Stax

MAY 7, 2025

But with complex regulations and shifting legal landscapes, it can be nearly impossible to stay up to date on your own. The session covers topics including current regulations, changes to state laws, proper signage requirements, practical implementation strategies, and clarification on areas of industry confusion.

ISVS 88

ISVS Best Practices Alternative Payment Methods Legal 88

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data. Below are a few best practices that can help keep your in-house digital systems as secure as possible.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

The Payments Association

FEBRUARY 10, 2025

This legislation represents a significant shift in corporate accountability, aiming to strengthen the UKs legal framework against financial crime. Voices from the industry Businesses subject to the Failure to Prevent Fraud offence must understand their legal obligations under the new law.

Crime 88

Crime Fraud Prevention Risk Assessment Due Diligence 88

Stax

MARCH 17, 2025

So whether you need technical guidance or are looking for best practices, we’re here to help every step of the way. How to Get Started Stax Connect is hosting a webinar to walk you through the integration process, share best practices, and answer any questions. On the Stax.js

ISVS 88

ISVS Venmo BNPL PayPal 88

VISTA InfoSec

MARCH 25, 2025

CREST membership is an important recognition as it implies that the organization that is accredited meets the strict standards for addressing complex cybersecurity challenges and is adhering to best practices in security testing.

Cybersecurity 130

Cybersecurity Accreditation PCI DSS Assessments 130

Fi911

APRIL 15, 2025

Is Negative-Option Billing Legal? The legality of negative-option billing varies depending on the jurisdiction, but it is generally permissible under certain conditions. The Federal Trade Commission (FTC) in the United States, for example, has specific guidelines aimed at ensuring transparency and preventing unfair practices.

FTC 59

FTC Federal Trade Commission Legal Best Practices 59

EBizCharge

JUNE 25, 2025

This is not just best practice, it’s an explicit requirement of card network policies. Clear, visible signage isn’t just a best practice, it’s a required part of your compliance plan. Ensuring Your Systems and Staff Are Surcharge-Ready Legal steps and signage are just part of the equation. Is this even legal?”

Compliance 52

Compliance Credit Cards Card Network Rules Rules 52

Stax

JANUARY 23, 2025

Ensuring adherence to legal and regulatory standards, such as PCI DSS (Payment Card Industry Data Security Standard) requirements. High-risk businesses often operate in areas with legal ambiguities or heightened customer disputes. Key advantages include: Minimizing fraud and chargebacks.

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

Stax

JUNE 24, 2025

Check the laws Firstly, businesses need to determine whether surcharging is legally permissible in their jurisdiction. Find the right credit card processor Once legality is confirmed, businesses must choose a merchant services provider that supports surcharging and ensures compliance with all necessary guidelines.

Credit Cards 88

Credit Cards Process Processors Laws 88

The Payments Association

NOVEMBER 12, 2024

The hidden costs of building in-house When estimating the time required to build an in-house financial crime solution, several best practices should be considered. The consequences of such a lapse can be severe, including potential legal ramifications and reputational damage. have 10-14 years. “If

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

Clearly Payments

NOVEMBER 18, 2024

This article outlines how to structure your chargeback management team, define roles, implement processes, select the right software, and adhere to best practices. Team Lead/Manager Responsibilities: Oversee the chargeback team, ensure compliance with policies, and liaise with other departments like legal or finance.

PCI DSS 59

PCI DSS Address Verification System (AVS) Disputes Card Network Rules 59

EBizCharge

JUNE 26, 2025

That’s where a clear, legally sound surcharge notice comes in. Not every business adds a surcharge to credit card payments, but if you do, you may need to notify your customers, not just as best practice but by law. Here’s what’s at stake: Legal issues. Do You Need a Credit Card Surcharge Notice? Card network violations.

Credit Cards 52

Credit Cards Card Network Rules Legal Laws 52

The Fintech Times

NOVEMBER 4, 2024

Morgan , MUFG and Societe Generale-FORGE have led efforts to define the business, governance, risk, legal and technology requirements of the platform. Guardian Funds Framework (GFF) – provides a set of recommendations for industry best practices for tokenised funds. Since then, BNY , Citi, J.P.

Authorization 83

Authorization CBDC Multi-Currency Settlement 83

Fi911

FEBRUARY 26, 2025

Compliance ensures robust security practices to prevent breaches and protect sensitive payment card data. Its not just a recommendation; for many financial institutions, its a legal requirement. These are grouped into six overarching control objectives, aligning with best practices in data security.

PCI DSS 59

PCI DSS Compliance MFA Assessments 59

Cardfellow

JUNE 7, 2025

Note: CardFellow members don’t have to worry – our legal agreement with processors requires that they pass interchange credits back to you. I’ll get into best practices to minimize refunds later in this article. Refund Best Practices So how do you avoid having to provide excessive refunds?

Accounts 52

Accounts Processors Returns Credit Cards 52

The Payments Association

FEBRUARY 10, 2025

Verifying the legal identity of vIBAN end users through documentation and independent data sources Gathering information on the intended use of the vIBAN, including its role in the customers financial activities, whether for payment reconciliation, invoicing, or another purpose.

IBAN 88

IBAN AML Master Account Due Diligence 88

EBizCharge

JUNE 30, 2025

Done wrong, it can lead to fines or even legal issues. Legal and card brand requirements for surcharge notices Before you add a surcharge to credit card transactions, there are some boxes you have to check. ” Best practices: Add tooltips, banners, or brief notes next to the credit card payment option.

Credit Cards 52

Credit Cards Laws Rules Point-of-Sale (POS) 52

Fintech News

DECEMBER 9, 2024

Morgan, MUFG, and Societe Generale-FORGE , have been leading efforts to define the business, governance, risk, legal, and technology requirements of the GL1 Platform. The GFF, on the other hand, focuses on tokenised funds, offering a set of recommendations for industry best practices.

Cryptocurrency 117

Cryptocurrency Cross-Border Consumer Protection Facilitators 117

EBizCharge

JUNE 23, 2025

” and “is it legal to add a credit card surcharge?” Getting the rules wrong can expose your business to legal penalties and fines from your payment processor. If you’ve been asking, “is it legal to add a credit card surcharge?” These rules are evolving, and what’s legal today might not be tomorrow.

Credit Cards 52

Credit Cards Legal Card Network Rules Rules 52

Evolve Payment

JULY 15, 2025

Navigating the Legal Landscape The cannabis industry faces unique regulatory challenges when it comes to banking and payment processing. Their expertise will help ensure your payment processing remains compliant and avoids potential legal pitfalls. Offering diverse payment options increases customer satisfaction and loyalty.

Cash Management 52

Cash Management Reconciliation Payments Audit 52

The Fintech Times

FEBRUARY 28, 2025

A big focus for our security and risk teams in the next year will be ensuring we stay connected to the best practices identified in cyber fraud and maintain the integrity of our payments infrastructure.” “AI brings significant legal challenges to the fintech sector. A top concern is liability for AI errors.

AI 97

AI Regulations Best Practices Risk 97

EBizCharge

JUNE 24, 2025

Many small business owners aren’t sure where to start, whether it’s even legal, or how customers will respond. This guide is here to help you understand the process, weigh the pros and cons, and make the best choice for your business. Understanding Surcharges vs. Is Surcharging Legal in Your State?

Credit Cards 52

Credit Cards Small Business Card Network Rules Rules 52

Neopay

JANUARY 30, 2025

Best practices for strengthening controls To enhance the fight against money mule activity, firms should: Increase NFD reporting Firms must take a more consistent approach to reporting money mules, ensuring that all cases meeting the standard of proof are submitted.

Financial Crimes 59

Financial Crimes Fraud Detection Crime Best Practices 59

Innovative Payments Association

JULY 8, 2025

For financial institutions, fintechs, and crypto-native firms alike, staying ahead of these developments is more than a best practice – it’s a necessity. Eligible for up to 7 CLE credits in Illinois, Georgia, Florida, New York, and Texas, the Boot Camp provides both practical knowledge and professional development.

Boot Camp 40

Boot Camp Stablecoins Compliance Cross-Border 40

Trade Credit & Liquidity Management

JULY 14, 2025

Myths get in the way of implementing best practices. A documented record of your collection efforts provides a useful tool if legal action becomes necessary. If Silver Alerts were delayed by a day, many more families would suffer unnecessary loss. Photo by aisvri on Unsplash ) Collecting from business customers is no different.

Disputes 52

Disputes Liquidity Management Best Practices Accounts 52

Innovative Payments Association

JULY 8, 2025

From hot topics like Open Banking and Earned Wage Access to the legal implications of AI and serving cannabis businesses, this one-day event is packed with insightful sessions led by industry experts. Button Text The IPA’s Compliance Boot Camp in Chicago on Sept.

Boot Camp 40

Boot Camp Innovation CFPB Payroll 40

EBizCharge

JULY 7, 2025

These features ensure that your surcharging approach is clean, legal, and easy for both your team and your customers. Best practices for surcharge communication Surcharging may be allowed, but that doesn’t mean it’s always welcomed. Transparent audit trails and reporting for all surcharged transactions.

B2B 52

B2B Credit Cards Processing Costs Rules 52

EBizCharge

MAY 22, 2025

Thankfully, this article will guide you through best practices for streamlining invoicing and billing processes to transform financial management and operations. Regulatory compliance: Invoicing and billing compliance means adhering to legal and financial regulations. Failure to comply can result in fines or legal issues.

Process 52

Process Best Practices Reconciliation Automation 52

The Payments Association

DECEMBER 18, 2024

However, he acknowledges significant hurdles, including technical, legal, and commercial challenges. By identifying barriers to data sharing and showcasing best practices, Moore believes the industry can collectively tackle fraud more effectively.

Innovation 88

Innovation Financial Crimes Payments Regulations 88

Stax

FEBRUARY 19, 2025

If an outsourced provider fails to meet these compliance standards, your business could be exposed to serious legal and financial risks, including fines and reputational damage. How to Transition Smoothly to Outsourced Support If you decide to outsource your payments support, consider these best practices for a seamless transition: 1.

Payments 88

Payments PCI DSS Compliance Risk 88

Fintech News

JUNE 15, 2025

The legislation introduces a legal framework for digital assets, including crypto, and is set to take effect on 1 January 2026. Regulatory agencies are also tasked with implementing safeguards based on international best practices to address cybersecurity, money laundering, terrorism financing, and other risks.

Regulations 76

Regulations Legal Framework Money Laundering Laws 76

Trade Credit & Liquidity Management

MAY 29, 2025

Key Challenges in E-Invoicing No Universal Standard: Diverse tax laws and business practices prevent a single global e-invoicing standard. However, the industry is moving toward best practices and standardized data formats such as ISO-20022 to ease cross-border invoicing.

ISO 20022 52

ISO 20022 ISOs Compliance Cross-Border 52

Finextra

JULY 7, 2025

Rather, its a complex tapestry woven with threads of business strategy, legal compliance, technical limitations, and ingrained organizational culture. This includes not only protecting against malicious actors but also accidental disclosures, which can have significant legal and reputational consequences.

AI 59

AI Payment APIs and Integration Audit Governance 59

Fintech Finance

JUNE 20, 2025

Practical Tips for Creating an Accessible Website: Developed in collaboration with the Digital Accessibility Centre , this guide walks merchants through the basic steps of implementing best practices and guidelines for website accessibility. Register to download the Ecommpay Accessibility Pack for free here.

Best Practices 52

Best Practices Audit Adjustments Legal 52

The Fintech Times

JULY 19, 2025

This kind of work being less newsworthy, combined with a more politically polarised and legally challenging environment, makes it unsurprising that some firms are choosing to communicate less. ” The post Does HSBC Net Zero Alliance Exit Signal a ‘Dangerous Disconnect’, or Will Only Time Tell?

Risk 45

Risk Continuity Consulting Addressing 45

VISTA InfoSec

APRIL 5, 2024

This article will discuss the best practices when it comes to business continuity in the remote work era. The road to recovery could be expensive if it involves customer complaints, internal investigation, and legal proceedings. This integration is essential as employers move forward with their business continuity plans.

Best Practices 278

Best Practices Business Continuity Continuity Compromise 278

VISTA InfoSec

FEBRUARY 25, 2024

You may face legal/regulatory penalties for violating disclosure laws. Best Practices For Prevention Ultimately, consistent vigilance and proactive security safeguards offer the best breach protections. Partner with cybersecurity experts and put proven best practices into action this quarter.

Data Breach 272

Data Breach Breach Multifactor Authentication Cybersecurity 272