Finovate

FEBRUARY 6, 2024

The company, which returned to the Finovate stage in 2022 and 2023 for FinovateFall, helps community banks and credit unions access modern banking technology. This week, the company announced a new partner – Oregon State Credit Union – that will deploy Bankjoy’s online account opening and loan application.

Innovation 118

Innovation FinTech Credit Union AI 118

Finovate

APRIL 18, 2024

Bankjoy, a digital banking provider for banks and credit unions, announced a partnership with Pinwheel this week. Bankjoy will help its more than 70 bank and credit union customers integrate Pinwheel’s digital deposit switching (DDS) solution, Pinwheel Prime.

Direct Deposit 59

Direct Deposit Accounts Credit Union Online and Mobile Banking 59

Finovate

AUGUST 15, 2024

Features Offers revolutionary security – the future of verification technology Delivers unique voice-to-face matching that matches a face to a voice without a database Provides deepfake detection: No enrollment needed, agnostic to new tools Who’s it for? Banks, credit unions, identity verification companies, and more.

Deepfake 59

Deepfake Credit Union Payment APIs and Integration Advisors 59

Finovate

SEPTEMBER 4, 2024

” The Jack Henry/Moov collaboration comes at a time when an increasing number of regional and community banks, as well as credit unions, are seeking ways to better serve their small business customers. Jack Henry is a publicly-traded company on the NASDAQ under the ticker JKHY.

Payment APIs and Integration 59

Payment APIs and Integration Credit Union Reconciliation Payments 59

PYMNTS

APRIL 21, 2020

In an interview with Karen Webster, Chuck Fagan, president and CEO of PSCU , a credit union service organization (CUSO), said that the impact to consumer spending will be prolonged, but the recovery will be swift and sharp — depending on where you look. Overall credit card spend was down 29.9

Consumer 67

Consumer Credit Union Credit Cards Debit Card 67

The Paypers

JUNE 16, 2024

US-based banking solution Lumin Digital has partnered with Pinwheel to augmented conversion rates and enrolment for banks and credit unions with Pinwheel Prime.

Credit Union 41

Credit Union Enrollments 41

PYMNTS

FEBRUARY 2, 2021

Authorize.net , Visa’s SMB digital payment management system, is eliminating its monthly gateway fee for the life of an account in addition to its transaction fees for the first 100,000 transactions of new North American clients enrolling on Feb.

Point-of-Sale (POS) 84

Point-of-Sale (POS) Small Business Credit Union Enrollments 84

PYMNTS

APRIL 20, 2018

Credit unions are doing so day in and day out with an incredibly high rate of success, according to the data. 33 million: The number of people enrolled in Visa Checkout. 81 percent : The share of people who report satisfaction with their credit union. It’s not impossible to please customers these days.

Credit Union 40

Credit Union Contactless Payments Enrollments Transactions 40

Fintech Labs Insights

JUNE 23, 2015

A new mobile rewards program, “Lake Trust GO,” will soon be available to the more than 170,000 members of the Lake Trust Credit Union courtesy of a new partnership between the credit union and Larky. Lake Trust Credit Union has more than $1.6

Credit Union 22

Credit Union Online and Mobile Banking Enrollments Debit Card 22

PYMNTS

MAY 8, 2018

Mastercard and Unilever announcing they would work together to expand microlending in Kenya was less-than-easy to foresee, however, and then there are the cases in between: Credit unions wanting to compete with big banks by joining forces is probably to be expected, but how CO-OP Financial Services does it is novel.

Credit Union 40

Credit Union Enrollments Visa Checks 40

Finovate

FEBRUARY 21, 2025

” Illuma will use today’s financing to help community banks and credit unions enhance security and streamline authentication processes across voice channels. When a consumer calls into a call center using Illuma Shield, they can complete enrollment simply by saying “yes” and continuing the conversation.

Authentication 52

Authentication Finance Security Due Diligence 52

PYMNTS

APRIL 4, 2019

Credit unions (CUs) and other FIs looking to reach these young customers must tailor their approaches to gain and keep their business through their college years and beyond. Another enticing feature UW Credit Union offers is no-fee checking accounts for its student members. Security in a Mobile World .

Credit Union 43

Credit Union Online and Mobile Banking Credit Cards Non-Bank 43

PYMNTS

APRIL 11, 2016

The majority of banks and credit unions are unaware of the opt-out dates and they will be automatically be enrolled in Network-offered service. She will review the checklist for opting into the program, important dates and milestones and what should you look for in a solution for Card-Controls and Alerts.

Transactions 40

Transactions Issuers Credit Union Enrollments 40

PYMNTS

MARCH 16, 2018

The profiles provide a perspective on the most common payment types, covering enrollment, transaction flow and reconciliation. They also cover security methods — and identity management controls — along with relevant laws and regulations, among other topics.

FedPayments Improvement 40

FedPayments Improvement Secure Payments Task Force Federal Reserve Security 40

PYMNTS

AUGUST 11, 2017

Once a business enrolls in Lowe’s PreLoad, the primary user can distribute cards to several team members, manage funds in real time and customize expense reporting for downloading to financial management software, storing or printing. This is the same discount offered to small business card members with the Lowe’s Business Rewards Card.

Credit Cards 40

Credit Cards Credit Union Small Business Enrollments 40

PYMNTS

MAY 31, 2019

Sometimes eight-year-olds need $2,500 loans, and the credit unions that can provide them – thus putting young entrepreneurs on the path to future financial success – stand to win lifetime members. Such cash infusions are real needs for children across the U.S.

Credit Union 46

Credit Union Debit Card Financial Literacy Returns 46

PYMNTS

JUNE 5, 2020

Credit union service organization (CUSO) PSCU reported that, among its members’ customers, debit spending at grocery stores was up 10 percent year over year for March 17 to March 23,” the Tracker states. It may be most prevalent in grocery payments now, as consumers adjust buying behaviors.

Debit Card 52

Debit Card Credit Union Service Organization Payments Credit Union 52

PYMNTS

SEPTEMBER 23, 2016

But in the era of mobile banking, as a credit union or small bank, you feel the need to keep up with the Joneses, and so, you roll out a mobile banking app, which likely is a very static, transactional tool. We hear from some that they have one app for mobile banking, another one for mobile deposit and a third for mobile enrollment.

Mobile Banking 82

Mobile Banking Community Banks Non-Bank Consumer 82

PYMNTS

SEPTEMBER 19, 2019

FIs are also offering more ways for customers to enroll, such as through mobile, with 36 percent of banks and credit unions now offering end-to-end mobile account opening features for users. Banks thus need to accurately determine potential customers’ legitimacy as soon as they decide to sign up.

AI 57

AI Accounts Data Breach Credential 57

Fintech Labs Insights

MAY 20, 2015

Today, I was looking over a new digital checking accout from California Business Bank called MyCBB ( press release ) I noticed a centrally placed button on its home page that simply said: Enroll Now ( see below, red arrow is mine ). Navy Federal Credit Union >> OPEN NOW. Five of the top 10 U.S. Open Now is most common.

Deposit Account 27

Deposit Account Accounts Process Credit Union 27

PYMNTS

OCTOBER 5, 2017

The fight for dominance in the person-to-person (P2P) payments market has escalated over the past few weeks, with banks and credit unions rolling out a new service to help them compete with newer FinTech companies. Zelle claims its service has the potential to reach 86 million consumers using participating banks’ mobile apps.

Zelle 40

Zelle P2P Credit Union Venmo 40

Seon

JULY 27, 2023

It offers the ability to utilize instant payment services to customers of any sized bank and credit union. FedNow works by offering banks, credit unions, and other organizations such as retailers a system where they can utilize instant payment services that go through this core process: The payer (e.g.

FedNow 40

FedNow Federal Reserve ISO 20022 Fraud Detection 40

PYMNTS

AUGUST 28, 2018

The financial firms run the gamut, said Lovney and Churchward, from the largest banks to smaller credit unions, where the membership can be counted in the tens of thousands of individuals. He noted specifically the creation of aliases at the point of enrollment. Looking Ahead.

Real Time Payments 40

Real Time Payments ISO 20022 Payments ISOs 40

PYMNTS

JUNE 4, 2018

In May, Mastercard announced it is enabling cardholders to self-enroll with its new biometric card. The pilots are with Mountain America Credit Union and Bank of Cyprus, which will be testing the use of fingerprint recognition in lieu of a PIN or signature. The fingerprint scanner was only half the innovation.

Encryption 41

Encryption Point-of-Sale (POS) Visa Authentication 41

FICO

JANUARY 19, 2018

However, while financial technology (FinTech) startups have created challenges for their legacy competitors, traditional banks and credit unions have been much more resilient than their equivalents in retail. The financial and retail sectors both have emerging competitors who are more technologically sophisticated than the incumbents.

Online and Mobile Banking 45

Online and Mobile Banking On-Demand Credit Union Consumer 45

Fintech Labs Insights

JULY 14, 2016

“Buzz Insight will enable community banks and credit unions to better comprehend how their customers and members are interacting within their communities,” Buzz Points CEO Dwayne Spradlin said. One month after picking up a $1.8 “(This) gives them the power to implement more targeted and effective campaigns and offers.”

Credit Union Service Organization 20

Credit Union Service Organization Credit Union Online and Mobile Banking Enrollments 20

Fintech Labs Insights

AUGUST 31, 2016

The largest to employ that approach is Seattle-based BECU , the fourth largest credit union in the nation, with more than 800,000 members and 200,000+ using mobile banking. So some FIs are gently pushing users into the future by offering ONLY a PFM-based native app.

Mobile Banking 22

Mobile Banking Online and Mobile Banking Credit Union Non-Bank 22

PYMNTS

JANUARY 2, 2017

The November mPOS Tracker reported an increase in mobile payment usage in Europe and Apple Pay’s expansion of mobile wallet service to 26 new banks and credit unions around the U.S. While there may not have been many early adopters, mobile wallets designed for consumers, like Apple Pay and Android Pay, are starting to catch on.

ACH 49

ACH Online and Mobile Banking Cross-Border Same Day ACH 49

Fintech Labs Insights

APRIL 18, 2016

Bankjoy : Mobile banking for credit unions. Final : A credit card built for the 21st century. SwipeGood : Enroll credit and debit cards to automatically round up every purchase to the nearest dollar for charity. Stilt personal loans for international borrowers living in the USA. Branch8 : Payments.

FinTech 18

FinTech Online and Mobile Banking Small Business Bitcoin 18

Finovate

NOVEMBER 11, 2024

Digital banking solutions provider Alkami Technology has teamed up with Ohio-based credit union, Kemba Credit Union. Digital banking solutions provider Alkami Technology announced a partnership with Cincinnati, Ohio-based Kemba Credit Union. billion in assets. banking vertical data and analytics company.

Credit Union 59

Credit Union Online and Mobile Banking Regulatory Compliance Fraud Prevention 59

Finovate

APRIL 14, 2025

Features Auto-enrollment of digital banking users into investment accounts Free-to-premium investing and rewards account structure Stock roundups and recurring investments Who’s it for? Community banks and credit unions. Banks, employers, businesses, and credit unions. Who’s it for?

Credit Union 59

Credit Union Community Banks Enrollments AI 59