Fintech Finance

JUNE 12, 2025

This revelation comes as the UK government explores plans to develop digital “Britcard” ID cards. 40% of UK adults report that their card credentials have been stolen in the last 12 months alone. Additionally, men are twice as comfortable as women for online gaming and digital content providers to store their biometric data.

Research 52

Research Risk Consumer Verification 52

The Paypers

JUNE 20, 2025

Integrating Just-In-Time Card Updates aims to provide merchants with up-to-date card credentials when they are required. Through this move, Spreedly seeks to mitigate the issues that arise from failed payments caused by outdated card details, especially for recurring billing or subscription models.

Credential 36

Credential CBDC Cross-Border Digital Currency 36

The Fintech Times

NOVEMBER 11, 2024

This integration provides American Express customers with greater control and transparency over how they share their financial data, using secure authentication without needing to share credentials.

Security 59

Security Credential API Privacy 59

Finovate

JULY 14, 2025

Traditionally, data aggregators like Plaid , Finicity , and MX have been able to access consumer banking data at no cost by using login credentials provided through third-party services. In the US, open banking has largely been shaped by the private sector rather than by government regulation.

Consumer 52

Consumer CFPB Rules FinTech 52

Finextra

JULY 1, 2025

Misconfigured credentials, over-permissioned users, and outdated accounts no one remembered to turn off. These aren’t technology failures but governance failures. But when access is rushed or inconsistently governed, APIs become vulnerable and customer data is exposed. Common causes?

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration API 59

Finextra

JUNE 11, 2025

Digital ID Enablement: Wallets are becoming enablers of KYC-lite onboarding , travel document storage , and credential sharing. Data Governance: As wallets become data-rich ecosystems, compliance with GDPR, PSD3, and future AI regulations will be mission-critical.

Consumer 52

Consumer Payment APIs and Integration Payments Microtransactions 52

The Fintech Times

JUNE 12, 2025

The findings come as the UK government explores plans to develop digital ‘ Britcard ‘ ID cards. Forty per cent of UK adults report that their card credentials have been stolen in the last 12 months alone. The research also revealed the true extent of those targeted by payment fraud.

Risk 45

Risk Consumer Verification Credential 45

The Payments Association

JUNE 11, 2025

Technology must be part of a wider strategy that includes governance, user design, and operational readiness. Account takeover attacks exploit credential stuffing and social engineering techniques, with UK finance recording 34,114 cases of card identity theft in the first half of 2022 alone, leading to gross losses of £21.4

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

The Fintech Times

JULY 10, 2025

We’re also working with governments and regulators, from secure online shopping to digital ID and age-restricted content. No one-time passwords, no saved credentials, no account takeover: just a secure, positive action that proves it’s really you. There’s a lot more we can do with this.

Online and Mobile Banking 59

Online and Mobile Banking CHIPS Laws Account Takeovers 59

Finextra

JULY 7, 2025

By analyzing network patterns and using GenAI to identify subtle signals of card-testing or enumeration attacks, Mastercard’s AI flags at-risk card credentials much earlier. For instance, a 2024 Statista study noted generative AI usage in financial services jumped to 52% of firms actively using it (up significantly from 2023).

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

The Payments Association

JANUARY 22, 2025

The widespread shift to online reliance has created a greater demand for accessing various services online, including government public services and online retail payments. The EWC is actively engaged in pilot projects to expand the functionality of the reference wallet application for use cases related to digital travel credentials.

Security 88

Security Online and Mobile Banking Credential Verification 88

Fintech Finance

JANUARY 6, 2025

Payment partners are being chosen based on their sustainability and overall commitment to Equality, Sustainability and Governance. It is important that providers can demonstrate their ESG credentials to prospective clients.

Financial Inclusion 98

Financial Inclusion Payments Credential Governance 98

Fintech Finance

MARCH 5, 2025

This initiative aligns with the UAE Government’s vision of digitalising payments while at the same time providing a distinctive and unique proposition to Emirates NBDs clients to enhance payment efficiencies enabling security, automation and reconciliation through tokenized credentials.

Online and Mobile Banking 52

Online and Mobile Banking Credential Reconciliation Automation 52

The Fintech Times

NOVEMBER 7, 2024

A key feature of the Favara system is the concept of the Favara ID, enabling users to create personalised and easily memorable credentials for fund transfers. This year, there has been speculation that PayPal would be introduced to the country.

FinTech 59

FinTech PayPal Financial Inclusion Financial Literacy 59

The Fintech Times

JUNE 26, 2025

The integration enables institutional clients to access DeFi protocols, DAO governance and token swaps directly from BitGo’s self-custody hot wallets, without compromising on enterprise-grade security.

FinTech 59

FinTech AI Online and Mobile Banking Non-Bank 59

The Paypers

JUNE 18, 2025

Canadas recent federal election and the absence of a spring budget have left observers uncertain about the government’s priorities. Although the governing party remained in power, its election platform did not include specific references to consumer-driven banking.

CBDC 41

CBDC Government Governance Third-Party Service Provider 41

Open Banking Excellence

JULY 8, 2025

However, unlike the UK and Europe, where government-led open banking regulations have led adoption, lacking a comprehensive federal mandate has had negative consequences for the market. are not solely governed at the federal level; instead, they are significantly influenced by state-level policies. Financial regulations in the U.S.

Regulations 130

Regulations Payment APIs and Integration CFPB API 130

The Fintech Times

JULY 18, 2025

Cindy van Niekerk, CEO and founder of Umazi With the UK government’s focus on SME growth and now the newly launched industrial strategy, the ability to ride the opportunity will be hampered by outdated verification processes, said Cindy van Niekerk , CEO and founder of Umazi.

Duplicate 45

Duplicate Verification Credential Governance 45

Nanonets

OCTOBER 27, 2024

If you already have an account, simply log in with your credentials. While left-leaning groups see this as fundamentally correct and necessary to achieve social justice, others, especially from the right-wing, may argue for the merits of free-market capitalism and personal responsibility over government intervention.

Laws 52

Laws Crime Returns Legal 52

Nanonets

MARCH 4, 2025

Go to APIs & Services → Credentials, click Create Credentials → Service Account, name it (e.g., json") #path to the json file downloaded client = vision.ImageAnnotatorClient(credentials=credentials) def detect_text(image_path): """Detects text in an image using Google Cloud Vision AI."""

API 52

API AI Credential Assessments 52

The Fintech Times

DECEMBER 21, 2023

Digital payments company Visa has teamed up with TECH5, a biometrics and digital identity management company, to focus on the development and enhancement of digital government ecosystems on a global scale. ” The post Visa and TECH5 Team Up to Advance Global Digital Government Ecosystems appeared first on The Fintech Times. .

Governance 105

Governance Government Financial Literacy Financial Inclusion 105

Fintech Finance

JANUARY 9, 2024

a world leader in digital payments and TECH5 , an innovator in the field of biometrics and digital identity management, have signed a strategic collaboration agreement focusing on the development and enhancement of digital government ecosystems on a global scale. Visa Inc., We are thrilled to embark on this strategic collaboration with TECH5.

Governance 98

Governance Government Financial Literacy Cross-Border 98

Finextra

MAY 14, 2024

In the week that the Australian Federal Government committed $288 million to advance digital ID and tackle identiy theft, CommBank's venture scaler unit x15Ventures has developed Truyu, an app that alerts users when there credentials are at risk of being misused by fraudsters.

Credential 121

Credential Governance Government Risk 121

PYMNTS

JANUARY 7, 2021

Health credentials, rendered digitally, will be shared between consumers and companies (and even employers) to show proof of vaccination. These credentials will become ever-present as people wend their way through airport and public transportation settings, ports and check-in kiosks.

Credential 144

Credential Governance Government Privacy 144

PYMNTS

AUGUST 18, 2020

Visa noted on its second-quarter earnings call that credentials active in eCommerce — excluding travel — were 12 percent higher in June than in January. The total spend per active credential was up over 6 percent. And buying online begets buying online.

Credential 115

Credential Contactless Payments Transactions Credit Cards 115

VISTA InfoSec

DECEMBER 19, 2024

Know and Limit Access Prevent compromise of credentials Manage identities and segregate privileges 3.Detect Governance and Oversight Establish a cybersecurity governance framework for SWIFT-related environments.

SWIFT 173

SWIFT Cybersecurity PCI DSS Compliance 173

Fintech News

MAY 8, 2024

Project Savannah was launched in June 2023 as a collaborative effort between the three entities to provide a strong foundation for the way MSMEs approach Environmental, Social, and Governance (ESG) reporting by focusing on three key pillars: Metrics, Technology, and Opportunities.

Credential 108

Credential Legal Economy Governance 108

PYMNTS

DECEMBER 17, 2019

An unidentified group is reportedly putting much effort into a complicated scam to steal the login credentials of government personnel. The scam begins when a company gets a bogus invitation via email to place a bid on a government contract. Anomali, a security firm, says it has found bogus websites of the U.S.,

Credential 40

Credential Scams Email Compromise Business Email Compromise 40

PYMNTS

JUNE 29, 2016

federal government. The Bureau of the Fiscal Service announced today (June 29) that Amazon Payments will soon be a digital payment option for consumers needing to make an online payment to the federal government. This is being done in order to increase the efficiency for consumers paying the government electronically.

Bureau of the Fiscal Service 42

Bureau of the Fiscal Service Governance Government Fiscal Service 42

VISTA InfoSec

MAY 20, 2025

Gary Hayslip: LinkedIn Profile CISO at SoftBank Investment Advisers | 197,268 followers Garys career spans government, startups, and major enterprises – making him a powerhouse of practical security leadership. Why follow: Hes everywhere cybersecurity meets business, defense, and government all in one feed.

Cybersecurity 130

Cybersecurity PCI DSS Breach Data Breach 130

The Fintech Times

DECEMBER 18, 2023

Governments worldwide have stepped up pursuit and punishment of ransomware gangs. “A similarly damaging trend is account takeovers (ATOs) where a bad actor gains access and takes over an online account using stolen or hacked credentials. “At the same time, insurance companies are covering fewer ransomware claims.

Cybersecurity 139

Cybersecurity Ransomware RDC Credential 139

PYMNTS

JULY 27, 2020

This week’s Data Digest looks at the latest in B2B payments fraud and the invoice’s role in supplier payment redirect scams, credential theft and more. 66,800 was swindled from a government entity in New Zealand following a cyberattack at one of its vendors , according to the New Zealand Herald. In a survey of 1,000 U.K.

Law Enforcement 101

Law Enforcement Scams Phishing B2B 101

PYMNTS

AUGUST 3, 2020

Consumers in locales like Singapore, Malaysia and the Philippines can store payments credentials on their phones and make online purchases with no problem, but it was a different story using them in physical locations. Governments [in] general like this digital push because it definitely increases tax revenues,” Neoh said.

Push-to-Card 124

Push-to-Card Digital Payments Governance Government 124

PYMNTS

JANUARY 25, 2021

They often hack into these consumers’ accounts using passwords stolen from other sites that use the same login credentials, for example. One type of scheme witnessing a resurgence during the pandemic is state-backed loan fraud in which fraudsters illegitimately apply for government funds meant to bail out struggling businesses.

Credential 94

Credential Data Breach Phishing Cybersecurity 94

PYMNTS

SEPTEMBER 29, 2016

government agencies” (Shape Security does not publicly reveal the names of the clients it works with) — estimated that the platform has saved them more than $1.1 We have been focused on protecting the world’s largest companies and government agencies against automated attacks,” according to Shuman Ghosemajumder , Shape Security’s CTO.

Credential 69

Credential Online and Mobile Banking Account Takeovers Automation 69

VISTA InfoSec

DECEMBER 19, 2024

Know and Limit Access Prevent compromise of credentials Manage identities and segregate privileges 3.Detect Governance and Oversight Establish a cybersecurity governance framework for SWIFT-related environments.

SWIFT 130

SWIFT Cybersecurity PCI DSS Compliance 130

PYMNTS

JULY 2, 2020

“With screen scraping, the customer is actually sharing their credentials with a third party, which, of course, is no good because you don’t really want to share your credentials with anyone,” he said. “By Both of these challenges are going to be incumbent on banks to address, as the U.S.

B2B 109

B2B Payment APIs and Integration API Credential 109