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The Credit Card Chargeback Process Explained: What Merchants Need to Know

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Initiating a Credit Card Purchase When a consumer wishes to make a credit card payment, they present their credit card to the merchant. The merchant processes the payment using a card terminal or an online payment gateway.

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Understanding Payment Processing Compliance When Implementing Credit Card Surcharging

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Surcharging incentivizes customers to use alternative, lower-cost payment methods. The more they use cash payment, the lower your overall processing expenses. In the following sections, we’ll delve into the legal framework, compliance standards, and best practices to navigate the complexities of surcharging.