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Armenia Advances Digital ID Scheme as Part of Open Data Vision

Open Banking Excellence

This is just one example of how we are working to make Armenian citizens lives easier by digitising government services. Our vision is that open and quality data is a national wealth and we consider it a national duty to deliver streamlined, personalised and proactive digital government services by default.

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Evolving money laundering risks for EMIs: Insights from the upcoming NRA

The Payments Association

The UK government’s 2025 National Risk Assessment (NRA) , published this month, confirms that the risk classification for e-money institutions (EMIs) has been elevated for both money laundering (ML) and terrorist financing (TF). This marks a significant shift from the 2020 assessment, in which EMIs were rated as “medium” risk.

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Top regulatory priorities for the payments sector

The Payments Association

The rollout of variable recurring payments (VRPs) in 2025 will drive open banking adoption, with live services enabling recurring payments to utilities, government, and financial services. The Government has confirmed its plans to regulate cryptoassets, which includes regulating for stablecoins simultaneously.

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The Hidden Costs of Payment Processing No One Talks About

Clearly Payments

Assessment Fees What It Is: Charged by the card networks (Visa, Mastercard, etc.) Processor Markup What It Is: The payment processors own cost on top of interchange and assessment fees. Tip: Complete your annual Self-Assessment Questionnaire (SAQ) to ensure you meet PCI requirements. on top of interchange fees.

Process 105
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Economic Crime and Corporate Transparency Act examined: A guide to avoiding failure-to-prevent fraud measures

The Payments Association

Businesses must proactively assess fraud risks, implement adequate procedures, leverage technology for fraud detection, and foster a culture of compliance to avoid regulatory penalties. Compliance requires proactive fraud risk assessment, the implementation of preventive procedures, and a culture of accountability. What’s next?

Crime 88
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VISTA InfoSec Achieves CREST Membership a Milestone in Cybersecurity

VISTA InfoSec

Organization that are certified by CREST goes thorough assessments of their methodologies, quality assurance processes, and data security measures, offering assurance to clients seeking reliable and trustworthy security services. CERT-IN Empanelment : Recognized by the Indian government as a trusted security assessor.

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Fintech Solutions for SMEs: Unlocking Growth Potential

Fintech Review

Alternative Credit Scoring Models Fintech companies use data beyond traditional credit scores, such as transaction histories, online reviews, and even social media presence, to assess risk. Tala assesses creditworthiness through smartphone data, while Kiva uses peer-to-peer lending to connect small businesses with global investors.

FinTech 105