Finovate
JULY 16, 2025
The first two quarters were packed with change: from the stablecoin frenzy and cuts to the CFPB in the US, to new regulatory crackdowns across Europe and the reversal of Section 1033, reshaping the future of open banking. under the Joint Regulatory Oversight Committee (JROC). In contrast, the US is in a period of regulatory uncertainty.
Finovate
DECEMBER 11, 2024
readers, open banking made its debut in the form of a CFPB ruling in October of this year. Real-time payments The adoption of real-time payment systems has been gaining momentum across the globe, especially since the launch of the Federal Reserves FedNow service in 2023. Open banking/ Section 1033 For U.S.
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Payments Dive
JULY 15, 2025
Those smaller financial institutions got a boost from their recent experiences in adopting the Fed’s real-time payments system FedNow since its launch two years ago. There was similar feedback from the Independent Community Bankers of America, which represents U.S. community and regional banks.
Payments Dive
JUNE 17, 2025
Dive Insight: New York and the CFPB sued MoneyGram over alleged violations of the Remittance Transfer Rule, which the federal agency implemented in October 2013 for remittance transfers. Dallas-based MoneyGram did not admit nor deny the lawsuit allegations as part of the settlement. By Lynne Marek • Aug. You can unsubscribe at anytime.
Payments Dive
JUNE 17, 2025
By Lynne Marek • July 17, 2024 Lynne Marek/Payments Dive FedNow ‘could lower fees’ in future, analyst reports The Federal Reserve instant payments system may cut fees after it attracts more financial institutions, or in the face of competition, a Wolfe Research analyst said, citing a FedNow official. By Lynne Marek • Aug.
Payments Dive
JULY 11, 2025
The CFPB, under the new leadership of the Trump administration, said in March it would drop that effort , which the bureau began last year under the Biden administration. We’d give that borrower way more scrutiny to see how they manage their funds and can they really afford a home.” Please select at least one newsletter.
Fintech Finance
APRIL 2, 2025
The fast-growing fintech has also introduced embedded ACH, RTP, FedNow and Wire payments across 9,600+ banks for customers in the U.S., With the CFPB’s finalisation of the Personal Financial Data Rights rule in October 2024, Open Banking has gained significant momentum in the U.S., Morgan, Citi Bank, Bank of America and U.S
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