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How BNPL Is Changing Consumer Credit Expectations

Fi911

Buy now pay later (BNPL) has grown rapidly over the past few years, reshaping how consumers think about credit. consumer spending, BNPL providers like Affirm, Afterpay, Klarna, and PayPal are creating a shift in expectations that financial institutions and merchants can no longer ignore. BNPL offers an alternative.

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Tech-Driven BNPL: How Sophisticated Technologies Are Reshaping the BNPL Market

Finextra

By 2028, the number of users of BNPL services (Buy Now, Pay Later) is predicted to double to 670 million, an explosive 107% growth compared to 2024. However, as the industry flourishes, so inevitably do the risks ranging from fraud to late payments. on an annual basis to reach US$560.1 billion in 2025. billion.

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Fundiin Teams up With Visa to Enhance Credit-scoring Model

Fintech Finance

Fundiin , Vietnam’s leading Buy Now, Pay Later (BNPL) platform, has announced a strategic partnership with Visa to elevate its credit-scoring model to global standards. Founded in 2019, Fundiin was an early entrant into Vietnam’s BNPL sector, offering a fully automated and online payment solution.

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Payments trends report 2024

The Payments Association

Table of Contents Voices from the industry: Insights into the 2024 payments landscape In 2024, we witnessed a convergence between consumer and B2B payments, driven by the rise of BNPL adoption, AI-powered fraud detection, and the continued digitalisation of payment platforms. and Brazil.

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Merchant survey 2025: Navigating the payment innovation divide

The Payments Association

23% of merchants offering BNPL see frequent usage, suggesting relatively high customer engagement compared to other emerging options. 40% of merchants believe fraud prevention will have the greatest future impact on their payment strategy, ahead of AI, BNPL, or crypto.

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Payment Processing USA: 2024 Market Overview

Clearly Payments

They serve larger enterprises and high-volume merchants who require custom processing solutions and high-level risk management. Buy Now, Pay Later (BNPL) : BNPL options have gained traction as consumers look for flexible payment options. Nearly 30% of U.S.

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The Full List of Fintech Unicorns in Asia (2025)

Fintech News

billion financial services platform Dianrong 1 billion lending solutions Wacai 1 billion wealth management CGTZ 2.41 billion asset management XTransfer 1.4 billion XTransfer created a global payment platform powered by data insights, automation, and risk management tools. billion debt investment platform eDaili 1.90

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