FICO

MARCH 25, 2020

Home Credit , a global non-bank consumer lender, has successfully reduced its credit risk while maintaining loan volumes and keeping approval rates steady by incorporating the FICO® Score X Data to optimize its loan process in China. They are one of our most sophisticated clients in terms of advanced analytics.”. by FICO.

Risk 97

Risk Financial Inclusion Point-of-Sale (POS) Risk Assessment 97

CB Insights

DECEMBER 4, 2019

To compete, Amazon is investing in product including hiring product managers for devices solutions, which could see Alexa move from the home and office, and into brick-and-mortar or point-of-sale POS. Amazon Go: Amazon’s secret payments weapon? Today, Amazon has expanded its business lending to the US and UK.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

PYMNTS

OCTOBER 9, 2020

“When you actually look at what it takes to get a consumer lender off the ground, it can take years” due to compliance needs, integrating with different credit bureaus’ infrastructure and developing loan underwriting models. He said Chime is a good example of the years of work required to come to market with a new credit product.

Point-of-Sale (POS) 112

Point-of-Sale (POS) Underwriting Procedures Compliance 112

PYMNTS

FEBRUARY 18, 2019

To offer that insight, the company combines data from the personal credit bureau ratings and point-of-sale (POS) systems, as well as the checking account information that the businesses allow Nav to plug into, and runs it all through Nav’s proprietary artificial intelligence ( AI ). Evaluating Customer Credit.

Credit Risk 70

Credit Risk Small Business Finance Point-of-Sale (POS) 70