Finextra

JULY 7, 2025

Traditional areas like fraud prevention (65%), credit underwriting (62%) and regulatory compliance (58%) are still heavily prioritized, reflecting that these were some of the first uses of AI in banking and continue to be critical for reducing losses.

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

The Payments Association

MARCH 18, 2025

Open data, in turn, enriches these offerings, enabling innovative credit scoring and risk assessment beyond traditional banking channels. For payments firms, the intersection of payments and credit is becoming a competitive battleground, especially as BNPL and embedded lending scale.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Payments Dive

JULY 11, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from HUD studies BNPL housing risks U.S. Current FHA policies “largely exclude” BNPL loans from underwriting determinations, HUD said.

BNPL 78

BNPL Risk FedNow Privacy 78

Fintech News

SEPTEMBER 4, 2024

Fluid (Singapore) Fluid illustration, Source: Fluid Based in Singapore, Fluid is a cutting-edge business-to-business (B2B) buy now, pay later (BNPL) solution, designed to help suppliers finance buyers’ purchases right at the point of checkout or when negotiating contractual terms. With a US$6.6

FinTech 117

FinTech Cross-Border Payment APIs and Integration Credit Cards 117

FICO

FEBRUARY 7, 2023

Home Blog FICO Top 5 Scores Posts of 2022: Steady FICO Score, BNPL and Alternative Data 2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL. BNPL in Credit Reports: How Could This Data Impact FICO Scores?

BNPL 52

BNPL Posting Underwriting Consumer 52

M2P Fintech

JANUARY 21, 2025

Key Features Diverse Product Support : FinBox supports a wide range of loan products, from working capital loans to Buy Now, Pay Later (BNPL) schemes, enabling lenders to cater to varied borrower needs. These capabilities accelerate underwriting, enhance risk management, and improve decision-making accuracy.

Origination 52

Origination Payment APIs and Integration Underwriting Automation 52

M2P Fintech

JANUARY 28, 2025

Customizable Repayment Schedule : Supports flexible repayment options, including BNPL and part repayments, with automatic re-amortization based on remaining balances. Integrated Reports Repository : Automates financial reporting and enables co-lending for risk-sharing and improved credit access.

Payment APIs and Integration 52

Payment APIs and Integration BNPL Regulatory Compliance Compliance 52