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From open banking to open finance and beyond: The future of financial data-sharing

The Payments Association

Open data, in turn, enriches these offerings, enabling innovative credit scoring and risk assessment beyond traditional banking channels. For payments firms, the intersection of payments and credit is becoming a competitive battleground, especially as BNPL and embedded lending scale.

Finance 88
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Merchant-facing regulation: What merchants need to know in 2025

The Payments Association

These developments will impact merchant compliance, cost structures, customer experience, and operational risk. Merchants should assess exposure, engage with providers, and begin implementation planning ahead of key deadlines. Reassess cost-to-serve models for different payment types. Why is it important?

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Best Online Gaming Payment Gateway: Secure Payment Solutions for Gamers

Segpay

Buy Now, Pay Later (BNPL) Services BNPL solutions allow players to split purchases into manageable installments , making it easier to access premium in-game content without upfront costs. Segpay helps reduce chargebacks with AI-powered fraud detection, risk assessment tools, and automated dispute resolution processes.

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The payments regulation roadmap: Q2 2025

The Payments Association

Key developments include progress on stablecoin regulation with draft legislation anticipated, advancements in open banking and variable recurring payments (VRPs), outcomes from the PSR's review on card fees, and the introduction of buy now pay later (BNPL) legislation in Parliament.