Stax

MARCH 5, 2025

How Can Internet Card Payment Processing Help My Business? From accepting credit cards and debit cards online to setting up your customized web store, there are various eCommerce solutions that can assist when in-person payments arent an option. Together, these three parties facilitate the online payments process.

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Credit Card Payment Processing Credit Cards Process Payment Gateways 88

Stax

JANUARY 21, 2025

Credit and debit cards, digital wallets , ACH transfers , and other digital payments have become the norm. TL;DR Choose a payment gateway compatible with your business model, whether for eCommerce, subscriptions, or omnichannel sales. Its a digital evolution of the conventional point-of-sale (POS) terminal.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

EBizCharge

JUNE 19, 2025

If you’re a business owner looking for ways to cut down on credit card processing costs, adding a surcharge might be one option worth considering. A credit card surcharge is a small fee passed along to the customer when they choose to pay with a credit card. This fee does not apply to debit cards.”

Credit Cards 52

Credit Cards Debit Card Card Network Rules Processors 52

Stax

MARCH 27, 2025

For businesses, a fast and seamless payment process means happy customersand the statistics show it. Digital wallets accounted for 50% of eCommerce purchases , while debit cards raked up 12% of total transactions last year. Debit card transactions have an average interchange fee of $0.22 per transaction.

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ACH Electronic Funds Transfer (EFT) Wire Transfer Wires 88

EBizCharge

JUNE 30, 2025

These surcharges are credit cards only, which means they generally can’t be applied to debit or prepaid cards. The purpose behind surcharging is simple: offset the fees businesses pay to process credit cards. Done right, it’s a straightforward way to manage costs.

Credit Cards 52

Credit Cards Laws Rules Point-of-Sale (POS) 52

EBizCharge

JUNE 24, 2025

Understanding those differences can help you avoid compliance headaches, improve the customer experience, and recover more of what you’re losing to payment processing costs. This guide is here to help you understand how credit card surcharging works in both settings—and what you need to consider before you move forward.

Credit Cards 52

Credit Cards Payments Debit Card Processors 52

EBizCharge

JUNE 23, 2025

Federal and State Surcharge Laws At the federal level, there’s no law preventing credit card surcharges. The courts have generally sided with merchants who argue they should be able to recoup processing costs. Update your point-of-sale (POS) system. But the picture gets messier at the state level.

Credit Cards 52

Credit Cards Legal Card Network Rules Rules 52

EBizCharge

JUNE 12, 2025

A Canadian merchant account is a type of business bank account specifically designed for companies operating in Canada that need to accept credit and debit card payments. This makes them an essential tool for Canadian businesses that process a high volume of card transactions online, in-store, or both.

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Process Accounts Payment Gateways Gateways 52

Stax

OCTOBER 14, 2024

Ensure that the processor you choose can work seamlessly with your existing point-of-sale (POS) system, eCommerce platform, or accounting software. So while it may be simple, it typically results in higher overall processing costs for most established businesses.

Processors 88

Processors Small Business Payment APIs and Integration Payments 88

Payment Savvy

JULY 3, 2024

Debit cards have become an indispensable part of our financial lives, with the majority of American adults, spanning all demographics, now possessing at least one debit card. Every merchant should prioritize taking the time to understand debit card processing to streamline operations and enhance customer satisfaction.

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Debit Card Process PCI DSS Processors 52

Stax

DECEMBER 13, 2023

Whether accepting payments online or in person, banners, posters, and other appropriate types of signage should inform customers that an extra fee, such as a surcharge, will be added (as a separate line item) to the final dollar amount of their credit card purchases. We do not surcharge cash or debit cards.” “A

Credit Cards 88

Credit Cards Debit Card Laws Rules 88

Stax

JANUARY 5, 2024

Selecting the right payment processing terminal will not only help reduce your processing costs, but it’ll also increase your profits. TL;DR A credit card terminal is a device commonly used by businesses to handle credit and debit card transactions.

Credit Cards 88

Credit Cards Debit Card EMV CHIPS 88

Stax

DECEMBER 6, 2024

However, according to industry research, the company typically follows a tiered pricing model, with the following estimated rates: Signature debit cards: 0.99% + $0.20 Standard credit cards: 1.99% + $0.20 Rewards credit cards: 2.60% + $0.20 Corporate, travel cards, and keyed-in transactions: 3.30% + $0.20

Payment APIs and Integration 88

Payment APIs and Integration Payment Gateways Credit Cards Fraud Prevention 88

Stax

AUGUST 1, 2024

Card companies like Visa, Mastercard, Discover, etc. charge interchange fees which, on top of other credit card processing fees, can eat away at your profits. As such, credit card surcharging can be beneficial for offsetting these costs. Prepaid cards are also exempt from surcharging.

Rules 88

Rules Credit Cards Caps Processors 88

Stax

APRIL 18, 2024

Accepting credit card transactions is no longer a decision of whether to but rather how to. With cashless now BEING king, credit and debit cards are the primary method for your customers to make payments. of consumer payments came through card payments. Pre-pandemic, 62.3%

Credit Cards 88

Credit Cards Process Online and Mobile Banking Processors 88

Stax

MARCH 14, 2024

These longer payment cycles have historically lent themself to slow payment processes, like checks, that are no longer common for B2C transactions Due to the complexity of most B2B transactions, there’s often more documentation required for the payment, such as contracts. Read the section B2B processing costs below to learn more.)

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B2B Process B2C Credit Cards 88

Stax

MAY 7, 2024

Terminal or equipment fees – Small businesses often lease or purchase payment processing equipment, such as point-of-sale (POS) systems or credit card terminals. Generally, qualified rates are for debit cards and non-reward credit card transactions. For example, 2.1% + $0.10

Credit Cards 88

Credit Cards Process Processors Online and Mobile Banking 88

EBizCharge

JULY 25, 2024

These fees are intended to cover the cost associated with credit card processing fees, which merchants pay to credit card companies such as Visa, MasterCard, or American Express for each transaction. These signs inform customers about the additional charges associated with using credit cards for payments.

Best Practices 52

Best Practices Credit Cards Compliance Debit Card 52

Clearly Payments

NOVEMBER 17, 2023

This article explores practical strategies to help businesses lower their credit card payment processing costs, offering insights to enhance financial efficiency. Negotiate with Your Credit Card Processor This is probably the simplest and most impactful way to reduce your fees. These fees typically range from 1.5%

Credit Cards 52

Credit Cards Process EMV Processors 52

Stax

JUNE 9, 2024

Following this approach, most retail business owners try to find a Point-of-Sale (POS) system for retail businesses that can make their operations (especially in-store) more efficient, manageable, and cost-effective. Some modern solutions come with sky-high costs for their solutions.

Credit Cards 88

Credit Cards Process CRM Point-of-Sale (POS) 88

EBizCharge

MAY 20, 2024

Payment gateway: NetSuite payment gateways act as digital conduits connecting a merchant’s payment system to the payment processing network. Payment processor: A NetSuite payment processor handles credit card payment details. How much does NetSuite payment processing cost? How much does NetSuite payment processing cost?

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Process PCI DSS Processors Payment APIs and Integration 52

Stax

MARCH 15, 2025

Whenever merchants process transactions using your payment processor services, you can generate revenue by marking up those processing costs. While merchants can choose to process credit cards through one of Wix’s many payment partners, the company also has its own payment solutionWix Payments.

Enrollments 88

Enrollments Payment APIs and Integration Payments Online and Mobile Banking 88