My Payment Savvy

JUNE 16, 2025

It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. Unlike payment processors, which handle backend money transfers, payment gateways focus on securely capturing payment methods. Smart research now prevents costly mistakes later.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

Stax

NOVEMBER 14, 2024

Step 6: At the end of the month, the statement is sent to the business that details the interchange for all transactions that month–which is the fee set by credit card companies for merchants to accept their cards as payment. Read on to learn what each of these means and how your business can stay compliant.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

EBizCharge

NOVEMBER 27, 2024

They provide a secure platform for processing transactions, ensuring the consumer’s payment information and the merchant’s funds are protected. By enabling credit card payments, eCommerce businesses can cater to a broader customer base and enhance their sales opportunities.

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Stax

MARCH 27, 2025

EFT and ACH payments are fast, secure, and hassle-free. EFT and ACH offer more security and convenience than cash and checks, but they also come with limitations. To choose the right payment method, consider transaction volume, transfer speed, cost, and security. Checks can bounce, and cash can get lost.

ACH 88

ACH Electronic Funds Transfer (EFT) Wire Transfer Wires 88

The Fintech Times

DECEMBER 1, 2024

The partnership’s technical integration also includes advanced fraud monitoring and real-time FX rate tracking, providing HSBC clients with greater control, security, and transparency over their international transactions. That’s why we partner with experts in the payment industry like Dandelion to give this experience to our clients.”

Cross-Border Payments 59

Cross-Border Payments Cross-Border Multi-Currency Wire Transfer 59

Fintech News

APRIL 2, 2025

Aspire Yield will invest in money market funds managed by Singapore-based asset managers and offer flexible access with no minimum investment, no lock-up period, and next business day liquidity. The feature is currently in private beta, with a waitlist open to interested businesses.

Product 97

Product Small Business Authorization Regulations 97

EBizCharge

MARCH 20, 2025

Integrating a payment gateway into Sage accounting software provides numerous advantages for merchants, including streamlined payment processes, improved cash flow, and enhanced security. These steps will help you optimize payment processing with fewer errors, faster collections, and secure transactions. What is Sage software?

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Fintech News

MARCH 10, 2025

The temporary pause, implemented to manage an unexpected surge in withdrawal requests, is part of the company’s proactive measures to ensure stability and security for its customers, according to Chocolate Finance.

Finance 79

Finance Debit Card Business Day Volume 79

Fintech Finance

JUNE 12, 2025

Designed for businesses processing less than $300,000 in credit and debit card transactions annually, PNC Mobile Accept is a self-service solution that gives business owners fast, secure access to accept funds directly from their phone or tablet with no monthly fee.

Micro-Entry 59

Micro-Entry Online and Mobile Banking Process Debit Card 59

EBizCharge

DECEMBER 23, 2024

Here, transactions are accumulated and processed within one to three business days. Security: Lower fraud risk due to direct bank account transactions. Typically, credit card payments are completed in real-time or by the next business day. An ACH payment operates through a batching method.

Credit Cards 52

Credit Cards ACH Payments Disputes 52

The Payments Association

JUNE 16, 2025

We’re calling it a national security threat to the UK. Speed of reimbursement: Victims are to be reimbursed within five business days in most cases, with a maximum timeframe of 35 business days where further investigation is needed. Without real consequences for criminals, fraud thrives.

Scams 88

Scams Assessments Consumer Protection Fraud Prevention 88

Stax

APRIL 10, 2025

Card payments are convenient, secure, and a major positive for your cash flow, with funds being deposited to your account within hours to a few days. Its role is to encrypt and securely transfer your customers payment data to your payment processor. You will need POS terminals to accept and process in-person card payments.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Clearly Payments

MAY 22, 2025

PCI Compliance Fee A fee for maintaining security standards. Next-Day Funding Receiving funds in your account the next business day. Same-Day Funding Receiving funds the same day a transaction is settled. Security & Compliance PCI Compliance Security standards for handling cardholder data.

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

Stax

NOVEMBER 13, 2024

All ACH payments are secure and reliable, available 24 hours a day, 7 days a week, and 365 days a year. This is a safer and more secure option than sending a credit payment via the Internet, where liabilities cannot be safeguarded against. Are ACH Transactions Secure?

ACH 88

ACH ACH Network Payer Payee 88

Finextra

JUNE 23, 2025

Importantly, it also spells out what stablecoins are not : under this framework they’re explicitly not securities or commodities. That means a fintech app can pay out a freelancer on a Sunday night, or a company can send funds to a supplier in a different time zone instantly – no waiting for the “next business day”.

Embedded Finance 52

Embedded Finance Stablecoins Finance Payment APIs and Integration 52

The Fintech Times

NOVEMBER 14, 2024

It reduced the time it took to create business requirements from the standard 25 business days to 45 minutes. Each business analyst is paired with an AI agent, which utilises regulatory and project-specific documentation. In a trial, AnalystAccelerator.ai per cent time-saving.

ISO 20022 59

ISO 20022 AI FedNow RTP 59

EBizCharge

NOVEMBER 7, 2024

While clearing timeframes can vary, they usually align with the settlement cycle, which indicates the number of business days required to finalize a transaction. The clearing stage precedes the actual transfer of funds or securities, known as the settlement process. What is settlement?

Settlement 52

Settlement ACH Central Bank Mitigation 52

Fintech News

NOVEMBER 12, 2024

The solution is designed to offer greater security and simplicity. The solution enables secure, on-device biometric authentication through facial recognition or fingerprint scans. Pilot users will get to pay with their palms at Alchemist, a café in Singapore, with expansion plans to be announced in the near future.

FinTech 109

FinTech Cross-Border Payments Cross-Border Payment APIs and Integration 109

The Fintech Times

MAY 27, 2025

Avoiding crypto volatility This structure positions BGUSD as a secure, yield-generating alternative within the platform, minimising exposure to crypto market volatility while maintaining full liquidity through redemption options. Subscription and redemption fees are fixed at 0.1 per cent.

Treasury 45

Treasury Returns Mitigation Adjustments 45

Payments Dive

JUNE 13, 2025

Most EWA providers charge a fee to employees to receive money instantly – it’s $3 to $5 at Tapcheck – or will offer a free option for slower access that is usually within one or two business days. Workday says its platform is used by around 11,000 organizations globally, including 60% of those listed in the Fortune 500.

Payroll 78

Payroll Privacy B2B Addressing 78

Payments Dive

JULY 1, 2025

That can accelerate payments from an average 10-day waiting period to as little as one business day, BillGO says. PAYMENTS DIVE: What incentivizes a small business owner to change their operation and incur the cost of your platform? What worries you about the business? Holt spoke with Payments Dive on June 27.

Small Business 104

Small Business Checks ACH Push-to-Card 104

Fintech News

NOVEMBER 12, 2024

All accounts, including those for minors, are protected by security measures such as real-time alerts and mechanisms to prevent unauthorized transactions. The security measures are detailed in the E-Payment User Protection Guidelines and the Shared Responsibility Framework, which will take effect on 16 December 2024.

Accounts 108

Accounts Financial Literacy Transaction Limits Scams 108

Fintech News

SEPTEMBER 16, 2024

Transactions take 3-5 business days to process, and users will receive an e-receipt via email. ” Carine Low, Singapore Country Manager of UnionPay International , said, “AXS is the most commonly used fast and secure bill payment platform in Singapore.

Cross-Border Payments 123

Cross-Border Payments Cross-Border Payments Payment Solutions 123

Stax

SEPTEMBER 17, 2024

TL;DR ACH is cost-effective and ideal for recurring payments, with transfer times ranging from 1-3 business days. This entire process can take anywhere from a few hours to a couple of days to complete. However, the initiator can choose to pay extra fees for same-day processing.

Wire Transfer 88

Wire Transfer Wire Wires ACH 88

Fintech News

FEBRUARY 25, 2024

MAS has taken steps to secure the funds in Samlit’s accounts to ensure the completion of outstanding remittance transactions. MAS has directed Samlit to ensure that beneficiaries of uncompleted remittance transactions receive the funds within seven business days, even after the surrender of its license.

Authorization 109

Authorization Laws Business Day Compliance 109

Clearly Payments

APRIL 5, 2024

From the moment a customer presents their card for payment to the final settlement of funds, each stage plays a crucial role in ensuring the transaction is secure, efficient, and successful. Batching : At the end of the business day, the merchant sends all the day’s authorized transactions, known as a batch , to their payment processor.

Credit Cards 100

Credit Cards Transactions Processors Cross-Border 100

Fintech Finance

DECEMBER 13, 2024

The capability also prioritizes robust security and compliance, adhering to strict Know Your Customer (KYC) verification and Anti-Money Laundering (AML) standards through trusted partners. Funds are reflected in Helios’ bank accounts within one business day. Approve payments. Pay directly from your crypto wallet.

Payroll 98

Payroll Process Cryptocurrency Money Laundering 98

Fintech News

FEBRUARY 25, 2024

DBS and POSB has announced the expansion of its digiVault protection to all customer accounts, providing users with the option to securely lock funds in their existing accounts. This initiative is aimed at bolstering self-managed security in response to the increasing prevalence of financial scams.

Accounts 84

Accounts Scams Security Verification 84

Fintech News

JULY 1, 2024

Paxos has secured the full approval from the Monetary Authority of Singapore (MAS) to issue stablecoins under the regulator’s upcoming stablecoin framework. This approval allows Paxos to offer digital payment token services through its entity, Paxos Digital Singapore Pte. as a Major Payments Institution.

Stablecoins 113

Stablecoins Regulations Audit Issuers 113

Fintech Finance

JULY 30, 2024

This capability allows these businesses to promptly pay their overseas suppliers free of charge, ensuring timely receipt of goods and cost savings to support their business growth. This function will benefit British and European SMEs that import from international markets. In the U.K.

Cross-Border 98

Cross-Border Business Payments Accounts Cross-Border Payments 98

Fintech Finance

JULY 25, 2024

The app’s innovative design offers a convenient and secure client experience through which users can approve and validate payments and monitor account activity from anywhere and at any time of day. For added security, these payments may require additional levels of approval prior to being released.

Online and Mobile Banking 105

Online and Mobile Banking Payment APIs and Integration Payments Volume 105

Stax

JUNE 27, 2024

Additionally, ACH payments are processed in batches and take a few business days (though they’re usually cheaper), whereas wire transfers are processed individually and can be completed within the same day. International wire transfers can take up to 7-10 days Costs and fees Around 1% of the payment amount.

Wire Transfer 88

Wire Transfer Wire Wires ACH 88

Stax

APRIL 23, 2024

Most small business owners and employers are turning to ACH payments instead paper check payments because of the ease and instant access the ACH network provides. ACH transactions provide a quick and easy way to pay employees, submit and retrieve tax returns, and automatically control your finances within 1-2 business days.

ACH 88

ACH Direct Deposit ACH Network Wire Transfer 88

Payment Savvy

NOVEMBER 9, 2022

And e-checks are more secure than old-fashioned paper checks, as they can’t be counterfeited or altered. They’re also much more secure than traditional methods, using advanced security features such as tokenization and biometrics. EFT payments are also very secure. Mobile Wallets. Personal Online Banking.

Online and Mobile Banking 98

Online and Mobile Banking Wire Transfer Direct Deposit ACH 98

Stax

NOVEMBER 11, 2024

These transactions usually process within one to three business days and are most commonly used for payments such as direct deposits for payroll, recurring bill payments, and B2B invoice payments. Benefits of Accepting ACH Payments The ability of a business to accept an ACH payment can be advantageous.

ACH 88

ACH Checks Identity Theft Payments 88

PYMNTS

SEPTEMBER 17, 2020

Our merchants will derive increased confidence and satisfaction knowing that Express Deposit is a fast and secure solution enabled by a leading digital payments company, such as Visa.”. Companies can have a deposit happen at all times — even on non-business days.

Push-to-Card 83

Push-to-Card B2B Debit Card Payments 83

Payment Savvy

MAY 16, 2023

Our current era has been shaped by digitization with a fundamental impact on all sectors, including banking and finance, where it has brought unprecedented convenience, security, and efficiency. They are responsible for ensuring each transfer’s accuracy, security, and compliance.

ACH 94

ACH Same Day ACH Direct Deposit Consumer Financial Protection Bureau (CFPB) 94