, 2024

Now, The Fintech Times turns its attention to the perception of BNPL and, more specifically, the various myths surrounding the space and how providers are busting them. Lenders take a risk every time they extend credit to people, and that risk has to be priced. “How do we reduce that risk?

BNPL 89

BNPL Credit Risk Risk Consumer 89

Tearsheet

JULY 1, 2024

Priore shares his observations on Gen Z’s adoption of newer payment methods like buy now, pay later (BNPL) for smaller purchases. BNPL and younger generations What trends are you seeing in terms of Gen Z’s preferences and adoption of solutions like buy now, pay later (BNPL) for smaller ticket purchases?

BNPL 105

BNPL Online and Mobile Banking Encryption Payments 105

The Payments Association

DECEMBER 11, 2024

Machine learning enhances this approach by processing vast datasets to identify subtle patterns and predict fraudulent activities, making real-time anomaly detection and risk assessment possible. The most successful approaches will prioritise creating frictionless user experiences without compromising security.

Fraud Prevention 88

Fraud Prevention Risk Assessment Account Takeovers Payments 88

The Payments Association

MAY 16, 2025

These developments will impact merchant compliance, cost structures, customer experience, and operational risk. Merchants should assess exposure, engage with providers, and begin implementation planning ahead of key deadlines. Next steps/action required: Conduct a comprehensive fraud risk assessment across all channels and partners.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

Fintech News

MAY 20, 2024

Attendees can expect to gain a clearer understanding of the realities of the BNPL industry, insights into the strategies BNPL providers employ to build trust, drive responsible growth, and navigate regulatory changes. Moderating the session will be Tristan Chiappini, VP APAC and Managing Director at PPRO.

FinTech 135

FinTech Embedded Finance BNPL On-Demand 135

FICO

FEBRUARY 7, 2023

Home Blog FICO Top 5 Scores Posts of 2022: Steady FICO Score, BNPL and Alternative Data 2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL. BNPL in Credit Reports: How Could This Data Impact FICO Scores?

BNPL 52

BNPL Posting Underwriting Consumer 52

Fintech News

SEPTEMBER 4, 2024

Fluid (Singapore) Fluid illustration, Source: Fluid Based in Singapore, Fluid is a cutting-edge business-to-business (B2B) buy now, pay later (BNPL) solution, designed to help suppliers finance buyers’ purchases right at the point of checkout or when negotiating contractual terms. With a US$6.6

FinTech 117

FinTech Cross-Border Payment APIs and Integration Credit Cards 117

The Fintech Times

OCTOBER 26, 2024

Buy now, pay later (BNPL) was a common example, with the hope that open banking APIs could improve credit assessment for these services. Future applications for open banking in Saudi Arabia may include better risk assessments for variable income, more efficient government payments, and pre-filled mortgage applications.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration Risk Assessment 59

M2P Fintech

DECEMBER 17, 2024

A risk assessment follows, evaluating the merchants profile through credit checks and performance analysis, leading to application approval or rejection based on these findings. Transaction Processing MMS integrated with payment gateways enables merchants to accept multiple payment methods, including cards, UPI , wallets, and BNPL.

Fraud Detection 52

Fraud Detection PCI DSS Disputes Settlement 52

The Fintech Times

APRIL 30, 2024

Additionally, the processors are moving towards providing embedded payment solutions themselves and forming strategic alliances with BNPL providers, thus maintaining relevance by innovating and improving the user experience (as well as creating potential revenue streams for themselves based on revenue-share models with the BNPL providers).

Embedded Finance 69

Embedded Finance Finance Payment APIs and Integration Processors 69

M2P Fintech

FEBRUARY 28, 2025

Whether its personal loans, SME financing, auto loans, or BNPL (Buy Now, Pay Later), todays Loan Management Systems are built to handle the complexities of modern lending while ensuring efficiency, compliance, and seamless customer experiences. Billion by 2029!

Payment APIs and Integration 52

Payment APIs and Integration Assessments Compliance Best Practices 52

M2P Fintech

JANUARY 28, 2025

Customizable Repayment Schedule : Supports flexible repayment options, including BNPL and part repayments, with automatic re-amortization based on remaining balances. Integrated Reports Repository : Automates financial reporting and enables co-lending for risk-sharing and improved credit access.

Payment APIs and Integration 52

Payment APIs and Integration BNPL Regulatory Compliance Compliance 52

FICO

APRIL 12, 2023

And while some of our clients’ business lines benefit from the very latest innovations, others such as mortgage continue to find that older versions of the FICO® Score – even some that were first developed decades ago – meet their needs for credit risk assessment. That’s because FICO® Scores are built to last.

Credit Risk 52

Credit Risk Risk Assessment Assessments B2C 52

The Fintech Times

FEBRUARY 20, 2024

Jumio , a provider of automated, end-to-end identity verification, risk assessment and compliance solutions, names Igor Beckerman as chief financial officer. Adyen, the financial technology platform, and Billie, the B2B payments innovator, have joined forces to let Adyen’s customers enable B2B BNPL payments services.

FinTech 64

FinTech B2B Non-Bank Compliance 64

M2P Fintech

FEBRUARY 25, 2025

By analyzing borrower behavior, loan performance, and market trends, LMS provides insights that enhance risk assessment and optimize loan offerings. These data-driven insights enable lenders to assess risks, make informed decisions, and optimize loan management strategies to improve profitability and reduce potential losses.

Payment APIs and Integration 52

Payment APIs and Integration Compliance Automation BNPL 52

M2P Fintech

JANUARY 21, 2025

Key Features Diverse Product Support : FinBox supports a wide range of loan products, from working capital loans to Buy Now, Pay Later (BNPL) schemes, enabling lenders to cater to varied borrower needs. What types of loans can be managed using Loan Origination Software?

Origination 52

Origination Payment APIs and Integration Underwriting Automation 52

M2P Fintech

MARCH 28, 2024

These loans include term loans, credit cards, BNPL , and auto loans. Credit Underwriting Credit Underwriting is the process by which a lender (such as a bank, credit union, or fintech company) assesses the creditworthiness of a borrower before granting them a loan or line of credit.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

FICO

JUNE 8, 2023

Steve, can you tell us about your Automotive Ventures Retail Risk Assessment analysis and how you created the risk matrix? The Retail Risk Assessment is really a complement to the book. We try to identify seed companies as early as possible and make investments to energize their growth. Andrew: That’s fabulous.

Finance 52

Finance Consumer Risk Assessment Risk 52

Segpay

MARCH 10, 2025

Buy Now, Pay Later (BNPL) Services BNPL solutions allow players to split purchases into manageable installments , making it easier to access premium in-game content without upfront costs. Segpay helps reduce chargebacks with AI-powered fraud detection, risk assessment tools, and automated dispute resolution processes.

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

The Payments Association

MAY 30, 2025

The UKs fast-growing BNPL sector is entering a pivotal phase as it transitions to full FCA oversight, with providers adapting to new compliance, transparency, and consumer protection standards. The UKs Buy Now Pay Later (BNPL) sector in 2025 stands as one of the fastest-growing payment types.

BNPL 88

BNPL Regulations Assessments Compliance 88

The Payments Association

APRIL 14, 2025

Key developments include progress on stablecoin regulation with draft legislation anticipated, advancements in open banking and variable recurring payments (VRPs), outcomes from the PSR's review on card fees, and the introduction of buy now pay later (BNPL) legislation in Parliament.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88