BNPL Cost Structure Settlement 
Stax
MARCH 18, 2025
Funds are settled and deposited into the merchant account – Once the transaction has been approved, the funds are deducted from the customers account and deposited into the merchant account or payment service provider account after settlement. Ideally, you want instant or same-day fund settlement.
The Payments Association
MAY 16, 2025
These developments will impact merchant compliance, cost structures, customer experience, and operational risk. Reassess cost-to-serve models for different payment types. These include ensuring that BNPL options are clearly described, not misleading, and supported by regulated providers. Why is it important?
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Fintech News
MAY 4, 2025
You add items to your cart, and at checkout, you expect options credit and debit cards, digital wallets, Buy Now Pay Later (BNPL) instalment plans, QR code payments, direct bank transfers and perhaps even a one-click purchase using facial recognition.
The Payments Association
APRIL 14, 2025
Key developments include progress on stablecoin regulation with draft legislation anticipated, advancements in open banking and variable recurring payments (VRPs), outcomes from the PSR's review on card fees, and the introduction of buy now pay later (BNPL) legislation in Parliament.
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