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Merchant Underwriting: What It Is, How It Works, and Why It’s Important

Stax

This involves analyzing transaction patterns and cross-referencing merchant data against global sanctions lists or politically exposed persons (PEPs) databases. Challenges for Merchants On the merchant side, businesses can also face underwriting challenges. These include the following.

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Bitget Wallet rolls out national QR payment support, goes live in Vietnam

The Paypers

According to the company, over two million merchants nationwide accept the standard, facilitating stablecoin spending at both large retailers and small businesses. Vietnam represents the first phase of a broader launch, with Bitget Wallet planning similar integrations across Southeast Asia, Latin America, and other regions.

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Mollie rolls out the Tap payment terminal

The Paypers

Mollie developed Tap to meet the needs of small businesses, with the solution providing smart functions and a user-friendly experience. Tap runs on Android, integrating with Android apps that fit in with business owners’ daily work. How does Mollie Tap work?

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U.S. Bank and Fiserv launch integrated Agent Card Issuance solution

The Paypers

Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News U.S. Credit Choice enables financial institutions to offer a branded, digital credit card program aimed at both consumers and small business cardholders.

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Top 100 Fintech Tools and Platforms for Businesses

Fintech Review

Persona Provides fully customisable identity verification flows with options for ID checks, biometrics, and database lookups. Onfido Offers AI-powered document verification, facial biometrics, and database screening through easy-to-integrate APIs. Best for : Businesses expanding globally that require high verification speed.

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Are Commercial Credit Bureau Reports Enough?

Trade Credit & Liquidity Management

Digital transformation, the internet, and AI have made it possible to collect real-time data from a wide range of sources, including company websites, government databases, and even social media. For example, many small businesses rely on just one or two customers for the majority of their revenue.

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Tebi raises EUR 30 mln to expand hospitality platform in Europe

The Paypers

A representative from CapitalG noted that many small businesses in Europe still rely on traditional, bank-provided payment solutions, which can be costly and fragmented. CapitalG’s involvement follows the firms investment trend in European technology startups that serve SMBs.