Fintech Finance

DECEMBER 9, 2024

With a series of organisational and strategic upgrades in 2024, Ant International , a leading global digital payment and financial technology provider, reported robust growth over the past year among all its four pillar businesses, Alipay+ , Antom , WorldFirst and Embedded Finance. Alipay+ expanded its vibrant wallet-based payment and digtalisation space that further strengthens WorldFirst and Antom , the two business fintech services.

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Embedded Finance Cross-Border AI Cross-Border Settlement 97

The Payments Association

DECEMBER 9, 2024

What is this article about? The dual impact of generative AI on payment security, highlighting its potential to enhance fraud detection while posing significant data privacy risks. Why is it important? It underscores the need for payment firms to balance AI innovation with robust privacy and regulatory compliance to protect sensitive consumer data. What’s next?

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Privacy AI Payment Security Security 88

Fintech Finance

DECEMBER 9, 2024

Kenyan fintech startup Leja has achieved remarkable growth, processing $2 billion in B2B payments since launching its B2B payments service in Kenya earlier this year. This milestone reflects a 30% month-over-month growth rate and a cumulative 300% increase in B2B transactions within a year. The Leja App helps businesses move from pen-and-paper to digital recordkeeping, integrating seamlessly with mobile money platforms.

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Transactions Process FinTech B2B 94

The Fintech Times

DECEMBER 9, 2024

As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations. Experts at Aevi , the in-person payment orchestration firm, share their key takeaways, lessons learned, and perspectives on the trends shaping the future of paytech. Reflecting on 2024, what were the key takeaways and lessons learned for your company and the broader payments industry?

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking AI Financial Inclusion 102

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

Product

Fintech Finance

DECEMBER 9, 2024

New data released today from the Reserve Bank of Australia (RBA) , shows Australians continue to embrace the ease of mobile wallets when making payments. For the first time, the RBAs latest monthly retail payments data includes a snapshot of newer payment technology, showing more than 500 million payments were made via mobile wallets in October, totalling over $20 billion.

Digital Payments 98

Digital Payments Payments Consumer Protection Laws 98

Segpay

DECEMBER 9, 2024

Fraud attacks are becoming more sophisticated and frequent, and if your business isnt prepared, you could be the next target. Hackers are relentless, using trial-and-error tactics to identify weaknesses in systems. Their goal? To uncover sensitive information or exploit payment systems. Without the right protections, these attacks can lead to expensive authorization fees and even the shutdown of your merchant account.

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Shutdown Gateways Fraud Prevention Authorization 80

Fintech News

DECEMBER 9, 2024

Singapore, a nation long recognised for its financial acumen and technological advancement, is making a calculated gamble on the future of finance through tokenisation. Rather than shying away from the complexities of the digital asset revolution, the city-state is actively embracing the potential of tokenisation and cryptocurrencies. This proactive approach, driven by the Monetary Authority of Singapore (MAS), seeks to enhance the nation’s financial infrastructure.

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Cryptocurrency Cross-Border Consumer Protection Facilitators 94

Fintech Finance

DECEMBER 9, 2024

Ibanera , a leading digital banking platform, is tapping into the expertise of global financial services provider FIS to launch its prepaid card program. This collaboration is set to deliver cutting-edge payment solutions tailored for both businesses and individual consumers across the United States. This new prepaid card program, supported by Visa’s global network, offers users the flexibility to make payments wherever Visa is accepted, granting convenience and security.

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Innovation FedWire FedNow Direct Deposit 105

Stax

DECEMBER 9, 2024

As consumers, most of us have looked at last month’s credit card statement and experienced the panic of not recognizing a charge. Most of the time, customers can identify what the charge is or where it came from by doing a bit of research. If not, filing a chargeback is the next best option. But credit card chargebacks also occur for a variety of other reasons and they’re not always honest.

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Credit Cards Process Disputes Card Issuer 88

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

The Payments Association

DECEMBER 9, 2024

What’s this article about? The upcoming changes in cryptocurrency regulation and its impact on payment services, focusing on the UK’s approach compared to the EU. Why is it important? It outlines how the regulatory landscape for cryptocurrencies in the UK will evolve, affecting businesses and compliance. What’s next? The UK government and the FCA will further develop and implement these regulations through consultations and legal frameworks, aiming for a comprehensive rollout b

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Stablecoins Rules Consulting Regulations 88

Fintech News

DECEMBER 9, 2024

HSBC has announced the completion of a major phase in its global reorganisation, consolidating its structure into four core business units. The four units are International Wealth and Premier Banking (IWPB), Corporate and Institutional Banking (CIB), HSBC UK, and HSBC Asia and Middle East. The changes are designed to simplify operations, enhance agility, and focus on areas of competitive strength.

Finance 92

Finance Product Process FinTech 92

The Fintech Times

DECEMBER 9, 2024

Google has filed a legal challenge against the US Consumer Financial Protection Bureau (CFPB), the agency responsible for overseeing consumer finance, after it placed Google Payment Corp., the companys payment arm, under federal supervision. The tech giant argues that the move, which the CFPB says is aimed at addressing potential consumer risks, constitutes regulatory overreach.

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Consumer Financial Protection Bureau (CFPB) CFPB Regulations Legal 75

Fintech News

DECEMBER 9, 2024

DBS has announced two senior leadership appointments, set to take effect on 1 January 2025, according to The Edge. Han Kwee Juan Han Kwee Juan , the current Singapore Country Head, will be taking over from Tan as the Group Head of Institutional Banking (IBG). Han joined DBS in 2019 after nearly three decades at Citigroup. Since 2023, he has led the DBS Singapore franchise, ensuring its continued market leadership in key business areas such as deposits, credit cards, and mortgage loans.

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Risk Management Credit Cards AI Research 68

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The Fintech Times

DECEMBER 9, 2024

The Dubai Virtual Assets Regulatory Authority (VARA) has provided BitOasis , the Middle East and North African (MENA) virtual assets broker-dealer trading platform, with a full Virtual Asset Service Provider (VASP) Licence. The announcement was made as BitOasis has satisfied all relevant regulatory conditions and requirements posed by VARA. The broker-dealer trading platform will transition to operate under its new licence with immediate effect.

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Regulatory Compliance Regulations Security Service Provider 75

Fintech News

DECEMBER 9, 2024

M-DAQ Global, a fintech specialising in cross-border foreign exchange (FX) and payment solutions, has been awarded a Capital Markets Services (CMS) licence by the Monetary Authority of Singapore (MAS). This licence allows its subsidiary, M-DAQ Market Solutions, to deal in over-the-counter (OTC) derivatives contracts. Leveraging its experience in B2C e-commerce, the CMS licence enables M-DAQ to expand into B2B services, addressing more complex requirements and longer settlement periods.

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B2C Cross-Border Settlement B2B 77

The Fintech Times

DECEMBER 9, 2024

In 2003, Tyro launched in Australia to disrupt and advance the established EFTPOS market in the company. Over two decades later, the company is continuing to innovate, as it launches its new embedded payment solution enabling businesses to accept tap-to-pay payments via any device and point-of-sale (POS) system. Tyros embedded payments software development kit (SDK) allows software innovators to integrate Tyros tap-to-pay technology directly into iOS and android devices, apps and point-of-sale (

Embedded Payments 59

Embedded Payments Point-of-Sale (POS) Payment Solutions Payments 59

Finovate

DECEMBER 9, 2024

Lunar introduced Moonrise , a standalone enterprise payments offering to help organizations scale in the Nordic region’s notably complex payments ecosystem. Lunar expects that the BaaS market will grow 3.3x to 100 billion in five years. Lunar anticipates that Moonrise will help to lower barriers to entry for companies operating in the Nordics, which will not only foster innovation and competition, but also help to offer consumers better services and pricing options.

Payments 52

Payments Debit Card BNPL Innovation 52

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

Best Practices

Fintech Finance

DECEMBER 9, 2024

Qatar Islamic Bank (QIB), Qatars leading digital bank, has signed a Memorandum of Understanding (MoU) with PayLater , a Qatari fintech company specializing in Buy Now, Pay Later (BNPL) solutions. The partnership is set to deliver Sharia-compliant BNPL services to customers and merchants in Qatar, providing flexible financing solutions that promote financial inclusion and support the growth of the nations digital economy.

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BNPL Financial Inclusion Central Bank FinTech 52

Fraud.net

DECEMBER 9, 2024

Discover why traditional fraud prevention strategies are inadequate, and how AI fraud prevention is a proactive approach to modern threats.

Fraud Prevention 52

Fraud Prevention AI Real Time Payments Money Laundering 52

Finextra

DECEMBER 9, 2024

Business identity theft is a rising threat among B2B credit operations.

Identity Theft 52

Identity Theft Visa B2B 52

The Nilson Report

DECEMBER 9, 2024

The post Hard Rock International Announces Unity by Hard Rock Mastercard for Loyalty Program Members appeared first on Nilson Report.

Visa 52

Visa Posting Payments 52

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

Finextra

DECEMBER 9, 2024

FYNTRA Group S.A. (FYNTRA), a leader in digital asset solutions, today announced a strategic partnership with Spectral Capital (OTCQB: FCCN) a renowned investment firm and technology accelerator.

Technology 52

Technology 52

The Nilson Report

DECEMBER 9, 2024

The post Fiserv Publishes 2024 Thanksgiving Holiday Spending Insights appeared first on Nilson Report.

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Posting 52

Finovate

DECEMBER 9, 2024

With only two more weeks before the holiday season and 2025 take over the calendar, let’s make this one count. Last week’s news cycle was rife with funding and M&A activity. Will this week bring the same? Stay tuned to find out. Well add the latest fintech news throughout the week as the space evolves. Digital banking Revolut applies for NZ banking license.

FinTech 52

FinTech Authentication Security Posting 52

Fintech Finance

DECEMBER 9, 2024

Don’t miss your chance to join this exclusive gathering of global industry experts at the 15th Nextgen Payments & Regtech Forum on 10 – 11 December 2024 at the Hyatt Regency Hotel in Austin, Texas. Connect with 200+ key decision-makers and visionary leaders who have successfully driven transformative innovation and are taking the stage to share and exchange groundbreaking ideas and strategies that will shape the future of finance in this era of rapid innovation.

Office of the Comptroller of the Currency 93

Office of the Comptroller of the Currency Financial Crimes BSA Cross-Border Payments 93

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.

Continuity

Finovate

DECEMBER 9, 2024

Moneyhub has teamed up with intelligent money management app Marygold & Co. UK. The partnership will integrate Moneyhub’s Account Information and Payment Initiation Services (AIS and PIS) functionality into Marygold’s new wealth app, slated to be released next year. Moneyhub made its Finovate debut at FinovateEurope 2015 in London. Data, intelligence, and payments company Moneyhub announced a partnership with intelligent money management app provider Marygold & Co.

Payment APIs and Integration 52

Payment APIs and Integration Payment Initiation Acquirers Finance 52

Fintech News

DECEMBER 9, 2024

Binance, the world’s largest cryptocurrency exchange, is yet to finalise the location of its global headquarters, according to CEO Richard Teng. Despite previous indications that a decision was imminent, Teng acknowledged the complexities involved in selecting a suitable base during an interview with DealStreetAsia at the Abu Dhabi Finance Week conference.

Money Laundering 91

Money Laundering Cryptocurrency Bitcoin Legal 91

Bank Automation

DECEMBER 9, 2024

Ali Mattera, chief digital officer at ConnectOne Bank, is driving bankwide digital innovation. By aligning our technology strategies with the banks overarching goals, I address the challenges of legacy infrastructure while shaping the path to implement cutting-edge solutions, Mattera told Bank Automation News. In an interview with BAN, Mattera discussed which technologies the $9.6 billion […] The post 5 questions with … ConnectOne Bank Chief Digital Officer Ali Mattera appeared first

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Automation Addressing Innovation Technology 105