Stax

JULY 7, 2025

Mobile payment systems are revolutionizing how consumers pay for goods and services. TL;DR Mobile payment services allow merchants to accept payments from consumers using mobile devices. Mobile payments offer a high level of convenience and security to both consumers and merchants, in-store and online.

Mobile Payments 88

Mobile Payments Online and Mobile Banking Debit Card Credit Cards 88

Payments Dive

JUNE 12, 2025

Social media, online commerce, mobile text messaging and other digital platforms have allowed scammers to innovate in targeting consumers. million consumers reported fraud incidents last year, roughly the same as in 2023, according to the FTC. The task force would be required to update its report every three years.

Law Enforcement 88

Law Enforcement Scams Payments Zelle 88

Fintech Finance

JULY 1, 2025

With its user-friendly interface and cross-border capabilities, the Do Pay payment solution aims to simplify transactions for both merchants and consumers across Latin America. “In This is made possible by operating with proprietary infrastructure and direct connections with banks, acquirers, and local payment systems.

Payment Solutions 66

Payment Solutions Payment APIs and Integration FinTech Cross-Border 66

Payments Dive

JUNE 20, 2025

Editors picks Spencer Platt/Getty Images via Getty Images Zelle, big banks challenge senators on scam reimbursements Forcing banks to reimburse authorized payments could encourage bad behavior and would not deter scammers, bank executives said in a Senate hearing. You can unsubscribe at anytime. Sign up A valid email address is required.

Cross-Border Payments 89

Cross-Border Payments Cross-Border Privacy Settlement 89

Payments Dive

JULY 17, 2025

Banks, including JPMorgan , and merchants, such as Shopify, are rolling out plans for how they will incorporate the acceptance of stablecoins as consumers and businesses encounter more opportunities to use the emerging technology. As a result, businesses are rushing to embrace the new digital currency typically pegged to the U.S.

Stablecoins 78

Stablecoins Visa FedNow Cross-Border 78

Finextra

JULY 14, 2025

According to a McKinsey study, 71% of consumers now expect personalized experiences from their banks, and 76% feel upset when personalization is lacking. While these AI advisors gained some traction, trust remained a hurdle for sensitive advice: a survey found only 27% of consumers fully trust AI for financial guidance. Both the U.S.

AI 71

AI Rules Online and Mobile Banking Non-Bank 71

Cardfellow

JUNE 25, 2025

This can sometimes be a lengthy process, especially for a consumer generation used to convenience and speed. Equipping your ecommerce website with a shopping cart should be your first step when setting up an online business, as it is the most universal way consumers make payments.

Venmo 40

Venmo Credit Cards Payments Payment APIs and Integration 40

Payments Dive

JULY 18, 2025

Adyen’s terminals will also provide consumer information to help the golf store chain personalize customers’ experiences. “As we look to modernize and streamline our payment process, it was essential to find a partner that could unify our transactions across in-store and digital touch points,” he said in the release. By Lynne Marek • Aug.

Payments 151

Payments Stablecoins Privacy Settlement 151

Payments Dive

JULY 14, 2025

However, as margins become tighter and consumer expectations shift toward seamless, invisible payment experiences, that tactic alone is no longer sufficient. In a recent survey , 80% of consumers said it’s important to have their loan payment pre-filled with account credentials in order to minimize login struggles and manual entry.

Payments 156

Payments Privacy Settlement Reconciliation 156

Cardfellow

JUNE 16, 2025

Additionally, many credit cards offer rewards programs like cash back or airline miles, which are regular consumer favorites. On the P2P side, Zelle allows for some limited business transactions in addition to person-to-person payments, but it is not a direct competitor on the bank-to-bank payment settlement side.

FedNow 52

FedNow Credit Cards Process P2P 52

Fintech Finance

JULY 2, 2025

The Bank Policy Institute, The Clearing House Association and the Consumer Bankers Association submitted joint comments to the U.S. Study government payment data to better understand why some consumers still rely on paper checks.

Treasury 52

Treasury Checks SWIFT Treasury Checks 52

Payments Dive

JULY 17, 2025

The bank's annual survey of midsize companies showed the popularity of business-to-consumer alternative payment types slipped this year.

Zelle 136

Zelle PayPal Consumer Payments 136

Payments Dive

JUNE 20, 2025

The American Express Platinum card and the Sapphire Reserve card are both geared to higher-income consumers. You have to provide significantly more value than the increase in price to the consumer.” The Amex Platinum card currently has an annual fee of $695. That likely means bigger annual fees and more perks, Orenbuch said.

Push-to-Card 88

Push-to-Card Privacy Settlement Zelle 88

Payments Dive

JUNE 9, 2025

When nearly half of consumers find mistakes in their credit reports, and when paying bills on time can actually hurt your score, its clear the system is broken. Traditional credit was designed decades ago. It’s rigid, opaque, and exclusionary. We need a fundamental shift in how we assess creditworthiness. The data proves it works.

Blocks 209

Blocks Privacy Near Real-Time Zelle 209

Payments Dive

JULY 10, 2025

This method of parking will become more ubiquitous as consumers become accustomed to the ease and convenience, said Andrew Radlow, an industry consultant and former executive for the now defunct cashierless payment provider Grabango, who advises companies like Metropolis.

Embedded Payments 60

Embedded Payments Payments Privacy Credit Cards 60

Payments Dive

JULY 9, 2025

Mastercard particularly stressed its track record in working with unbanked and underbanked consumers, noting how it could be effective in helping Treasury raise public awareness of the government’s latest push toward electronic payments. The network noted that 14% of U.S. million, are unbanked. You can unsubscribe at anytime.

Treasury 135

Treasury Visa Zelle Push-to-Card 135

Payments Dive

JULY 1, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief Early Warning pitches Zelle to Treasury The company that owns the peer-to-peer service Zelle suggested the U.S.

Zelle 78

Zelle Treasury Request for Information Privacy 78

Payments Dive

JULY 7, 2025

In Louisiana, a bill outlining what EWA providers can do and the rights of consumers that receive services passed the Republican legislature and became law on July 1, without the Republican governor’s signature (that can happen after a certain period elapses). Morris and FlexWage have argued for more robust consumer protections for EWA users.

Laws 78

Laws FedNow Privacy Federal Reserve 78

Payments Dive

JULY 14, 2025

EWA firms use an array of methods for providing the services, with some offering the payments through employers and others reaching out directly to consumers. It also argued that the law will force Connecticut families living paycheck to paycheck to use more expensive alternatives and disadvantage smaller EWA service providers.

Laws 78

Laws Caps Privacy Settlement 78

Payments Dive

JUNE 30, 2025

Dive Insight: San Francisco-based Affirm already lets consumers buy video games and gaming hardware through retailers like Amazon and Target. Information on the average size of an in-game payment is difficult to find, but the total amount of money consumers have spent on video games has gradually risen in recent years.

Payments 155

Payments Privacy CFPB BNPL 155

Payments Dive

JULY 14, 2025

Without thoughtfully crafted rules for the road, we risk stifling innovation, leaving American consumers without proper safeguards and protections, and ceding leadership in a sector that will define the future of global finance and technology,” she said. The great debate continues: security or commodity?

Privacy 117

Privacy Stablecoins Regulations Treasury 117

Payments Dive

JULY 8, 2025

The new machines do not accept cash, have an upgraded processing power and feature a new light pole to signal availability to consumers, according to the Democrat and Chronicle , a newspaper serving the Rochester market. Wegmans has adjusted and tested checkout technology over the last several years. You can unsubscribe at anytime.

Zelle 60

Zelle Privacy Scams Push-to-Card 60

Payments Dive

MAY 31, 2024

“The scale of fraud on the Zelle platform is unacceptably high,” National Consumers League Vice President John Breyault said.

Zelle 172

Zelle Consumer 172

Payments Dive

JUNE 6, 2022

Bank of America and Wells Fargo have both been sued recently by consumers who allege they were defrauded by scam artists using Zelle payments.

Zelle 167

Zelle Scams Consumer Payments 167

Payments Dive

OCTOBER 2, 2024

Zelle, the popular peer-to-peer payment service, and rivals should be more upfront with consumers about the ability to ask for money back, Consumer Reports says.

Payments Tools 163

Payments Tools P2P Consumer Zelle 163

Payments Dive

APRIL 27, 2022

In a letter to Zelle's CEO, two U.S. senators said the company's platform leaves consumers exposed to fraud, with little ability to recover lost funds. “Your company and the big banks who both own and partner with the platform have abdicated responsibility," they said.

Zelle 146

Zelle Consumer 146

Payments Dive

AUGUST 15, 2024

If the banks that own Zelle’s parent battle the Consumer Financial Protection Bureau in court, they may find some federal judges open to their arguments, lawyers specializing in the area said.

Zelle 122

Zelle Consumer 122

Fintech Finance

OCTOBER 17, 2024

the network operator of Zelle® , today announced that the person-to-person payments network helped 143 million consumers and small businesses move nearly half a trillion dollars — $481 billion, up 28% year-over-year in the first half of 2024. Transaction volume on Zelle increased by 27% year-over-year to over 1.7

Zelle 97

Zelle Scams Small Business Enrollments 97

Payments Dive

APRIL 7, 2022

The banks earn billions of dollars from credit and debit card interchange fees so why would they want Zelle stepping in to connect consumers directly to bank accounts? "Banks would never want to jeopardize interchange revenue," said one analyst.

Zelle 103

Zelle Debit Card Accounts Consumer 103

Payments Dive

FEBRUARY 20, 2018

Bottom line: don't do business with people on Craigslist unless you meet them in person.

Zelle 128

Zelle Scams Consumer 128

Payments Source

MAY 30, 2019

Albert Ko, who had been the chief transformation officer of Intuit, says he will work to improve Zelle's interface to make it more appealing to consumers.

Zelle 92

Zelle Consumer Fraud Detection Fraud Prevention 92

Payments Source

JULY 7, 2017

Many of Zelle's member banks chose to migrate clearXchange users to the relaunched service. It's a potential convenience, but if executed without end user awareness or consent it can irritate consumers.

Zelle 99

Zelle End User Risk Accounts 99

Payments Source

MAY 7, 2018

Regardless of which bank a consumer uses, the Zelle interface should look more or less the same. This is the part of the customer experience Zelle controls and sells to consumers, making it the best way to deliver its security message.

Zelle 64

Zelle Consumer Security Risk 64

PYMNTS

NOVEMBER 2, 2020

Digital payments network Zelle surpassed the one-billion transaction mark over the past year, with the coronavirus crisis leading to a boost in demand, according to a press release. based Zelle processed 323 million transactions worth $84 billion. In the third quarter alone, the Scottsdale, Ariz.-based

Zelle 83

Zelle P2P Credit Union Payment Networks 83

Finextra

AUGUST 5, 2024

JPMorgan Chase is considering taking legal action against the Consumer Financial Protection Bureau (CFPB) over an ongoing probe into the abuse of Zelle payments by scammers.

Consumer Financial Protection Bureau (CFPB) 78

Consumer Financial Protection Bureau (CFPB) Zelle Legal CFPB 78

Payments Dive

OCTOBER 30, 2024

Bank of America is responding to a Consumer Financial Protection Bureau inquiry related to the bank’s processing of electronic payments through Zelle, the lender disclosed in a regulatory filing.

Zelle 78

Zelle CFPB Payments Process 78

Payments Dive

OCTOBER 31, 2022

Elizabeth Warren told the Consumer Financial Protection Bureau that it should amend Regulation E of the Electronic Fund Transfer Act “to increase consumer protection.”

Zelle 131

Zelle CFPB Funds Transfer Consumer Protection 131