Finovate

MAY 16, 2025

The payment card business is among the most competitive areas of financial services. A growing number of fintechs have developed strategies and technologies to help card issuers and acquirers access millions of dollars in cost savings and missed revenue by better controlling card network fees and enhancing transactional profitability.

Card Issuer 59

Card Issuer Issuers Acquirers Payments 59

PYMNTS

SEPTEMBER 22, 2020

But if the man called his card issuer and pretended the order was never his and that his card had been misused fraudulently, he wouldn’t owe the fee. The issuer does all of the consumer verification steps on the back end and reports back to the merchant in a few seconds as to whether to authorize a transaction or not.

EMV 86

EMV Issuers CHIPS Card Issuer 86

Stax

JANUARY 10, 2024

The exact rate can vary based on several factors, including the type of card used (debit or credit), the card brand (Visa, MasterCard, etc.), the merchant’s business type, and the terms of the merchant’s agreement with their payment processor.

Credit Cards 88

Credit Cards Processors Debit Card Processing Costs 88

PYMNTS

AUGUST 9, 2019

Peter Robinson, payments advisor for European retail, wholesale and international trade association EuroCommerce , noted that these concerns are putting more pressure on card acquirers — the main party responsible for making sure merchants are ready for and informed about SCA and its incoming authentication and online transaction restrictions.

Consumer 43

Consumer Authentication Online and Mobile Banking Push-to-Card 43