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How are Interchange Fees Calculated?

Stax

Cards with more features (premium cards, corporate cards, reward cards, etc.) have higher fees compared to basic payment cards. Cards that pose a greater risk to the issuer come with higher interchange fees. Card networks typically use a combination of both when setting interchange fees.

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Chargebacks: A Survival Guide

Cardfellow

EMV Liability Shift Counterfeit Fraud 10.2: EMV Liability Shift Non-Counterfeit Fraud 10.3: Other Fraud – Card Present Environment 10.4: Other Fraud – Card Absent Environment 10.5: Card Recovery Bulletin 11.2: The individual codes are: 10.1: Visa Fraud Monitoring Program 11.1: No Authorization 12.1:

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100+ Payment Industry Terms Explained in Plain English

Clearly Payments

Issuer (Issuing Bank) The issuing bank is the bank that gave the customer their credit or debit card. Digital Wallet Apps like Apple Pay or Google Pay that store your card. EMV Chip technology on credit cards. Chip & PIN EMV transaction that requires a PIN instead of a signature.

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EMV Chip Cards: What You Need to Know About PIN or Signature Cards and How They Work

Stax

EMV (Europay, Mastercard, and Visa) chip card use has continued to expand in use since its tumultuous rollout in 2015. The EMV standard has now become a global standard for cards equipped with computer chips and the technology used to authenticate chip-card transactions.

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EMV's Prepaid Problem: Issuers Aren't Interested in the Security

Payments Source

New Orleans--As credit and debit card issuers start to see the benefits of EMV-chip card security, prepaid would seem to be the logical next step. But prepaid issuers remain unconvinced of the security benefits of EMV.

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Oberthur Tackles EMV Shortage, Security Concerns

Payments Source

Card manufacturer Oberthur Technologies is offering issuers facing a shortage of EMV chip cards an option to receive as many as 25,000 in five days, rather than waiting the standard three to four weeks.

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Visa Chip Cards Reduced Counterfeit Fraud By 87 Pct

PYMNTS

Visa announced that since their inception, chip cards have reduced counterfeit fraud by 87 percent. . Chip cards are increasingly becoming the norm as usage and acceptance has continued to grow since the EMV standard was first introduced in 2011,” the company said. Also down were overall card-present fraud rates.