The Payments Association

JUNE 3, 2025

Using blockchain infrastructure, real-world assets (RWAs) – such as real estate, equity, and intellectual property – can be digitised, fractionalised, and traded globally with greater transparency and efficiency. Interoperability across token systemsnetwork-issued, blockchain-based, or proprietaryremains uneven.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Finextra

JUNE 19, 2025

Increased geo-political and trade uncertainty; intensifying currency diversification needs; shifting client demands; and the impending ISO 20022 migration deadline are accelerating the need for cost-effective access to multi-currency clearing and settlement. But the geo-economic domain is not the only source of change.

Multi-Currency 52

Multi-Currency On-Demand Settlement Economy 52

Fintech News

NOVEMBER 12, 2024

To address these issues, countries part of the Association of Southeast Asian Nations (ASEAN) joined hand with the Bank for International Settlements (BIS) Innovation Hub to collaborate on Project Nexus. The regulatory attributes are finalized, and the central bank is now working on legislation, he said.

FinTech 109

FinTech Cross-Border Payments Cross-Border Payment APIs and Integration 109

Fintech News

JULY 13, 2025

Australia’s central bank has announced that Project Acacia is moving into its next phase of testing to examine how crypto assets and central bank digital currencies (CBDCs) could support the growth of the country’s wholesale tokenised asset markets.

Central Bank 70

Central Bank CBDC Settlement Use Case 70

Fintech News

JUNE 16, 2025

Today, the initiative is led by Nexus Global Payments (NGP) , a not-for-profit organisation formed by the central banks and IPS operators of five pioneering countries: India, Malaysia, the Philippines, Singapore, and Thailand. This removes layers of fees and reduces settlement time.

Cross-Border Payments 71

Cross-Border Payments Cross-Border APACS ISO 20022 71

Finextra

JUNE 23, 2025

Banks, fintechs, and even big retail brands now have a clear rulebook if they want to integrate stablecoins into their services. dollar’s dominance in the digital era – ensuring that as money goes blockchain-shaped, it’s American-regulated stablecoins that people are using, not unregulated offshore tokens or rival nations’ digital currencies.

Embedded Finance 52

Embedded Finance Stablecoins Finance Payment APIs and Integration 52

Stax

MARCH 11, 2025

Settlement and funding At the time the payment processor sends a confirmation message to your payment gateway, it will also facilitate the transfer of funds from the customers account to your merchant accountthis is known as the settlement process. Hong Kong and some 30+ countries also have pilot central bank digital currency programs.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

The Paypers

JUNE 17, 2025

The arrangement will allow OpenPayd to enable its clients to convert between fiat currencies and USDC, with the goal of reducing settlement friction and enabling near real-time fund transfers.

Stablecoins 36

Stablecoins Payment Networks Cross-Border Payment APIs and Integration 36

Fintech News

FEBRUARY 2, 2025

Inspired by the “Finternet” concept introduced by the Bank for International Settlements (BIS) in April 2024, the Pathway 2035 guide explores four transformative themes shaping the financial landscape: artificial intelligence (AI), digital assets, digital trust and quantum-safe technologies.

Innovation 132

Innovation Finance AI Encryption 132

Finextra

JUNE 29, 2025

The key, though, is the cost of using blockchain networks, for example gas fees, can vary based on volume and network capacity, like electricity charges. The Central Banks are working on regulations that protect the users of stablecoins for their currencies. It expresses the views and opinions of the author.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Stablecoins Payments 52

The Fintech Times

FEBRUARY 20, 2025

Appointments Chainalysis, the blockchain data platform, has named its first chief financial officer, Valentina Longo. Longo will drive strategic investments to fuel growth and help advance Chainalysis’ mission to build trust in cryptocurrency markets through data and blockchain analysis.

FinTech 64

FinTech Cross-Border Payments Disaster Recovery Online and Mobile Banking 64

Finextra

JUNE 27, 2025

Whether banks look to leverage AI, APIs, blockchain, cloud computing, or robotic process automation (RPA), it is imperative that next-generation tools are seamlessly integrated into existing systems.

Innovation 52

Innovation Payment APIs and Integration API Privacy 52

Fintech News

OCTOBER 23, 2024

Australia has unveiled a three-year initiative to explore the potential of central bank digital currencies (CBDCs) with a focus on wholesale CBDC opportunities, industry outreach and regulatory improvements, Brad Jones, Assistant Governor (Financial System) at the Reserve Bank of Australia (RBA), told the audience at an industry event in September.

Central Bank 131

Central Bank CBDC Settlement Treasury 131

PYMNTS

SEPTEMBER 9, 2020

Mastercard has announced a new virtual testing platform for Central Bank Digital Currencies (CBDCs). The testing tool comes as the global economy embraces digital payments and central banks investigate how to support innovation while maintaining financial stability as they issue the currency. In a Wednesday (Sept.

Central Bank 132

Central Bank Digital Currency Visa Cryptocurrency 132

PYMNTS

NOVEMBER 27, 2019

The First Deputy Governor of the central bank of France, Denis Beau, spoke in support of a blockchain-based settlement system that would allow for faster transfers of euros, as well as be more cost-efficient, according to a report by Yahoo! The ECB has been open to the idea, and could already be experimenting.

Digital Currency 94

Digital Currency Central Bank Distributed Ledger Technology (DLT) CBDC 94

Clearly Payments

AUGUST 29, 2024

Central Bank Digital Currencies (CBDCs) have received attention in recent years as central banks worldwide explore the potential to evolve the way we conduct financial transactions. Wholesale CBDCs could enhance the efficiency of the financial system by reducing settlement times and lowering costs. What Are CBDCs?

Central Bank 105

Central Bank Digital Currency CBDC Cross-Border Payments 105

The Fintech Times

MAY 18, 2024

Eurosystem , the monetary authority of the eurozone, has been exploring the possible use cases of distributed ledger technology (DLT) to conduct wholesale settlement in central bank money. Initially, 16 private companies will conduct trials involving actual settlement in central bank money.

Central Bank 75

Central Bank Settlement Distributed Ledger Technology (DLT) Interoperability 75

Finextra

OCTOBER 1, 2024

Boerse Stuttgart says it has tested the settlement of exchange transactions with blockchain-based securities against central bank money - finding that using the technology can reduce settlement times from days to minutes.

Settlement 64

Settlement Blockchain Central Bank Transactions 64

PYMNTS

MAY 16, 2020

patent on a computer system that would convert physical dollars and other fiat currencies into digital versions, complete with denominations and serial numbers and recorded via blockchain. After all, only central banks have the power to withdraw currency from circulation in the manner Visa describes.

Governance 128

Governance Government Blockchain Request for Comment 128

PYMNTS

MAY 21, 2020

The tipping point might be nigh for digital dollars and other central bank-issued currencies done through bits and bytes. Patent and Trademark Office that would create a digital currency underpinned by blockchain technology. A central entity may be a central bank which regulates a monetary supply,” the company wrote. “A

Digital Currency 97

Digital Currency Central Bank CBDC Federal Reserve 97

PYMNTS

JANUARY 19, 2021

Banque de France has successfully conducted its own central bank digital currency (CBDC) trial, with a blockchain platform for interbank settlement, CoinDesk reported. A statement from the bank said the pilot involved a settlement on a private blockchain, which U.K. million), per CoinDesk.

CBDC 130

CBDC Interbank Settlement Settlement Central Bank 130

Fintech News

SEPTEMBER 11, 2024

Initially, these will use fiat currencies, but Swift plans to eventually integrate tokenised forms of money such as central bank digital currencies (CBDCs) and stablecoins. This advancement could allow real-time exchanges of tokenised assets and payments on the Swift platform.

SWIFT 145

SWIFT Multi-Currency CBDC Interoperability 145

PYMNTS

JANUARY 21, 2021

HashCash Consultants , which works in blockchain, is working with an unnamed U.S.-based based bank to help them finance their corporate trade owing to a sophisticated blockchain platform for B2B payments, a press release says.

Consulting 93

Consulting Blockchain Central Bank B2B 93

PYMNTS

OCTOBER 11, 2019

For central banks, when it comes to cryptocurrencies, there’s no central theme. Some central banks are embracing the concept. The overall theme, reported the site, is to look into how “digital central bank money could be used in the settlement of tokenized assets between market participants.”.

Central Bank 73

Central Bank Digital Currency Federal Reserve Non-Bank 73

Fintech News

MAY 15, 2024

Project Agorá, an initiative by the Bank for International Settlements (BIS) alongside major central banks and the Institute of International Finance (IIF), is moving forward and inviting private sector involvement. The project aims to explore how tokenisation can improve wholesale cross-border payments.

Cross-Border Payments 145

Cross-Border Payments Cross-Border Federal Reserve Central Bank 145

Fintech News

MAY 21, 2024

As the financial landscape undergoes a digital revolution, institutional investors are increasingly turning their attention to digital assets such as cryptocurrencies and Central Bank Digital Currencies (CBDCs). Central Bank Digital Currencies (CBDCs) topped the list, with 33% of respondents foreseeing their widespread adoption.

Settlement 139

Settlement Cryptocurrency Blockchain Digital Currency 139

PYMNTS

AUGUST 11, 2020

Not all that long ago, blockchain and bitcoin were inseparable – shorthand for the Wild West of cryptocurrencies and speculation. One firm, tZERO Group , is betting that blockchain can help disrupt capital markets themselves. Blockchain can help automate compliance efforts and settle trades with speed. The Use Cases .

Blockchain 125

Blockchain Issuers Federal Reserve Bitcoin 125

Payments Source

MAY 29, 2019

A trial project using blockchain to transfer and settle securities and cash proved more costly and less speedy than the traditional way, Germany’s central bank president said.

Blockchain 65

Blockchain Settlement Central Bank Security 65

The Fintech Times

AUGUST 28, 2024

Looking to harness this potential, the Hong Kong Monetary Authority (HKMA) launched ‘Project Ensemble’ in March earlier this year, a wholesale central bank digital currency (wCBDC) project, to support the development of the tokenisation market in the region.

Interbank Settlement 134

Interbank Settlement CBDC Settlement Use Case 134

PYMNTS

JUNE 3, 2019

Among the big banks included in the gang of 14 are, apart from UBS, Barclays PLC, Nasdaq Inc., Credit Suisse Group AG, Bank of New York Mellon Corp., Canadian Imperial Bank of Commerce, State Street Bank & Trust Co., and Sumitomo Mitsui Banking Corp. Each firm has collectively invested £50 million ($63.2

Settlement 53

Settlement Blockchain Cross-Border Cross-Border Settlement 53

CB Insights

NOVEMBER 5, 2020

Distributed ledger technology (DLT) — which uses tech like blockchain to verify transactions without the need for a centralized authority — is gaining traction as a way to revamp capital markets infrastructure by making it more streamlined, improving transparency, and reducing associated fees. Please click to enlarge.

Real Time Gross Settlement (RTGS) 98

Real Time Gross Settlement (RTGS) Blockchain Distributed Ledger Technology (DLT) Money Laundering 98

PYMNTS

FEBRUARY 13, 2020

Wells Fargo Strategic Capital (WFSC) is backing the London-based blockchain analysis firm Elliptic with a $5 million investment, bringing the startup’s Series B round to $28 million, Elliptic announced in a press release on Thursday (Feb. WFSC joins existing investors SBI Group and Santander InnoVentures.

Blockchain 100

Blockchain Risk Management Cryptocurrency Central Bank 100

Fintech News

JUNE 4, 2024

The Bank for International Settlements (BIS) has launched Project Rialto to test the potential for improving instant cross-border payments through a combination of a modular foreign exchange (FX) component and wholesale central bank digital currencies (wCBDC).

Cross-Border Payments 106

Cross-Border Payments Cross-Border CBDC Settlement 106

PYMNTS

MAY 27, 2020

But the question arises: Once they’ve been created and backed by central banks, what do you do with them once you have them? As noted in this space last week, about 80 percent of 66 central banks queried by the Bank of International Settlements (BIS) are working on central bank digital currencies (CBDC).

Central Bank 57

Central Bank Digital Currency CBDC Settlement 57

PYMNTS

SEPTEMBER 17, 2020

The race to develop central bank digital currencies (CBDCs) is underway, but it seems the Reserve Bank of Australia may not be in the running. 17), Australia’s central bank has viewed the issuance of such digital coinage with caution, and even a bit of skepticism. As reported by Cointelegraph Thursday (Sept.

Central Bank 72

Central Bank CBDC Digital Currency Federal Reserve 72

Fintech News

DECEMBER 11, 2023

This PoC involved executing real-time cross-border test transactions between various Central Bank Digital Currency (CBDC) systems. Meanwhile, the the direct model is where central banks manage wallets and settlements within a centralised CBDC system. The PoC explored two models.

CBDC 113

CBDC Distributed Ledger Technology (DLT) Cross-Border Central Bank 113

Fintech News

OCTOBER 6, 2024

Swift will interlink various digital asset networks, blockchains, and central bank digital currencies (CBDCs), enabling seamless transactions between traditional and emerging forms of value. This builds on prior experiments where Swift successfully connected public and private blockchains and linked CBDCs on a global scale.

SWIFT 112

SWIFT Transactions Settlement Use Case 112