Fintech Finance

MARCH 18, 2025

AKUVO , a leading technology organization specializing in collections and credit risk management, is proud to announce that Prosperity Bank , with $40 billion in total assets, has chosen AKUVO’s platform to streamline its collections processes.

Credit Risk 59

Credit Risk Risk Management Volume Process 59

Finextra

JUNE 30, 2025

From virtual assistants to risk modeling and hyper-personalized customer experiences, banks are betting big on AI to transform operations, reduce costs, and redefine digital engagement. On the risk and operations side, common uses include fraud detection, anti-money-laundering pattern detection, credit risk scoring and trading optimization.

AI 69

AI Finance Fraud Detection Use Case 69

Trade Credit & Liquidity Management

JUNE 11, 2025

The vulnerability of applicants, customers, and their customers to cyberattacks should be a major concern of credit executives. Cyber-risks are a core vulnerability that your counterparts in Third Party Risk Management (TPRM) and Supply Chain Management (SCM) are already tracking. You should do the same.

Cybersecurity 52

Cybersecurity Breach Data Breach Small Business 52

Trade Credit & Liquidity Management

JUNE 25, 2025

In this data-driven economy, risk assessment demands more than simply evaluating whether a customer will pay their bills. To truly understand and manage credit risk today, modern companies must look beyond the basics and leverage new technologies, alternative data, and broader information sources.

Risk Assessment 52

Risk Assessment Regulatory Compliance Assessments Legal 52

M2P Fintech

APRIL 4, 2025

Challenges in Supply Chain Financing Manual processes slow down operations and heighten the risk of errors. Scalability is also a major issue, as managing large volumes of transactions and suppliers can be daunting without sophisticated systems. This proactive approach reduces the likelihood of defaults and losses.

Finance 52

Finance Payment APIs and Integration Credit Cards Risk 52

The Payments Association

JULY 18, 2025

The C-suite must continue to view resilience risks as existential threats to the firm's integrity and broader financial stability. Legal issue/risk Next steps/action required Legal issue/risk: New strict liability offence applies to large organisations where associated persons commit fraud for corporate benefit.

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

The Fintech Times

JUNE 9, 2025

Having secured the strategic financing from Lending Ark, Atome plans to continue its mission in the Philippines to improve access to risk-managed, responsible and sustainable credit products for Filipino consumers.

Financial Inclusion 45

Financial Inclusion Finance Security Risk Management 45

Fintech Finance

JULY 15, 2025

“With these new innovations, we continue to help organizations modernize their operations, reduce risk, and unlock new levels of performance and customer satisfaction.” Credit Review: Intelligent, Ongoing Credit Risk Management Credit Review brings credit and collections together in one intelligent workflow.

AI 52

AI Innovation Accounts Disputes 52

Fintech Finance

JULY 15, 2025

Named HSBC Receivables Advantage , the solution enables businesses to unlock cash from their receivables on a non-recourse basis, by selling receivables to HSBC and transferring non-payment risk on the receivables to HSBC.

Credit Risk 52

Credit Risk Risk Finance Risk Management 52

Trade Credit & Liquidity Management

JUNE 9, 2025

A lower debt-to-equity ratio suggests a lower financial risk and greater creditworthiness. A higher Z-score implies a lower risk of default and higher creditworthiness. 1.81 < Z < 2.99 : "Gray zone"—some risk, but bankruptcy is not imminent.

Assessments 52

Assessments Credit Limit AI Risk 52

Finextra

JUNE 10, 2025

A single DBT value can hide significant risks if not viewed in a historical context. To gain a true picture of a company’s financial reliability, finance teams should seek out credit risk data providers that offer granular and regularly updated DBT insights. Blind spots So why is DBT so often overlooked?

Due Diligence 52

Due Diligence Authorization Risk Research 52

Fintech Finance

JUNE 18, 2025

AKUVO , a leading technology organization specializing in collections and credit risk management, announced new platform enhancements that fully automate the vehicle repossession process. For more information or to schedule a demo, visit www.akuvo.com.

Automation 59

Automation Credit Union Database Volume 59

Trade Credit & Liquidity Management

JUNE 10, 2025

Here’s the previous episode: Inside the Numbers: What Does Consumer Spending Data Tell Us About the Future of Business?

Liquidity Management 52

Liquidity Management Credit Risk Risk Management Risk 52

Finezza

OCTOBER 30, 2024

This highlights the inherent risks lenders face. Therefore, financial institutions (FIs) need robust credit risk management to minimise risk and boost returns and productivity.

Credit Risk 111

Credit Risk Risk Management Risk Returns 111

The Finance Weekly

AUGUST 26, 2023

, AI helps companies manage risks better, it's like a big shift. It is changing how businesses deal with Enterprise Risk Management (ERM), and AI algorithms can always watch for risks. AI can look at lots of data, find patterns, and predict risks. This helps lenders proactively tackle credit risks.

Risk Management 130

Risk Management Risk AI Liquidity Risk 130

Fintech News

APRIL 16, 2024

Generative artificial intelligence (AI), also known as gen AI, is expected to significantly impact risk management over the next five years, allowing financial institutions to automate tasks, accelerate processes and improve efficiencies. The tech can also draft model documentation and validation reports.

Risk Management 117

Risk Management Risk AI Use Case 117

Stax

AUGUST 22, 2024

In this article, we’ll discuss what SaaS companies looking to become payment facilitators need to know about risk management strategies. PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks.

Risk Management 88

Risk Management Risk Regulatory Compliance Due Diligence 88

PYMNTS

NOVEMBER 2, 2020

Bloomberg customers will now be able to use the news site's terminal to look at Credit Benchmark 's credit risk data, which comes from risk views of the world's largest financial institutions, according to a press release. They can also assess ongoing credit quality.

Credit Risk 85

Credit Risk Risk Risk Management Assessments 85

FICO

APRIL 6, 2017

Which works better for modeling credit risk: traditional scorecards or artificial intelligence and machine learning? Take, for example, our new credit decisioning solution, FICO Origination Manager Essentials – Small Business. It’s designed to help lenders make faster origination decisions without increasing risk.

Credit Risk 96

Credit Risk Risk AI Origination 96

PYMNTS

NOVEMBER 3, 2020

Today in B2B, Bloomberg broadens its credit risk data pool, and two ERP solutions secure B2B payments integrations. Bloomberg To Incorporate Credit Risk Data. The release stated firms have more often been looking for data to validate their own internal counterparty and credit risk assessment.

Credit Risk 88

Credit Risk B2B Risk ISO 20022 88

PYMNTS

DECEMBER 9, 2020

Managing credit risk used to be a reactive process. Bank customers would fall behind on their payments, and their banks might react by imposing fees or having a case manager work with them to bring their accounts back up to speed. This was not only costly for customers, but also financially dubious for their banks.

Credit Risk 98

Credit Risk AI Risk Fraud Detection 98

Finezza

APRIL 23, 2025

However, traditional credit scoring models do not account for an individuals lack of credit history or other important parameters, including […] The post Behavioral Scoring: The Smart Approach to Line of Credit Risk Management appeared first on Finezza Blog.

Credit Risk 52

Credit Risk Risk Management Risk Underserved 52

Finezza

APRIL 23, 2025

However, traditional credit scoring models do not account for an individuals lack of credit history or other important parameters, including […] The post Behavioral Scoring: The Smart Approach to Line of Credit Risk Management appeared first on Finezza Blog.

Credit Risk 52

Credit Risk Risk Management Risk Underserved 52

PYMNTS

NOVEMBER 30, 2018

Understanding risk, particularly its sources and how to most effectively manage it, is one of the most fundamentally important topics in payments for those who provide services and those who use them. On one level, risk itself has not fundamentally changed in the last few decades,” Aberman explained. “As Same as always.”.

Risk Management 65

Risk Management Risk Underwriting Payments 65

Finextra

NOVEMBER 7, 2024

Modern credit risk management now leans significantly on predictive modelling, moving far beyond tra.

Credit Risk 59

Credit Risk Risk Assessment Risk Assessments 59

FICO

SEPTEMBER 2, 2020

How will these trends affect managing credit risk? Delinquency rates on consumer loans and credit cards, which are currently being suppressed with government and bank support, are expected to increase rapidly. Unfortunately, many of them will not be able to return to their workplaces after pandemic.

Credit Risk 69

Credit Risk Risk Credit Cards Risk Management 69

Fintech News

APRIL 16, 2024

This collaboration aims to introduce AI-led credit risk management to KBZ Bank, enhancing its ability to assess creditworthiness across retail and SME products with greater accuracy and efficiency. KBZ Bank operates over 500 branches and serves approximately 40% of Myanmar’s retail and commercial banking sectors.

Credit Risk 117

Credit Risk Risk Management Assessments AI 117

FICO

AUGUST 28, 2017

When it comes to using alternative data in credit risk assessments, the field has really opened up over the last few years. Here is useful information on how to assess alternative data and combine it with so-called traditional data to improve credit risk models. Multiple Types of Alternative Data. How Much Value?

Credit Risk 52

Credit Risk Risk AI Assessments 52

FICO

OCTOBER 21, 2021

How can lenders best measure and manage credit risk, given the disruptive patterns in consumer behaviour over the last 18 months? Last week a FICO team met with chief risk officers from some of the biggest UK banks to discuss these and other challenges, at our UK CRO Summit. Managing Risk Models in a Crisis.

Risk Management 52

Risk Management Risk Credit Risk Assessments 52

FICO

JANUARY 21, 2020

Credit scoring is widely used in South Africa to determine the risk of credit applicants — using this kind of objective, precise measure of risk lets banks, retailers and other organizations lend with more confidence, which in turn means more people get approved for credit. About the Empirica Score.

Credit Risk 52

Credit Risk Risk Economy Origination 52

FICO

APRIL 5, 2017

. Which works better for modeling credit risk: traditional scorecards or artificial intelligence and machine learning? Take, for example, our new credit decisioning solution, FICO Origination Solution, Powered by FICO Platform. It’s designed to help lenders make faster origination decisions without increasing risk.

Credit Risk 52

Credit Risk AI Risk Origination 52

PYMNTS

JANUARY 22, 2021

Given the roller coaster ride consumer finances have been on for the last 10 months, managing risk has become critical for financial institutions (FIs), both in terms of rising fraud counts and in terms of rising consumer delinquencies. But AI, he said, can provide a lot more than that in terms of protecting FIs from risk.

AI 106

AI Credit Risk Point-of-Sale (POS) Risk 106

PYMNTS

NOVEMBER 3, 2020

Plus, Bloomberg clients will now have the capacity to use the company’s terminal to look at Credit Benchmark’s risk data. The news comes as during Hong Kong FinTech Week, FinTech firms have certain "key advantages" over traditional banks when it comes to building out a client base and cutting down on risk.

Zelle 122

Zelle P2P ISO 20022 Transactions 122

FICO

AUGUST 16, 2019

It’s difficult to define the problem and many banking professionals debate the merits of who “owns” the first-party fraud problem — the credit risk group or the fraud group. The Relationship Between Credit Risk and First-Party Fraud. Credit Risk and Fraud Across the Customer Lifecycle.

Credit Risk 40

Credit Risk Risk Identity Theft Account Takeovers 40

The Fintech Times

APRIL 15, 2024

“By analysing big data and rapidly assessing risks, AI empowers financial companies to make well-informed decisions. Natasa Kyprianidou, senior director at Alvarez & Marsal “Traditional credit decision timelines, extending over weeks or months, have been dramatically shortened to seconds thanks to AI-driven algorithms. .

Embedded Finance 134

Embedded Finance AI Finance Assessments 134

PYMNTS

JULY 8, 2020

Mastercard is harnessing artificial intelligence (AI) in a bid to hit fraudsters hard by searching for emerging patterns of criminal activity before they become major problems, two top executives told Karen Webster during Mastercard’s Virtual Cyber & Risk Summit. “In AI Also Helps Manage Credit Risk.

Visa 109

Visa AI Credit Risk Risk 109

PYMNTS

DECEMBER 10, 2020

And in banking, financial institutions can incorporate artificial intelligence into their consumer credit strategies at a time when a retroactive approach to credit risk management has become less feasible amid COVID-19. All this, Today in Data. Data: $189B : Amount that U.S.

Credit Risk 102

Credit Risk Risk Management On-Demand AI 102