May, 2025

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Apple faces new payments lawsuit

Payments Dive

A basketball training company is suing the tech titan, which it claims unfairly collected money from potentially more than 100,000 app developers.

Payments 148
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bolttech Partners with AWS to Deploy Generative AI Across Operations

Fintech News

Singapore-based insurtech firm bolttech is integrating generative AI tools from Amazon Web Services (AWS) to improve customer service, automate workflows, and reduce costs across its global operations. The company has built a generative AI platform called the “bolttech Gen AI Factory” using Amazon Bedrock. It enhances bolttechs existing omnichannel call center, which is already running on Amazon Connect and Amazon Lex, by incorporating agentic AI features.

AI 110
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PayPal launches contactless mobile wallet in Germany

Finextra

PayPal's long-running effort to crack the high street continues with the launch in Germany of a contactless mobile wallet that lets users pay instore and in instalments with a tap of their phone.

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“Better Than Cash”: PayPal Announces Plans to Revolutionize In-Store Payments in Germany

PayPal

Innovative and rewarding payment experiences coming soon in stores across Germany.

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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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New Infographic: PCI DSS Vulnerability Management Processes

PCI Security Standards

The PCI Data Security Standard (PCI DSS) includes several requirements in Requirement 6 and 11 that govern vulnerability management and reference related timeframes.

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Free Credit Card Machine = An Expensive Proposition

Cardfellow

You are virtually guaranteeing that you will overpay for credit card processing if you’re comparing processors based on which ones are willing to provide a free terminal. The Economics of “Free” Credit card processing is a for-profit business, and the average basic machine costs a processor anywhere from $100 to $300. If a processor provides a business with a free machine, it begins the relationship at a loss equal to the value of the terminal.

More Trending

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Cyber Threats Surge in India’s Financial Sector

Fintech News

Cyber threats have become an immediate and inescapable reality for Indias banking, financial services and insurance (BFSI) industry. In 2024, the sector witnessed a surge in the sophistication, scale, and diversity of cyberattacks, with phishing attacks, deepfakes and tech vulnerabilities emerging as key threat vectors and attack techniques, according to a new report by the Indian Computer Emergency Response Team (CERT-In), the Computer Security Incident Response Team in Finance sector (CSIRT-Fi

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Klarna takes foot off AI gas as CEO acknowledges importance of human customer service

Finextra

After aggressively pursuing an AI-driven workforce reduction strategy, Klarna is rowing back and hiring customer service employees in an acknowledgment that people often still want to talk to a human.

AI 125
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What is the Difference Between Cash Management and Treasury Management?

The Finance Weekly

Cash managementand treasury management might sound similar, but they serve very different purposes.Many organizations keep a close watch on daily cash flow, but still face financial instability. The reason often lies in not fully understanding how short-term liquidity and long-term financial planning work together. Knowing the difference between cash management and treasury management can close that gap.But which one supports day-to-day operations?

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UiPath’s agentic AI platform could streamline FI workflows

Bank Automation

Software giant UiPath is rolling out an enterprise-grade agentic AI platform designed to serve as a liaison between AI agents, robotic process automations and humans to streamline workflow automation. The platform, dubbed Maestro, knows how to seamlessly orchestrate agents, robots and people, all at scale, Taqi Jaffrey, senior director of product management at UiPath, said […] The post UiPaths agentic AI platform could streamline FI workflows appeared first on Bank Automation News.

AI 107
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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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In Conversation With Emirates NBD: Embracing AI, Blockchain and Quantum for Digital Transformation

The Fintech Times

As banking becomes more digitally-focused, it is becoming critically important for banks across the globe to embrace digital transformation, implementing more intelligent and embedded systems into their operations. To reveal how banks are adapting to keep up with the increasingly tech-driven and hyper-personalised world, Miguel Rio-Tinto , group chief digital and information officer at Emirates NBD , breaks down the significant opportunities and challenges for banks embarking on their digital tr

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BNPL users struggle with payments

Payments Dive

Nearly half of U.S. adults who have used buy now, pay later services experienced financial difficulties, such as overspending or missing a bill payment, according to a recent survey.

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13 APAC-Born Companies Recognized Among Top Global Cross-Border Payment Leaders of 2025

Fintech News

FXC Intelligence, a data platform specializing in the cross-border payment and e-commerce sectors, has released its annual Cross-Border Payments 100 list, highlighting the 100 most influential players in global payments. Among the 2025 honorees, 13 companies come from Asia-Pacific (APAC), underscoring the regions growing impact on cross-border transactions.

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Coinbase unveils internet payments protool for AI agents

Finextra

Coinbase is resurrecting a long-buried protocol for sending payments over the Internet to create an agentic payments layer that requires no human intervention.

AI 125
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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Understanding the Nature of Payment Gateway Integration For Your Mobile App

Stax

In recent years, businesses have seen this massive shift from desktop to mobile devices which has forced them to develop apps with built-in integrated payment gateways. But when it comes to payments, mobile apps have to contend with a few unique challenges. In addition to the usual concerns around security and compliance, there’s also the issue of user experience.

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Payment orchestration: Beyond transaction routing

The Payments Association

Modern payment orchestration platforms now serve as strategic infrastructureoptimising performance, compliance, and customer experience at scale. Traditionally, payment orchestration platforms were designed to serve a straightforward function: routing transactions between merchants and various payment service providers (PSPs). However, in todays increasingly complex digital commerce landscape, the scope of payment orchestration has expanded far beyond mere transaction routing.

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FCA Must Prioritise Faster, More Secure Payments, Say High-Risk Finance Businesses as PSR Is Wound Down

Fintech Finance

As the Financial Conduct Authority (FCA) prepares to take over full responsibility for regulating UK payments, new research from Equals Money reveals that combating fraud and tackling widespread delays are top priorities for higher-risk players in the industry. A Censuswide survey of 500 senior leaders in the UK’s money service sectors with elevated risk profiles – including wealth management firms, crypto and gaming firms – found that nearly half (48 per cent) say fraud is the

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Zelle service unavailable for many users after Fiserv tech glitch

Payments Dive

The P2P payments experienced technical troubles Friday as Fiserv cited an "internal issue" that disrupted its service.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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Vietnam to Launch Two-Year Sandbox for P2P Lending, Data Sharing

Fintech News

Vietnam’s government has approved a two-year pilot programme to test peer-to-peer (P2P) lending, credit scoring, and open API-based data sharing, according to Vietnam News. Outlined under Decree 94 issued on 29 April, the initiative introduces a regulatory sandbox for fintech innovations in the banking sector, set to begin on 1 July. The pilot is designed to evaluate emerging financial technologies under controlled conditions while balancing innovation with risk management.

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Worldpay partners BVNK for stablecoin payouts

Finextra

Worldpay has enlisted BVNK to bring nearly instant global payouts in stablecoins to its clients in the US and Europe.

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Credit Card Merchant Services: What to Look for (and What Most Businesses Miss)

Stax

Credit card merchant services are often viewed as a back-office function or necessary cost. And while its true that they involve fees and backend setup, thats only part of the story. When leveraged strategically, these services can become a key driver of business growth. With the right provider, merchant services can improve your checkout experience, increase cash flow, and unlock valuable business insights.

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French Regulators Approve Merge for Fiat and Stablecoin Payment Services

The Fintech Times

Merge, a London-based fintech, has received approval from French regulators to operate as both an electronic money institution (EMI) and a virtual asset service provider (VASP). This dual licensing enables the company to offer cross-border payment services that integrate traditional fiat currencies with blockchain-based stablecoin transfers. Positioned as one of the few providers with regulatory coverage across both systems, Merge aims to simplify global treasury operations for businesses naviga

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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AI is reshaping payments: Smarter, faster, more secure

The Payments Association

As digital payments evolve, AI is reshaping fraud prevention with real-time insights, adaptive controls, and improved security across financial systems. As the digital economy continues to grow, so does the need for quick, seamless, and secure payments. But traditional systems often struggle to keep upthey’re slow, clunky, and increasingly vulnerable.

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CFPB to yank ‘unlawful’ open banking rule

Payments Dive

That move bends to bank groups that filed a lawsuit last year to block the Consumer Financial Protection Bureau rule aimed at making it easier for consumers to move their financial accounts.

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Aspire Users Can Now Accept Card and Wallet Payments via Stripe

Fintech News

Aspire , a finance platform for businesses, has integrated with Stripe to allow users to accept credit card payments for invoices and payment links, aiming to improve cash flow and shorten payment cycles. With the new integration , Aspire users can now accept payments through credit and debit cards, as well as digital wallets including Apple Pay, Google Pay, GrabPay, and WeChat Pay.

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SEB joins AI factory joint venture

Finextra

SEB has joined a Swedish consortium building an AI factory with Nvidia.

AI 105
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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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How to Choose a Payment Solution That Scales with You

Stax

As your business grows, the tools powering it need to evolve tooand that includes your payment solution. While many platforms are built for getting started, not all are designed to support scale. From handling higher transaction volumes to enabling new revenue models, the right system should grow with you and streamline both your operations and your customers checkout experience.

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PCI SSC Launches New PIN Listing Program

PCI Security Standards

The PCI Security Standards Council (PCI SSC) announced that it has launched its own PIN Listing Program. This Program brings an important security service listing to the community, representing another step in the Councils mission to secure payments worldwide.

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How open banking and IPR are transforming payments in regulated sectors

The Payments Association

In sectors like iGaming, FX, and crypto, payment infrastructure plays a far bigger role than just moving money. Its the gateway to onboarding, compliance, trust, and ultimately, conversion. Now, thanks to open banking and the EUs Instant Payments Regulation (IPR), regulated businesses are rethinking whats possible: real-time transactions, richer customer insight, and smoother experiences, all while staying compliant.

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Cash use declines as cards rise: Atlanta Fed

Payments Dive

Consumers keep using cash, but credit cards are king, the Federal Reserve Bank of Atlanta documented in its annual payment method survey.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.