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Evolving money laundering risks for EMIs: Insights from the upcoming NRA

The Payments Association

The UK 2025 National Risk Assessment’s decision to reclassify e-money institutions (EMIs) as high risk for money laundering and terrorist financing. This reclassification has significant regulatory and commercial consequences for the EMI sector, potentially raising compliance costs, impacting bank partnerships, and limiting innovation.

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Economic Crime and Corporate Transparency Act examined: A guide to avoiding failure-to-prevent fraud measures

The Payments Association

The Economic Crime and Corporate Transparency Act 2023, specifically the “failure-to-prevent fraud” offence, and outlines how businesses can mitigate fraud risks. The Home Office outlines six key principles: tone from the top, due diligence, risk assessment, proportionate procedures, monitoring/review, and communication/training.

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Merchant Underwriting: What It Is, How It Works, and Why It’s Important

Stax

The primary purpose of merchant account underwriting is to mitigate risks for payment processors and credit card networks. By thoroughly assessing merchants, processors can: Reduce fraud and chargebacks by identifying potentially fraudulent or non-compliant merchants before onboarding them.

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Navigating RBI’s 2025 Gold Loan Directives with our Comprehensive Loan Management System

M2P Fintech

The Reserve Bank of India (RBI) has released the Draft Directi ves 2025 on Lending Against Gold Collateral, bringing a much-needed regulatory reset to a sector thats long operated in silos. Due diligence was inadequate, and end-use monitoring, especially for high-value or income-generating loans, was inconsistent or missing.

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Financial Crime 360 state of the industry report 2025

The Payments Association

Roles of survey respondents Survey respondent company area Non-bank financial institutions dominated the survey respondents, accounting for nearly one in five participants (20%). Notably, emerging sectors such as digital assets and crypto, open banking, and cross-border payments each captured 2.5%

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Payments regulation roadmap: Q3 2025​

The Payments Association

Globally, preparations for central bank digital currencies and evolving open finance frameworks signal longer-term structural change. Some of this activity creates new opportunities for firms, such as the Data (Use and Access) Act 2025 for open banking and open finance. Jaspreet Kaur Senior consultant.

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Finovate Global: Talking Fintech Regulation in the European Union with EverC’s Maya Shabi

Finovate

In this week’s edition of Finovate Global , we caught up with Maya Shabi, Senior Risk Strategist with EverC , a firm that provides tech-driven risk management solutions for ecommerce companies. In terms of new open banking regulations, what are your expectations?