Remove BNPL Remove Regulatory Compliance Remove Underserved
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Paymentology’s predictions for 2025

The Payments Association

By combining traditional credit cards, digital wallets, BNPL (Buy Now Pay Later) services, and real-time payments, businesses can offer customers a seamless, personalised experience. Technological advancement and regulatory pushes towards cashless economies are driving this.

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The Full List of Fintech Unicorns in Asia (2025)

Fintech News

HashKey focuses on regulatory compliance, security, and innovation. DMI Finance is quickly growing its services, which include personal loans, Buy Now, Pay Later (BNPL) options, and embedded credit solutions. It operates the SFC-licensed HashKey Exchange, offering a safe and regulated platform for digital asset trading.

FinTech 136
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AI Becomes the Banker: 21 Case Studies Transforming Digital Banking CX

Finextra

Traditional areas like fraud prevention (65%), credit underwriting (62%) and regulatory compliance (58%) are still heavily prioritized, reflecting that these were some of the first uses of AI in banking and continue to be critical for reducing losses.

AI 114
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From Open Banking to Open Finance to DeFi: The Open Evolution of Finance

Finextra

Even financial inclusion got a boost – lenders began using alternative data via open banking to underwrite those with thin credit files, and mobile apps brought services to those who were previously underserved. Crucially, Open Banking was just the opening act.

Finance 52
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13 Southeast Asian Fintechs Among CNBC’s Global Top 250 List

Fintech News

This approach has enabled CapBay to provide over MYR 3 billion (US$643 million) in financing to more than 1,700 underserved SMEs across 20 diverse industries. Known for its industry-leading standards in regulatory compliance, security, and privacy, Crypto.com continues to expand its global reach and regulatory approvals.

FinTech 133
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AFC Comes to Community Banks’ Aid to Stop Harmful Legislation Being Passed

The Fintech Times

AFC’s diverse members represent a cross section of responsible Fintech companies that embrace transparency and are rooted in regulatory compliance and consumer protection. AFC members are at the forefront of fostering competition in consumer finance and pioneering ways to better serve underserved consumer segments and geographies.

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What Is the Top Priority for Firms Looking To Offer Cross-Border Payments?

The Fintech Times

Having discussed the myths , hype and usage of buy now pay later (BNPL), we now turn our focus to cross-border payments. As regulatory compliances are updated, fintechs and payment platforms with robust currency management programs, multiple licences and MCCY IBAN’s will become more popular with businesses engaged in global trade.