Finextra

JUNE 6, 2025

By 2028, the number of users of BNPL services (Buy Now, Pay Later) is predicted to double to 670 million, an explosive 107% growth compared to 2024. PayPal’s BNPL solution, Pay in 4, incorporates sophisticated fraud prevention technology and machine learning models to assess creditworthiness quickly. on an annual basis to reach US$560.1

BNPL 52

BNPL Technology Payment APIs and Integration AI 52

The Fintech Times

APRIL 15, 2025

According to Statista , fintech in Latin America (LatAm) suffered in 2023, with less than $2billion invested in fintech ventures a drastic drop from 2021s value of $6billion. With the future of fintech looking optimistic in 2025, Em Conversa looks to explore how the LatAm region can prosper once more.

Embedded Finance 59

Embedded Finance Finance Non-Bank Financial Inclusion 59

Fintech Finance

NOVEMBER 14, 2024

Other methods that merchants anticipate will become more popular include QR code payments (33%), BNPL options (25%), cryptocurrencies (21%) and CBDCs (11%). Other notable trends that are making an impact include open banking (35%), BNPL (27%), and cross-border payments (25%).

Payment APIs and Integration 98

Payment APIs and Integration Regulatory Compliance Fraud Prevention Cross-Border Payments 98

The Payments Association

JUNE 3, 2025

Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embedded finance, asset tokenisation, and evolving identity flows. The growing prevalence of digital wallets, embedded finance, and increasingly complex payment ecosystems means tokenisation is no longer a tactical upgrade but a strategic imperative.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

The Fintech Times

MARCH 24, 2025

” Pine Labs, a fintech firm specialising in online payments and in-store digital payment solutions, affordability solutions, and embedded finance solutions, offers credit processing and a full-stack issuing technology platform to enable merchants to issue, process, distribute, as well as manage their physical and digital prepaid instruments.

Payment Gateways 59

Payment Gateways Gateways Embedded Finance Payments 59

Fintech Review

MAY 10, 2025

It is one of the key enablers of fintech, marketplaces, and digital platforms. In this Marqeta review , we explore how the company operates, the problems it solves, its role in embedded finance , and the challenges ahead. Marqetas programmable infrastructure sits perfectly at the centre of this movement.

Payment APIs and Integration 52

Payment APIs and Integration Embedded Finance API Regulatory Compliance 52

Fintech Finance

JUNE 24, 2025

“By implementing Visa Instalments directly through Ecommpay’s new branded hosted payment page, merchants have immediate access to embedded finance capabilities. ” The post Visa Instalments Land on the Ecommpay Platform appeared first on FF News | Fintech Finance. .

Embedded Finance 59

Embedded Finance Credit Cards Checks BNPL 59

Finextra

JUNE 25, 2025

Surfacing contextual incentives like rewards or BNPL options. Collaborative intelligence between banks, fintechs, and regulators. Financial institutions, fintechs, and platforms must now ask: Are we using AI to simply reduce risk, or to elevate experience? Real-time fraud networks to share alerts across the ecosystem.

Fraud Detection 59

Fraud Detection AI Payments PCI DSS 59

Finextra

JUNE 30, 2025

While conversations around fintech often revolve around urban convenience and consumer tech, a lesser-told story is unfolding in the hills, forests, and valleys of India. How Fintech Enables Sustainable & Responsible Tourism Sustainable tourism isn’t just about preserving the environment.

Digital Payments 52

Digital Payments Payment APIs and Integration Embedded Finance Payments 52

Finextra

JUNE 11, 2025

No longer just a fintech novelty, it is a cornerstone of the new digital economy—driving shifts in consumer behaviour, altering merchant ecosystems, and compelling banks and PSPs to rethink their roles. Gamified Finance: Fintechs are layering on behavioural nudges, goal-based savings, and habit analytics to counter unconscious overspending.

Consumer 52

Consumer Payment APIs and Integration Payments Microtransactions 52

The Fintech Times

NOVEMBER 16, 2024

Lesser-discussed trends include embedded finance (13 per cent) and sustainable payments (eight per cent). The post Merchants Set to Invest in AI and Fraud Prevention and Compliance Tops the 2025 Agenda, Says payabl appeared first on The Fintech Times.

Fraud Prevention 59

Fraud Prevention Compliance Regulatory Compliance AI 59

Fintech News

APRIL 13, 2025

Despite a clear funding slowdown across global markets , Indias fintech sector continues to command significant capital, ranking as the third-highest funded fintech ecosystem globally after the United States and the United Kingdom. These frontrunners reflect both the maturity and evolving priorities of Indias digital finance landscape.

FinTech 70

FinTech Online and Mobile Banking Finance Push-to-Card 70

The Paypers

JUNE 9, 2025

The move allowed Mondu and Lemonway to tailor payment processes for a B2B marketplace, as well as integrate the former’s BNPL services with Lemonway’s safe payment handling. A few months before this announcement, Mondu teamed up with Payin3 and Lemonway to improve its presence and B2B payment options in Europe.

Acquirers 74

Acquirers Payment Service Provider (PSP) BNPL Cybersecurity 74

The Fintech Times

FEBRUARY 28, 2025

A couple of years after its initial boom, artificial intelligence (AI) still remains a huge buzzword in the fintech industry, as every firm looks at a new way of integrating the tech into its infrastructure to gain a competitive edge. “As cyber threats and fraud tactics evolve, fintech firms must remain vigilant.

AI 97

AI Best Practices Regulations Risk 97

Fintech Finance

JUNE 12, 2025

Payment Assist , the UK’s leading provider of Buy Now Pay Later (BNPL) and retail finance solutions for the automotive sector, has announced the launch of a business lending division, expanding its offering to include merchant cash advance, business loans, invoice finance and business credit cards.

BNPL 59

BNPL Embedded Finance Payments Finance 59

The Payments Association

MARCH 18, 2025

For payments leaders, this means that payments can no longer be separated from credit, insurance, and wealth management propositionsembedded finance is shifting from theory to reality, with data flows underpinning product innovation and customer engagement. Hyper-personalised financial management is emerging as a competitive differentiator.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech Review

APRIL 15, 2025

Buy Now Pay Later for Household Bills Buy Now Pay Later (BNPL) services are no longer just for shopping. Providers like Klarna and newer players offer BNPL options through apps and billing portals. Used responsibly, BNPL offers flexibility without interest or fees. No redirects, no portals, just fast, in-context payment.

Online and Mobile Banking 52

Online and Mobile Banking Payment APIs and Integration BNPL Embedded Payments 52

The Paypers

JUNE 10, 2025

Developed in collaboration with consulting firm EY, the 12-week initiative called Fintech Forward is designed for startups applying technology to financial services with a view toward scalable growth. Applications opened on 26 May 2025 and will remain open until 27 June 2025.

FinTech 36

FinTech Cybersecurity Global Payments Embedded Finance 36

The Paypers

JUNE 11, 2025

Earlier in May 2025, Costco , a US-based retailer, announced that it had started to offer a BNPL option for its clients through the use of the Affirm payment network. Through this new initiative, customers had the possibility to add purchases to their cards starting at USD 500 and going up to USD 17.500.

Payment APIs and Integration 41

Payment APIs and Integration Financial Crimes Global Payments Cybersecurity 41

Finextra

JUNE 2, 2025

Location Joburg Followers 5 Opinions 22 Follow Unfollow Open Banking has moved from regulatory idea to industry reality, driving transformation by enabling secure, permissioned data sharing between financial institutions and third-party fintechs. In fintech, that meant compliance checks, uptime requirements for APIs, etc.

Finance 52

Finance Payment APIs and Integration API Regulations 52

Finovate

MAY 14, 2025

FinovateSpring showcased credit unions and the fintechs that innovate for them in its Credit Union Spotlight last week. Below is a sample of some of the most common concerns raised by credit union executives during the session, and a sense of what they need fintechs to offer in return.

Credit Union 65

Credit Union Payment APIs and Integration Embedded Finance Automation 65

The Fintech Times

APRIL 13, 2025

On this week’s episode of News & Views, sponsored by TrustVanta, The Fintech Times Podcast team speak about ClearBank’s partnership with Captial on Tap and Pix having its payment capabilities expanded upon, as the central bank has announced a number of new features.

Embedded Finance 51

Embedded Finance Central Bank BNPL AI 51

The Paypers

JUNE 10, 2025

The Paypers provides a wide range of news and analysis products aimed at keeping the ecommerce, fintech, and payment professionals informed about latest developments in the industry. report key takeaways – the state of European checkouts ::: more voices Interviews 12:19 [Video Interview] Can Europe compete in the global payments race?

Cross-Border 36

Cross-Border Database Alternative Payment Methods Cybersecurity 36

The Paypers

JUNE 10, 2025

The Paypers provides a wide range of news and analysis products aimed at keeping the ecommerce, fintech, and payment professionals informed about latest developments in the industry.

Credit Cards 36

Credit Cards Visa Cybersecurity Issuers 36

The Paypers

JUNE 10, 2025

Expansion backed by investment group Atome operates under the Singapore-based Advance Intelligence Group, a fintech and AI-driven platform backed by investors such as SoftBank Vision Fund 2 and Warburg Pincus.

BNPL 61

BNPL Database Cybersecurity Global Payments 61

Finextra

JUNE 19, 2025

But great fintech products aren’t painted. Fintechs should feel like music software A great strategy would be to borrow from apps like Apple Music and Spotify, not in terms of features, but in feel. That idea matters in fintech more than people admit. Great fintechs ship experiences. Most legacy banks ship features.

PCI DSS 52

PCI DSS Authorization AI Privacy 52

The Paypers

JUNE 10, 2025

The Paypers provides a wide range of news and analysis products aimed at keeping the ecommerce, fintech, and payment professionals informed about latest developments in the industry. report key takeaways – the state of European checkouts ::: more voices Interviews 12:19 [Video Interview] Can Europe compete in the global payments race?

ATM 36

ATM Cybersecurity Global Payments Embedded Finance 36

Stax

AUGUST 20, 2024

And it’s all thanks to embedded finance and embedded fintech. Embedded finance isn’t entirely a new concept. Airline credit cards, payment plans for costly items, and car rental insurance are forms of embedded finance that have been around for a while. Everything is done under one platform.

Embedded Finance 88

Embedded Finance Finance FinTech Payment APIs and Integration 88

Fintech Review

FEBRUARY 18, 2025

Embedded finance is transforming industries by incorporating financial services directly into non-financial platforms. Fintech firms and non-financial businesses are partnering to innovate and unlock new revenue streams. The rapid adoption of embedded finance signals a fundamental change in financial services distribution.

Embedded Finance 95

Embedded Finance Finance Payment APIs and Integration Non-Bank 95

The Fintech Times

APRIL 17, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 111

Embedded Finance Economy Finance Financial Inclusion 111

Fintech News

MAY 20, 2024

Attendees can expect to gain a clearer understanding of the realities of the BNPL industry, insights into the strategies BNPL providers employ to build trust, drive responsible growth, and navigate regulatory changes. The session will be moderated by Urs Bolt, a Fintech and Banking Expert.

FinTech 135

FinTech Embedded Finance BNPL On-Demand 135

Fintech News

APRIL 23, 2024

Southeast Asia’s SME digital finance platform Funding Societies has partnered with SGeBIZ, a provider of digital procurement, payment, and sourcing solutions, to introduce embedded finance solutions for SMEs in Singapore.

BNPL 117

BNPL Embedded Finance Best Practices Reconciliation 117

Finovate

DECEMBER 4, 2023

I’ve received dozens of 2024 fintech trends prediction pitches in my email inbox over the past month. My prompt read, “What are your predictions for the top five newest and hottest trends in fintech for 2024?” Embedded finance ChatGPT was spot on. Metaverse finance ChatGPT was wrong.

Metaverse 130

Metaverse FinTech Embedded Finance AI 130

Finovate

DECEMBER 14, 2023

Much of our behind-the-scenes work at Finovate is determining what’s hot and what’s not in fintech and banking. And while we like to consider ourselves experts on the fintech landscape, it is always important to consult external thought leaders to gauge their thoughts on industry themes.

Metaverse 119

Metaverse FinTech Embedded Finance Credit Union 119

The Fintech Times

APRIL 30, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 69

Embedded Finance Finance Payment APIs and Integration Processors 69

Fintech News

JANUARY 10, 2024

As the tech-driven economic landscape continues to evolve at a remarkable pace, Singapore remains at the forefront of this transformation, particularly in the realm of fintech. This booming scene is driven by supportive government policies, a robust tech-savvy population, and an increasing number of fintech startups.

Cross-Border 117

Cross-Border FinTech Cross-Border Payments Embedded Finance 117

The Fintech Times

APRIL 29, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 64

Embedded Finance Financial Inclusion Finance Alternative Payment Methods 64