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Top regulatory priorities for the payments sector

The Payments Association

In 2025, payments firms must prioritise compliance, open banking expansion, and stablecoin readiness to navigate regulatory shifts and drive growth. With regulatory scrutiny at an all-time high, payments firms must keep pace with evolving regulations to avoid financial penalties and reputational risks.

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Decoding the FCA’s Safeguarding reforms: Practical steps for payments and E-money firms

The Payments Association

The FCA’s proposed safeguarding reforms for payments and e-money firms, aiming to enhance consumer protection and operational compliance. Firms must invest in compliance, adapt workflows, and advocate for fair regulations. Why is it important? What’s next?

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When do crypto firms need additional EU licences for stablecoin transfers? EBA issues guidance on the interplay between PSD2 and MiCA

The Payments Association

1 The Opinion provides supervisory guidance to EU national competent authorities (NCAs) on the application of PSD2 to CASPs and recommendations for longer-term legislative alignment under the upcoming third EU Payment Services Directive (PSD3) and the accompanying EU Payment Services Regulation (PSR). Will PSD3/PSR fix the problem?

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EBA publishes No Action letter on interaction between MiCA and PSD2

The Payments Association

On 10 June 2025, the European Banking Authority (EBA) issued a No Action letter on the relationship between the Markets in Crypto-Assets Regulation (MiCA) and the Payment Services Directive 2 (PSD2). Such an approach is likely to be particularly attractive where there is an authorised PSP in the group and used to provide fiat payment rails.

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Evolve Payment: The Safety of Cash Management

Evolve Payment

Cash: Navigating Safety in the Cannabis Industry The burgeoning cannabis industry presents a unique challenge when it comes to payment processing: striking a balance between safety, security, and regulatory compliance. Compliance Is Key Staying compliant with state and local regulations is paramount.

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Meet Grey Nickel, the AI Crime Syndicate Targeting Banks and Crypto Across Asia

Fintech News

The region’s fintech ecosystem is growing at lightning speed, but that growth has outpaced regulation and security in many places. Unlike the EU, where regulators are pushing for secure digital identity frameworks , many APAC jurisdictions don’t have mandatory reporting requirements for identity fraud.

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Safeguarding changes: assessing the impact

The Payments Association

Unsurprisingly, this proposal aligns the loosely adopted Payments Services Regulations 2017 (PSRs) and E-Money Regulations 2011 (EMRs) regime with the CASS regime. CP24/20 outlined the proposed interim and end-state rules in September 2024, and interested parties will have provided their feedback accordingly.