Sat.Jun 07, 2025

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How Refunds Affect Your Merchant Account

Cardfellow

Issuing Refunds When you process a refund for a customer who paid with a credit or debit card, your credit card processor reverses the sale and the customer is credited for the original purchase price. There typically won’t be an additional processing fee to issue the refund, but whether you get your original processing fee back depends on your processor and merchant agreement.

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New Faces, Big Ambitions: PayFuture’s Next Chapter in Emerging Markets

The Fintech Times

While much of the payments world remains focused on established markets, the real momentum is building elsewhere. In countries across South Asia, Africa and the Middle East, fast-growing populations, high mobile usage and local innovation are changing how people pay and what they expect from the companies they buy from. For global merchants, these markets offer huge potential but also come with practical challenges.

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The AI Risk Equation: Delay vs Safety – Calculating the True Cost

Finextra

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FCA Proposes Lifting Ban on Retail Crypto ETNs to Boost UK’s Digital Asset Market

The Fintech Times

The Financial Conduct Authority (FCA) has proposed lifting its existing ban on offering crypto exchange traded notes (cETNs) to retail investors in a move it says would support UK growth and competitiveness. Crypto ETNs are investment products that enable consumers to invest in cryptocurrencies, without buying or storing the crypto themselves. These notes hold the same value as a nominated cryptocurrency, meaning users can invest in them without dealing with crypto wallets, passwords, or exchang

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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.