Stax

JUNE 23, 2025

Businesses use ACH API integration to lower payment processing costs, streamline high-volume or recurring payments, and improve payment status visibility. Using an API to process ACH payments allows you to minimize fees, especially for high-volume or recurring payments, such as payroll or vendor disbursements. What is an ACH API?

ACH 88

ACH API Payment APIs and Integration ACH Network 88

Clearly Payments

JANUARY 21, 2025

Despite the volume and variety, many still rely on outdated systems that pose significant challenges: Inefficiency: Legacy systems often require manual intervention, increasing the time and cost of processing payments. Robust Reporting: Detailed dashboards and customizable reports simplify audit preparation and financial planning.

Government Payments 59

Government Payments Government Governance PCI DSS 59

EBizCharge

MARCH 11, 2025

Factors like transaction volume, payment speed, and the type of ACH transfer can also influence the overall cost. Some Acumatica payment gateways charge separate monthly fees for their services, which vary based on transaction volume, security features, and additional tools. Dont be afraid to ask for a better deal.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

Stax

MARCH 18, 2025

Also, they may not be the best for high-volume businesses. The ideal pricing structure for your business depends on various factors, such as your business model, your customers preferred payment methods, and monthly/annual transaction volumes. If your business receives high transaction volumes, you can negotiate lower fees.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Clearly Payments

APRIL 17, 2025

Compliance and Auditing Regulatory bodies often require accurate financial reporting. Reconciliation helps companies prepare for audits and meet compliance obligations. Fraud Detection Discrepancies in records can be an early warning sign of fraud, theft, or unauthorized transactions.

Reconciliation 52

Reconciliation Payment Reconciliation Processors Payments 52

The Payments Association

DECEMBER 17, 2024

To maintain the highest standards of transparency, Ripple will publish monthly third-party attestations of RLUSDs reserve assets conducted by an independent auditing firm. Each RLUSD token is fully backed by U.S. dollar deposits, U.S. government bonds, and cash equivalentsdesigned to ensure stability, reliability, and liquidity.

Stablecoins 88

Stablecoins Compliance Federal Reserve Cross-Border Payments 88

Finextra

JULY 2, 2025

They can monitor issuance and transaction volumes of ESG-linked instruments to measure policy impact. They can mandate that financial institutions report ESG metrics tied to payment volumes and green product uptake. Audit & Reporting Module: Captures ESG metrics alongside payment metadata for compliance.

Transactions 59

Transactions ISO 20022 Payment APIs and Integration Payments 59

FloQast

MARCH 19, 2025

Audit and Fraud Detection AI agents can run night and day, performing continuous monitoring tasks to identify: Risks of fraud Historical data trends Comparative analysis Anomalies in the data If any anomalies are present or the analysis finds a discrepancy, an internal team notification can be sent for further analysis. tax professionals.

AI 52

AI Accounts Fraud Detection Audit 52

Clearly Payments

APRIL 8, 2025

This leads to technical debt, fragmented customer experiences, and difficulty integrating new technologies. A payment consultant assesses your current payment infrastructure and identifies the best path forward. This isnt just about slashing fees, its about paying the right amount for the right infrastructure.

Consulting 89

Consulting Payments Cross-Border Due Diligence 89

Cardfellow

MAY 10, 2025

Specifically, Level 1 processors must have their processes and systems audited by Qualified Security Assessors (QSAs) to ensure they meet PCI requirements. Its also worth noting that a Level 2 service provider according to its transaction volume can optionally choose to get validated as a Level 1 service provider and use a QSA for validation.

Processors 52

Processors Third Party Vendors Credit Cards Third-Party Service Provider 52

Fintech Finance

JULY 15, 2025

As regulatory clarity improves across key markets – including the EU’s Markets in Crypto-Assets (MiCA) framework and the UK’s new crypto registration requirements – crypto companies are under growing pressure to meet higher standards of compliance, AML screening, and auditability.

IBAN 52

IBAN AML Reconciliation Treasury 52

Neopay

JANUARY 22, 2025

Regular audits: Conducting comprehensive compliance audits to identify vulnerabilities and strengthen internal controls. Our tailored solutions provide expert guidance on compliance frameworks, audits, and training programs to ensure businesses are equipped to tackle emerging fraud threats.

AI 59

AI Deepfake Phishing Audit 59

The Payments Association

JUNE 11, 2025

As threats continue to grow in both volume and sophistication, platform operators must find new ways to balance commercial agility with robust risk oversight. High-volume onboarding, open ecosystems, and decentralised merchant networks create ideal conditions for abuse. Why platforms are exposed Platform models are uniquely vulnerable.

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

Fi911

FEBRUARY 26, 2025

The 4 Levels of PCI-DSS Compliance PCI-DSS compliance is segmented into four levels based on the volume of payment card transactions an organization processes annually. Requirements : Annual on-site audit by a Qualified Security Assessor (QSA), quarterly network scans.

PCI DSS 59

PCI DSS Compliance MFA Assessments 59

EBizCharge

JUNE 16, 2025

As your transaction volume increases and your systems expand, so does the need for infrastructure that can handle the pressure without slowing you down. These services cater to enterprise merchants by providing tools for handling high transaction volumes, varying payment types, and multiple payment methods.

Payment APIs and Integration 52

Payment APIs and Integration Online and Mobile Banking Volume Transactions 52

Fintech News

FEBRUARY 10, 2025

Commonwealth Bank of Australia (CBA) is making significant strides in leveraging artificial intelligence to reshape the financial services landscape, already using AI to handle up to 15,000 payment disputes daily, a volume too high for its call centres.

AI 79

AI FinTech Fraud Detection Fraud Prevention 79

Fintech Review

APRIL 3, 2025

BRLA is a leader in payments in the region and the only issuer of an independently audited BRL stablecoin. Together, were providing a best-in-class product designed for scale, compliance, and trusted by enterprises handling significant transaction volumes. To learn more about Borderless.xyz, users can visit [link].

Stablecoins 52

Stablecoins Audit Issuers Payments 52

FloQast

DECEMBER 4, 2024

The Challenges of Journal Entry Management The manual preparation and management of journal entries are often riddled with challenges that waste time and increase the risk of errors: High Volume & Complexity : As financial transactions increase in complexity and volume, so does the difficulty in tracking and managing accurate journal entries.

Accounts 105

Accounts Audit Compliance Automation 105

Stax

MARCH 4, 2025

Youll be required to provide business details, such as company registration, financial history, and expected transaction volume. These systems offer more advanced hardware support for high-volume sales. Enable real-time data syncing for seamless tracking and regularly audit your payment reports to catch any discrepancies early.

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

The Payments Association

FEBRUARY 10, 2025

Partnering with regional providers, leveraging AI for fraud detection, and conducting regular audits will ensure compliance, transparency, and operational excellence. Risk ratingsbased on transaction volumes, geographic locations, and industry typeshould be regularly updated to reflect changes in customer activity.

IBAN 88

IBAN AML Master Account Due Diligence 88

The Fintech Times

JULY 15, 2025

The company, which aims to simplify business transactions with real-time underwriting and embedded credit terms, is growing fast, with revenue and payment volume up over 150 per cent year-on-year. Backed by €13million in new funding, Oslo-based B2B payments platform Two is expanding into the US and Western Europe.

FinTech 59

FinTech Void Online and Mobile Banking Push-to-Card 59

Lending Front

MAY 27, 2025

The New CRA Reality CRA exams have traditionally focused on factors like loan volume in LMI areas, community development investments, and branch availability. Automated reporting Track outreach, approvals, and outcomes with full auditability to support CRA exam documentation.

Compliance 52

Compliance Technology Underserved Federal Reserve 52

Cardfellow

JULY 16, 2025

The lowest cost pricing for your business will depend on your specific needs and processing volume. Additionally, CardFellow audits your processing statements to ensure that processors don’t overcharge you. Just because another business secured low costs with one solution doesn’t mean it will be the lowest cost for you.

Credit Cards 64

Credit Cards Process Processors Small Business 64

FloQast

JANUARY 22, 2025

Martin Dalskov, Director of Finance, Podimo Building on a Legacy of Trust While awards and rankings speak volumes, what truly sets FloQast apart is the trust it has earned from its users. Constant feedback highlights how FloQast delivers exactly what it promises, from driving efficiency to improving audit readiness.

Accounts 52

Accounts Reconciliation Audit Finance 52

EBizCharge

JULY 14, 2025

Native integrations tend to have better alignment with NetSuite’s audit trail and role-based permissions. That matters when dealing with sensitive credit card processing or large volumes of customer data. Security and compliance should also be a top priority. Support and performance can vary, too.

Credit Cards 52

Credit Cards Reconciliation Payments Process 52

Stax

JUNE 17, 2025

Complete the bank’s vetting process Once a bank agrees to sponsor you, they’ll conduct a thorough review, which may include: Auditing your business plan and operations Reviewing compliance and risk management procedures Conducting interviews or site visits Verifying your ability to support merchants and manage payment risk 4.

ISOs 88

ISOs MSPS Credit Cards Acquirers 88

The Fintech Times

JULY 17, 2025

Overcoming challenges As regulatory clarity improves across key markets – including the EU’s Markets in Crypto-Assets (MiCA) framework and the UK’s new crypto registration requirements – crypto companies are under growing pressure to meet higher standards of compliance, AML screening, and auditability.

IBAN 45

IBAN AML Reconciliation Treasury 45

Cardfellow

JUNE 14, 2025

There’s good news though — customers often buy more when using a card and businesses with higher transaction volume may be able to get better pricing. Even if you’re a smaller business with low volume, you can get competitive pricing for accepting credit cards.

Credit Cards 88

Credit Cards Debit Card Push-to-Card Transactions 88

Nanonets

MAY 23, 2025

  High-volume transaction matching and receipt capture at scale might require purpose-built AI solutions to maintain accuracy and efficiency. While Intuit Assist streamlines many financial workflows, complex enterprise requirements often demand additional capabilities.

Automation 52

Automation AI Duplicate Process 52

Fintech Finance

MAY 1, 2025

Unlike generic large language models or probabilistic AI tools, the AI Agent is auditable by design and delivers verifiable, rapid results built on existing connectivity and a deep understanding of how enterprise payment systems and workflows work. Kick off work with a simple prompt or jumpstart tasks using pre-built templates.

Treasury 59

Treasury AI Duplicate Payments 59

Finovate

JANUARY 8, 2025

FINBOA’s technology has produced up to a 90% reduction in dispute intake effort and up to an 80% reduction in audit prep time. The alliance between Lumin Digital and FINBOA comes as growing payment dispute volumes are putting a strain on manual, paper-based dispute resolution processes, as well as on non-integrated systems.

Disputes 59

Disputes Credit Union Audit Non-Bank 59

EBizCharge

JULY 7, 2025

Transparent audit trails and reporting for all surcharged transactions. They also prevent the need for workarounds or constant data maintenance, which can lead to errors and friction as your payment volume scales. Flexibility to exclude certain states or card types. Support for multi-entity environments and varying regional rules.

B2B 52

B2B Credit Cards Processing Costs Rules 52

Fintech Review

MAY 10, 2025

Better data visibility also supports regulatory compliance, audit preparation, and financial reconciliation for global operations. Marqetas main advantage remains maturity, proven scalability, and experience supporting complex, high-volume global operations. Adyen Issuing, expanding payments infrastructure into card capabilities.

Payment APIs and Integration 52

Payment APIs and Integration Embedded Finance API Regulatory Compliance 52

The Paypers

JUNE 26, 2025

At the same time, approval rules, fraud detection, and audit trails are embedded directly into the system in order to reduce fraud exposure, improve visibility, and enable fast, policy-aligned payments without the need for additional software or manual processes.

Payments 56

Payments Embedded Payments Audit Multi-Currency 56

Finextra

JULY 7, 2025

But these use cases generate vast volumes of data that require near-instantaneous processing. AI and Edge Computing: How to Power Data-Driven Finance Artificial Intelligence (AI) is revolutionising fintech through real-time fraud detection, automated trading and risk assessment. Having the right infrastructure in place is paramount.

FinTech 52

FinTech Payment APIs and Integration PCI DSS AI 52

Stax

APRIL 10, 2025

ACH transfers are particularly popular among businesses that deal in high transaction volumes because of much lower processing fees than card payments. A good example is a large business processing large transaction volumes in physical stores. Its a good fit for payroll processing and large bill payments between B2B businesses.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Finextra

JUNE 18, 2025

OnePay has selected Flagright’s AI-native transaction monitoring and AML compliance solutions, complete with AI forensics to strengthen its financial crime controls as its user base and transaction volumes expand. The partnership highlights OnePay’s commitment to innovation through smarter AI transaction monitoring.

AML 52

AML Compliance Financial Crimes AI 52