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The role of the BIN extends beyond simply identifying the cardissuer; it affects various aspects of the payment process: Transaction Routing : When a customer makes a purchase using a card, the payment processor uses the BIN to route the transaction to the right financial institution. Why is the BIN Important in Payments?
Analyze the reason code provided by the cardissuer to determine the cause of the chargeback. Card Network Rules : Adhere to guidelines issued by Visa, Mastercard, and other credit card networks. GDPR/CCPA : Protect customer data and comply with regional privacy laws.
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