PYMNTS

MARCH 26, 2020

Five federal financial regulatory agencies are encouraging banks, savings associations and credit unions to offer small loans to consumers and small businesses in response to the coronavirus pandemic.

Consumer Financial Protection Bureau (CFPB) 52

Consumer Financial Protection Bureau (CFPB) Office of the Comptroller of the Currency Credit Union FDIC 52

Segpay

MARCH 24, 2025

Fraud & Consumer Protection Strong player protection, self-exclusion, and responsible gambling measures. A Deeper Dive into Australia's Regulations Online Gaming (Esports & Video Games) Generally, falls under consumer protection and classification laws rather than gambling regulations.

Compliance 71

Compliance Suspicious Activity Report (SAR) Fincen AML 71

FICO

JANUARY 13, 2020

The FCC will issue updated interpretations of the Telephone Consumer Protection Act in 2020. The Telephone Consumer Protection Act (TCPA) has long been a concern to many organizations that are frustrated by their inability to effectively use modern technology to communicate with their customers or members.

Authentication 52

Authentication AML Finance OCC 52

Innovative Payments Association

FEBRUARY 28, 2024

In fact, we share the CFPB’s goal of protecting consumers and we regularly engage directly with regulators at the state and federal level to ensure that policymakers have all the facts before making decisions that may impact how consumers protect their financial futures.

Participant 52

Participant Innovation CFPB Consumer Financial Protection Bureau (CFPB) 52

Finovate

APRIL 10, 2024

Since late 2023, the FDIC and CFPB have issued seven consent orders because of BaaS-related issues. Consumer protection Banks must not only safeguard their consumers’ data privacy, but they must also protect consumers from misinformation. Can’t sleep?

Due Diligence 52

Due Diligence Privacy FDIC Compliance 52

The Fintech Times

MARCH 6, 2024

In June 2023, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), the OCC and the US Treasury Department issued joint guidance to all banking organisations for developing and implementing risk management practices when engaging in third-party fintech partnerships. More is coming.

OCC 69

OCC FinTech Non-Bank Regulations 69

PYMNTS

MAY 22, 2018

The Economic Growth, Regulatory Relief, and Consumer Protection Act , S. House of Representatives on Tuesday (May 22), with observers saying it was almost certain the changes would make it through the legislative body.

Regulations 40

Regulations Credit Union Community Banks FDIC 40

PYMNTS

OCTOBER 11, 2017

On the other side of the issue, however, industry representatives were far less excited and genuinely concerned about the unintended casualties of the “consumer protection” legislation. There’s the OCC for national banks; for small state there is the FDIC; medium banks have the Fed and there is NCUA for credit unions.

Rules 43

Rules CFPB NCUA Credit Union 43

CB Insights

JUNE 5, 2018

In the United States, 93% of consumers have some sort of bank account. Virtually all US private sector wage earners receive wages into bank accounts, according to the Global Findex database, which are insured by the FDIC and offer an easy way to earn interest. The answer is that banks — and their customers — love them.

Online and Mobile Banking 68

Online and Mobile Banking Debit Card Credit Cards Payment Gateways 68

Nanonets

APRIL 24, 2023

Origination in finance is often a lengthy process and it's overseen by the Federal Deposit Insurance Corporation (FDIC) for compliance with Title XIV of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The term also applies to other types of amortized personal loans.

Origination 52

Origination Process Underwriting Automation 52

PYMNTS

FEBRUARY 14, 2019

The Wednesday hearing, conducted before the House Subcommittee on Consumer Protection and Financial Institutions , focused on access to banking services for those businesses. Such prohibition could involve limiting FDIC protections for those deposits, for example, or trying to prevent loans to those businesses.

Credit Union 92

Credit Union Law Enforcement Legal Laws 92

PYMNTS

FEBRUARY 13, 2019

The Wednesday hearing, conducted before the House Subcommittee on Consumer Protection and Financial Institutions , focused on access to banking services for those businesses. Such prohibition could involve limiting FDIC protections for those deposits, for example, or trying to prevent loans to those businesses.

Credit Union 46

Credit Union Legal Law Enforcement Laws 46

FICO

DECEMBER 19, 2018

The FCC Will Issue a Major Declaratory Ruling on the Telephone Consumer Protection Act (TCPA). Below, are my predictions (they’re more like educated guesses) on some important issues of interest to the banking industry. This past year has been one of promise and progress for those waiting on TCPA reform. In March, the U.S.

BSA 40

BSA Fincen Suspicious Activity Report (SAR) SARS 40

The Payments Association

MARCH 18, 2025

now takes a step toward embracing crypto by fostering a holistic approach that balances innovation with consumer protection. At the same time, the Federal Deposit Insurance Corporation (FDIC) is reviewing updates to its guidelines that would allow banks to offer certain crypto-related services without prior regulatory approval.

Federal Reserve 88

Federal Reserve Stablecoins Fed Settlement 88

Tearsheet

FEBRUARY 6, 2025

7428 in 2024, which classifies EWA as a non-credit product with consumer protections. In a recent turn of events, Rohit Chopra, appointed CFPB Director by Biden in 2021, was ousted by President Trump on February 1, also ending his term on the FDIC board. The FTA supports the Congress-introduced bill H.R.

Consumer Financial Protection Bureau (CFPB) 52

Consumer Financial Protection Bureau (CFPB) CFPB Consumer Protection Regulations 52

The Payments Association

JANUARY 31, 2025

the Board of Governors of the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), or the National Credit Union Administration (NCUA)) are not included in the Working Group, especially given the allegations of an ‘Operation Choke Point 2.0.,’

Stablecoins 88

Stablecoins Office of the Comptroller of the Currency Treasury FDIC 88

FICO

JULY 17, 2017

In the coming months, the President will have the opportunity to nominate new leadership at the Federal Deposit Insurance Corporation (FDIC) and the Federal Reserve, and a year from now at the CFPB. Many are also optimistic that new FCC leadership will result in much-needed reform in the area of Telephone Consumer Protection Act (TCPA).

Consumer Financial Protection Bureau (CFPB) 40

Consumer Financial Protection Bureau (CFPB) Office of the Comptroller of the Currency CFPB Financial Crimes 40

FICO

JANUARY 9, 2017

The FDIC, Fed and OCC recently initiated the process for drafting new cybersecurity regulations for banks with assets exceeding $50 billion. fraud alerts) in accordance with the 1991 Telephone Consumer Protection Act (TCPA). We’ve already seen several early indications of this.

Cybersecurity 78

Cybersecurity CFPB Regulatory Compliance Legal 78