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Fraud unveiled: Key takeaways from merchant roundtable discussion

The Payments Association

The card issuers often side with the customer without consulting us, which is unfair and costly. Card issuers often make judgment calls onservice disputes without consulting merchantsor understanding the nature of our transit business,leaving us to bear the financial and operational burden, he explained.

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12 Years Ago: The First nexo Standards Transaction, a Milestone for European Payments

Finextra

Interoperability across multiple domestic and international card schemes without cobadging constraints. Significant simplification of the technical architecture for merchants. no mandatory cobadging). It expresses the views and opinions of the author. 13 February nexo standards: simplifying payments one transaction at a time.

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Evolving money laundering risks for EMIs: Insights from the upcoming NRA

The Payments Association

EMI Is Not a Monolith The EMI sector spans everything from simple gift card issuers to sophisticated platforms delivering government disbursements. However, critics note that few of these inputs are publicly disclosed or provide quantitative justification for the rating shift.

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SNEAK PEEK: Fraud unveiled: Key takeaways from merchant roundtable discussion

The Payments Association

The card issuers often side with the customer without consulting us, which is unfair and costly. Katherine Bailey (Valor Hospitality Europe Limited) explained how customers manipulate chargeback systems to claim refunds for services theyve already consumed: The guests enjoy a stay or experience and then dispute the charges.

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What’s the Best Payment Processor for Small Business?

Stax

and $0.50), plus a percentage of each purchase (between 1% and 3%) on top of the interchange fees charged by the card issuers. Tiered Pricing A tiered model puts credit card transactions into several categories—qualified, mid-qualified, and non-qualified. We offer you subscription-based credit card processing at a direct cost.

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3D Secure 2.0: How Card Issuers Can Prepare

PYMNTS

Prior to joining CA Technologies, James led the EMEA Security consulting practice at IBM Global Technology Services and the e-Crime Prevention consulting practice at Deloitte. James is a recognized security and fraud expert covering topics such as mobility, cryptography, e-commerce, and network and infrastructure security.

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Artificial Intelligence Starting Points for Card Issuers

Innovative Payments Association

Guest post by Emily Rueth , Managing Director & Founder of Vicuse Payments Advisors For card issuers, embracing and implementing even the most basic use cases for artificial intelligence (AI) can revolutionize your operations and enhance customer experiences.