FICO

JANUARY 21, 2020

In this post, I will share an analysis that shows why using the Empirica Score (the FICO® Score in South Africa) — the leading credit score in South Africa, available from TransUnion — is equally important in maximising a lenders’ return on investment for both opening new accounts and managing them. About the Empirica Score.

Credit Risk 52

Credit Risk Risk Economy Origination 52

Trade Credit & Liquidity Management

MAY 8, 2025

Bad addresses lead to returns and wasted postage. This leads to credit limit blind spots, reporting inconsistencies, and operational confusion. Improved collections and credit management: Correct contact data and credit limits mean better follow-ups, fewer write-offs, and improved DSO. Collections slow down.

Finance 72

Finance Duplicate CRM Audit 72

FICO

MAY 19, 2023

In total, Prosper extended more than USD $225M in credit access to these consumers. Prosper also proactively mitigates credit risk and meets the increasing credit demand for creditworthy customers based on their monthly updated FICO® Scores. Millions of consumers in the U.S.

Financial Inclusion 52

Financial Inclusion Credit Limit Financial Literacy Credit Risk 52

FICO

JANUARY 10, 2017

In fact, more than 65% of this population have not seen an update to their credit file in over 48 months. They don’t get a FICO® Score because of this long absence — information over 4 years old no longer reflects a person’s current credit risk. A mortgage would be a big leap up the credit ladder.

Research 81

Research Consumer Risk Assessment Risk 81

FICO

MAY 5, 2022

For example, it can be used in onboarding a customer, determining a credit limit extension, a recovery treatment and even to pick up suspected fraud. What what’s less known is that its data scientists have applied the same innovative thinking to solutions around the credit risk cycle and how transactional analytics can be used.

Transactions 52

Transactions Financial Inclusion Credit Limit Risk 52

FICO

JUNE 16, 2022

Coming out of the pandemic, many consumers have returned to pre-pandemic life, but macroeconomic factors have also halted progress. Overall credit card utilization has been trending back up but is more a function of credit limits rather than increasing balance. These changes to credit limit management led to a 30.9%

Credit Cards 52

Credit Cards Push-to-Card CHIPS Credit Limit 52

Nanonets

SEPTEMBER 21, 2023

The formula for calculating the receivables turnover ratio is: Receivables Turnover Ratio Formula Receivables Turnover Ratio = Net Credit Sales / Average Accounts Receivable The steps to calculate the receivables turnover ratio are: Obtain the company's net credit sales figure from the income statement for the desired period.

Accounts 52

Accounts Credit Limit Assessments Financial Analysis 52