The Payments Association

JULY 18, 2025

The PSR has consulted on an interim cap for CNP consumer debit transactions at 0.2% and CNP consumer credit transactions at 0.3%. Consider participation in Phase 2 of the Digital Pound Lab’s experiments into the digital pound, which prioritises use cases that demonstrate payment services that do not yet exist.

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

Paystand

NOVEMBER 21, 2024

Risk Management: Issuing banks face key risks, including credit risk, transaction fraud, and account fraud, requiring advanced tools and systems to mitigate them. Payment Cycle Participation: Issuing banks work in tandem with merchants, acquirers, and cardholders to authenticate, authorize, and process payments efficiently.

Debit Transaction 40

Debit Transaction Debit Card Credit Risk Mitigation 40

PYMNTS

MARCH 12, 2020

The conversation took place against a backdrop where, as reported in the Next-Gen Debit Tracker , non-cash payments have been rising 6 percent a year, and where payroll cards and debit transactions are gaining ground.

Payroll 61

Payroll Issuers Push-to-Card Debit Transaction 61

Clearly Payments

JANUARY 16, 2024

Encourage Debit Card Usage: Debit cards generally have lower interchange fees compared to credit cards. Encouraging customers to use debit cards for transactions can help reduce overall interchange costs. Stay Informed About Regulatory Changes: Government regulations can influence interchange fee structures.

PCI DSS 105

PCI DSS Debit Card Processors Credit Cards 105

Finovate

SEPTEMBER 20, 2024

A recent example of this was with Hungary’s OTP, which in June 2023 became the first international player to participate in the privatization of the Uzbek banking sector, acquiring former state-owned Ipoteka Bank. TBC Uzbekistan is part of London-listed TBC Bank Group PLC, which also operates Georgia’s leading tech-enabled commercial bank.

Innovation 122

Innovation FinTech Online and Mobile Banking On-Demand 122

PYMNTS

FEBRUARY 8, 2019

Organic debit transaction growth was up in the high single digits. Total peer-to-peer (P2P) transactions grew by 74 percent in the quarter, he added, and 44 percent for the year, “showcasing the strong growth potential” of these new payment technologies. Mobiliti subscribers grew 21 percent in the quarter to more than 8 million.

Digital Payments 58

Digital Payments Zelle Online and Mobile Banking Payments 58

EBizCharge

JULY 16, 2024

Financial institutions like banks, credit unions, and other network participants must adhere to NACHA guidelines to ensure smooth operations. NACHA focuses on fostering efficient payments, including same-day payment capabilities and developing compliance standards for electronic transactions that reduce fraudulent transaction risks.

NACHA 52

NACHA Nacha Rules ACH Network ACH 52