Fintech News

JUNE 11, 2025

CPF Life payouts can now be used as proof of income when applying for credit cards at DBS and OCBC , with UOB expected to adopt the same policy soon, The Straits Times reported. From 11 June, Singaporeans and permanent residents aged 65 and above can use their monthly CPF Life payouts to apply for credit cards at DBS and OCBC.

Credit Cards 101

Credit Cards Assessments Rules Authorization 101

Stax

OCTOBER 21, 2024

Accepting credit card payments at your business is a surefire way of increasing customer satisfaction and retention. Over 80% of American adults owned at least one credit card in 2023. Also, credit cards contributed to 27% of the spending at point-of-sale (POS) systems worldwide. Don’t believe it?

Credit Cards 88

Credit Cards Process Processors Processing Costs 88

Fintech Finance

JANUARY 10, 2025

ACH: The Ideal Alternative to Credit Card Payments At TCB Pay, our ACH processing solution provides a versatile alternative for businesses that either choose not to or are unable to accept credit card payments.

ACH 105

ACH Credit Cards Wire Transfer ACH Processing 105

Fintech Finance

DECEMBER 19, 2024

Enfuce , the leading provider of next-generation payment solutions in the Nordics, has partnered with Alisa Bank , Finlands forward-thinking digital bank, to introduce an innovative business credit card tailored for small and medium-sized enterprises (SMEs) in Finland.

Credit Cards 98

Credit Cards On-Demand Finance Innovation 98

Stax

APRIL 8, 2025

For many small business owners, credit card processing fees may seem like a hefty price to pay for providing convenience to customers. Even if you consider them to be a cost of doing business, credit card fees can quickly eat away at your already slim profit margins. Let’s get started.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

Stax

MAY 13, 2025

Credit card merchant services are often viewed as a back-office function or necessary cost. In this blog, we’ll explore how to approach credit card processing like an opportunity instead of just another expense. Talk to sales What Are Credit Card Merchant Services?

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

MARCH 5, 2025

How Can Internet Card Payment Processing Help My Business? From accepting credit cards and debit cards online to setting up your customized web store, there are various eCommerce solutions that can assist when in-person payments arent an option. In other words, no credit card payment processor, no accepting credit cards.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

Cardfellow

MAY 19, 2025

The article below will provide plenty of reasons why you shouldn’t lease a credit card machine, and this page from the Attorney General of NY involving a large leasing company is further proof. Credit Card Machine Leases are Nonsense! The post Don’t Lease a Credit Card Machine!

Credit Cards 69

Credit Cards Processors Agreements ISOs 69

Stax

DECEMBER 9, 2024

As consumers, most of us have looked at last month’s credit card statement and experienced the panic of not recognizing a charge. But credit card chargebacks also occur for a variety of other reasons and they’re not always honest. What Are Credit Card Chargebacks?

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

Stax

JANUARY 21, 2025

Much like in the United States (and practically the rest of the world, for that matter), Canadian consumers have widely adopted credit cards and digital payments. Research shows that Canada has the world’s highest credit card ownership rate, with 82.7% of consumers owning at least one credit card.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment APIs and Integration 88

Stax

MARCH 4, 2025

One way to do this is by offering credit card integrations. Heres what companies need to know about credit card integrations and how they can handle payments. The data is then submitted to a payment processor, which directs the payment to a credit card interchange.

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

Fintech Finance

JUNE 13, 2025

Cardless , a leading fintech innovator known for its transformative credit card technology, today announced the launch of its embedded credit card platform, a breakthrough solution designed to help brands build their own credit card programs. Coinbase (Nasdaq: COIN), the largest U.S.-based

Credit Cards 59

Credit Cards API Underwriting Bitcoin 59

EBizCharge

JUNE 18, 2025

If you’re thinking about passing your credit card processing costs onto customers, it’s important to understand how the major card networks—like Visa, Mastercard, Amex, and Discover—handle surcharges. While it might sound simple, credit card surcharge rules can vary depending on who issued the card.

Credit Cards 52

Credit Cards Rules Visa Caps 52

Payments Dive

FEBRUARY 25, 2025

The senate minority whip from Illinois plans to reintroduce the Credit Card Competition Act proposal in a bid to increase competition for Visa and Mastercard.

Credit Cards 169

Credit Cards Visa 169

EBizCharge

JUNE 18, 2025

In today’s B2B world, accepting credit cards is expected. But with rising credit card processing fees, B2B businesses are caught between convenience and margin protection. That’s where credit card surcharging comes in: a legal and innovative way to offset processing costs.

Best Practices 52

Best Practices Credit Cards B2B Alternative Payment Methods 52

EBizCharge

JUNE 19, 2025

In today’s B2B world, accepting credit cards is expected. But with rising credit card processing fees , B2B businesses are caught between convenience and margin protection. That’s where credit card surcharging comes in: a legal and innovative way to offset processing costs.

52

52

Clearly Payments

APRIL 10, 2025

Credit card processing fees can be confusing for many businesses. Heres a straightforward way to calculate your effective credit card processing rate and what it means for your bottom line. Your effective rate is the total amount you paid in fees divided by your total credit card sales over a period of time.

Credit Cards 59

Credit Cards Process Processors Non-Bank 59

Cardfellow

JUNE 16, 2025

Steps Involved in Accepting Credit Cards If you’ve been accepting cards for a while, you probably already know that the transactions have several steps before you actually receive the money for the sale. How does FedNow change credit card usage? They can continue to use their credit cards as they always have.

FedNow 52

FedNow Credit Cards Process P2P 52

EBizCharge

JUNE 19, 2025

If you’re a business owner looking for ways to cut down on credit card processing costs, adding a surcharge might be one option worth considering. A credit card surcharge is a small fee passed along to the customer when they choose to pay with a credit card. That means you can’t profit from a surcharge.

52

52

EBizCharge

MAY 1, 2025

Every swipe or tap of a credit card comes with processing fees that can hinder a businesss profitability if not properly managed. This article will provide helpful strategies for merchants to offset these fees to minimize the costs of accepting credit card payments. These fees typically range from 1.5%

Credit Cards 52

Credit Cards Process Processors B2G 52

Payments Dive

APRIL 15, 2025

credit card accounts past due for 90 days was the highest in 12 years during the fourth quarter, a Philadelphia Federal Reserve report said. The percentage of U.S.

Credit Cards 156

Credit Cards Federal Reserve Accounts 156

Finextra

JUNE 9, 2025

Walmart's fintech unit OnePay is to add credit cards to its expanding portfolio of financial services.

Credit Cards 64

Credit Cards FinTech 64

Cardfellow

MAY 17, 2025

Obvious Signs That Its Time for a New Credit Card Machine Of course, the most obvious signs that its time for a new credit card machine are any that indicate the system is failing. These days, it should only take a few seconds for a machine to approve a credit card transaction.

Credit Cards 52

Credit Cards Processors Chip Cards EMV 52

Fintech Finance

MAY 2, 2025

Rain , a global card issuing platform built for stablecoins, is helping usher in a new era of onchain finance through its work with Visa. Rain has fully tokenized its credit card receivables and has transitioned all settlement transactions for its Visa cards to USDC, to now be able to settle with Visa 7 days a week, 365 days a year.

Credit Cards 59

Credit Cards Stablecoins Settlement Interoperability 59

Finextra

JUNE 12, 2025

Home News Crypto Coinbase launches credit card with bitcoin rewards Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.

Credit Cards 59

Credit Cards Bitcoin Privacy Cryptocurrency 59

Payments Dive

MAY 15, 2025

credit card balances declined and credit card aggregate limits inched up from the prior quarter, the New York Fed said. Meanwhile, U.S.

Credit Cards 107

Credit Cards Fed 107

Payments Dive

JUNE 16, 2025

Dick Durbin and Roger Marshall may have lost their latest bid to win a congressional vote on the Credit Card Competition Act, via stablecoin legislation, but proponents are undeterred.

Credit Cards 78

Credit Cards Stablecoins 78

Bank Automation

JUNE 3, 2025

is adding a new card to bring its online credit product to physical stores as the company focuses on expanding its name recognition with in-person transactions. PayPal Holdings Inc.

Credit Cards 52

Credit Cards PayPal Push-to-Card Debit Card 52

Fintech Finance

JUNE 10, 2025

OnePay , a leading consumer fintech, and Synchrony (NYSE: SYF), a premier consumer financial services company, today announced a strategic partnership to exclusively power a new industry-leading credit card program with Walmart (NYSE: WMT).

Credit Cards 59

Credit Cards Visa Payment Networks Global Payments 59

EBizCharge

JUNE 3, 2025

Merchants with increasing transaction volumes often partner with credit card processing solutions specializing in high-volume accounts to manage payments effectively while maintaining operational stability and customer satisfaction. What are high-volume merchant services?

Volume 52

Volume Credit Cards Process CRM 52

Payments Dive

FEBRUARY 3, 2025

The findings of a J.D. Power survey indicate that merchants are passing the cost of swipe fees onto customers, even though they’re lowering consumer satisfaction with the transaction.

Small Business 172

Small Business Credit Cards Transactions Consumer 172

Clearly Payments

NOVEMBER 6, 2024

market’s total transaction volume in 2023 was over $10 trillion, encompassing credit and debit card transactions as well as Automated Clearing House (ACH) payments. Credit Card Transaction Volume : Credit card payments specifically accounted for around $5.6 Credit cards accounted for around $5.6

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Payments Dive

MAY 22, 2025

Consumers keep using cash, but credit cards are king, the Federal Reserve Bank of Atlanta documented in its annual payment method survey.

Federal Reserve 124

Federal Reserve Fed Credit Cards Consumer 124

Cardfellow

JUNE 14, 2025

Before we break down exactly how credit card processing works and where the money is going, let’s examine the businesses and individuals involved. There are more people than you might realize between you and the card brand. Transaction Steps A person swipes his credit card at your business. Assessments.

Credit Cards 69

Credit Cards Processors ISOs Visa 69

Fintech Finance

NOVEMBER 14, 2024

Pagaloop’s solution helps businesses and individuals to streamline their expenses by enabling them to pay with credit cards in more places, more easily. – even in situations when cards are not accepted. – even in situations when cards are not accepted.

Credit Cards 97

Credit Cards Debit Card Payroll Economy 97

Cardfellow

JUNE 14, 2025

you can see, as products and services become more expensive, consumers are more likely to use credit or debit cards. Overall, statistics show that Americans use cash for around 14% of their everyday purchases, with 80% using a debit or credit card. Here’s a quick overview of the main advantages.As

Credit Cards 88

Credit Cards Debit Card Push-to-Card Transactions 88

Stax

JUNE 8, 2025

In this article, we’ll take a look at everything you need to know about these entities, including the differences between the two, how they can work together, and how to make sure you have the right credit card processing solution for your small business. What Is a Payment Gateway?

Payment Gateways 88

Payment Gateways Processors Gateways Online and Mobile Banking 88