Stax

APRIL 3, 2025

According to the Worldwide Retail Ecommerce Forecast 2024 by eMarketer, eCommerce will account for 21.0% of retail sales in 2025, amounting to $6.862 trillion. This is expected to grow to 22.6% and reach $7.956 trillion by 2027. Like most business owners, your instincts tell you to hop on the bandwagon and launch an online store for your business. But launching your eCommerce store is just half the equationaccepting payments efficiently and effectively is a whole different ball game.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Finovate

APRIL 3, 2025

Plaid raised $575 million in a down round valuing the company at $6.1 billion, which is less than half its 2021 valuation. The funding will support employee restricted stock units tax obligations and provide internal liquidity. Plaid’s delayed IPO likely reflects US open banking uncertainty, as the CFPB finalizes its data access rule. Waiting for regulatory clarity and consumer awareness could position Plaid for a stronger public debut down the road.

Consumer Financial Protection Bureau (CFPB) 141

Consumer Financial Protection Bureau (CFPB) CFPB Rules Consumer 141

NFCW

APRIL 3, 2025

CONT ACTLESS: UK consumers used the technology more frequently in 2024 and their average spend was greater A record 94.6% of all eligible in-store card transactions were made using contactless in the UK in 2024, Barclays reports, “surpassing the previous years record of 93.4%” Shoppers also used the technology more frequently in 2024 on average, 236 times across the year compared to 231 times in 2023.

CHIPS 89

CHIPS Contactless Payments Mobile Payments Transactions 89

Bank Automation

APRIL 3, 2025

The proposed $35 billion merger between Capital One Financial Corp. and Discover Financial Services cleared a major regulatory hurdle as the US Justice Department told financial regulators in a confidential memo that it didnt have sufficient evidence to block the transaction. The DOJ memo to the Federal Reserve and Office of the Comptroller of the […] The post Capital One-Discover deal waved ahead by antitrust officials appeared first on Bank Automation News.

Federal Reserve 97

Federal Reserve Blocks Automation Regulations 97

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

B2C

The Payments Association

APRIL 2, 2025

More than three quarters of British payments platforms are losing more than 5% of their revenue to fraud every year, according to a survey of senior UK financial services fraud professionals. The survey, which forms the basis of the ‘Global Industry Pulse Report’ published by identity verification specialist Veriff, found that online fraud is a growing threat to UK businesses, with 73% suffering a negative hit to their revenue over the past 12 months.

Fraud Prevention 88

Fraud Prevention AI On-Demand Payments 88

Fintech News

APRIL 2, 2025

A consortium of central banks has formally established Nexus Global Payments (NGP) in Singapore to manage a new multilateral cross-border payment system. The founding members are the Reserve Bank of India, Bank Negara Malaysia, Bangko Sentral ng Pilipinas, the Monetary Authority of Singapore (MAS), and the Bank of Thailand. NGP, incorporated as a non-profit company limited by guarantee, will oversee the operationalisation of the Nexus scheme.

Global Payments 98

Global Payments Cross-Border Payments Central Bank Cross-Border 98

NFCW

APRIL 2, 2025

Adoption of digital travel credentials (DTCs) will reach 15% globally by 2034 “as technical specifications, solidification of supporting infrastructure, growing digital maturity, and deepening interoperability converge to prime the digital ID space,” ABI Research predicts. While Digital Travel Credentials (DTCs) are a natural evolution from e-passports, their implementation will be gradual due to the security-sensitive nature of travel, border control, and immigration,” the res

Credential 86

Credential Interoperability Research Facilitators 86

Fintech Finance

APRIL 4, 2025

PayJunction , a leading tech-focused payments company, has announced an integration with Zapier , the workflow automation platform for businesses of all sizes, that enables the creation of custom, scalable automations that meet their unique business needs in minutes. Through this integration, PayJunction merchants can now replace tedious manual workflows with powerful automations that seamlessly fit with their current systems and tech stack. “Combining our people-first approach to payments

Automation 87

Automation Payment APIs and Integration Payments Blocks 87

Fintech News

APRIL 2, 2025

ASG2 Pte Ltd, a subsidiary of Singapore-based business finance platform Aspire , has received a Capital Markets Services (CMS) License from the Monetary Authority of Singapore (MAS). The license enables the company to offer regulated investment solutions to businesses in Singapore. Aspire plans to roll out a new investment feature called Aspire Yield , integrated into its existing business accounts.

Product 91

Product Small Business Authorization Regulations 91

Bank Automation

APRIL 2, 2025

Payments solutions provider Spire has launched a pay-by-bank solution designed to cut transaction fees and boost consumer rewards. The Pay with Spire platform uses the Discover Network to facilitate ACH point-of-sale transactions with 50%-90% lower merchant processing fees than the respective industry averages of 2.5% and 1.7% for credit and debit card transactions, Matt Brennan, […] The post Discover, Spire cut merchant processing fees by up to 90% appeared first on Bank Automation News.

Process 88

Process Debit Card ACH Facilitators 88

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

NFCW

APRIL 2, 2025

Close to nine in ten (87.1%) of all card payments made in Ireland last year were contactless and more than half of those were made using an NFC mobile phone, Banking & Payments Federation Ireland (BPFI) reports. “Over 1.5bn contactless point of sale (POS) payments, valued at 26.7 billion, were made in shops, restaurants and other retail outlets in 2024,” the organisation says.

Contactless Payments 70

Contactless Payments Point-of-Sale (POS) Payments Consumer 70

Fintech Finance

APRIL 4, 2025

FIS ® (NYSE: FIS), a global leader in financial technology, today announced that its Premium Payback solution has been chosen to power the real-time rewards redemption process for Bilt. Launched in 2021, Bilt is the pioneering payments and commerce network that transforms housing and neighborhood spending into rewards and benefits for everyone involved.

Issuers 87

Issuers Card Issuer Debit Card Participant 87

Fintech News

APRIL 3, 2025

Ripple announced it has added its US dollar-backed stablecoin, RLUSD, to its Ripple Payments platform to support enterprise cross-border transactions using the digital asset. RLUSD, launched in December 2024, is designed primarily for business applications rather than retail use. Ripple said the stablecoin is aimed at improving the speed and reducing the cost of international payments processed through its network.

Cross-Border Payments 80

Cross-Border Payments Cross-Border Stablecoins Payments 80

Bank Automation

APRIL 3, 2025

Increased personalization and better financial management tools are driving satisfaction as more consumers rely on digital platforms to handle payments, lending, budgeting, wealth management and portfolio adjustments. Satisfaction among retail consumers in 2025 rose 11 points year over year to 655 on a 1,000-point scale, with customizable budgeting tools among key factors, according to the […] The post Personalization driving Allys Savings Buckets appeared first on Bank Automation News.

Adjustments 71

Adjustments Automation Consumer Posting 71

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The Fintech Times

MARCH 30, 2025

Founded in 2010, the FinTech Innovation Lab New York, a 12-week programme founded and run by Accenture , the digital service provider, and the Partnership Fund for New York City , helps early- and growth-stage fintechs accelerate product and business development. Marking its 15th year, the latest 11 firms selected to take part in the programme have been announced.

Innovation 80

Innovation FinTech AI Underwriting 80

Fintech Finance

APRIL 3, 2025

Adyen , the financial technology platform of choice for leading companies, today announced its expanded partnership with Temu , the global e-commerce platform that connects consumers with millions of merchandise partners, manufacturers and brands. Adyen helped Temu go live in the U.S. in 2022, and has since partnered with the online shopping platform in Canada, Europe, Oceania, South Asia, United Arab Emirates, the United Kingdom, and most recently, more South American countries. “TemuR

Compliance 76

Compliance Acquirers Consumer Finance 76

Fintech News

APRIL 2, 2025

MariBank has introduced a new remittance service for both retail and business users, becoming the first digital bank in Singapore to offer such transfers across both segments. The service, called MariBank Overseas Transfers , allows users to send money to 13 destinations in 10 currencies with competitive exchange rates. Currently available on an invite-only basis, the full launch is expected by the end of April, with more destinations to be added in the coming months.

Wire Transfer 88

Wire Transfer Wire Wires Business Day 88

Bank Automation

APRIL 3, 2025

Nearly 75% of banks are actively exploring the deployment of gen AI technologies according to a Temenos report published today. The study, conducted by Hanover Research, surveyed 420 business and technology leaders in financial services in February and indicates that 36% of banks have already implemented or are implementing gen AI, while an additional 39% […] The post Survey reveals 75% of banks exploring gen AI use appeared first on Bank Automation News.

AI 72

AI Automation Research Technology 72

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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

Payments

The Fintech Times

APRIL 3, 2025

Enabling Ghanaians to receive money from abroad directly into their bank accounts or mobile money wallets, African paytech Flutterwave has launched Send App in the country. With Send App , individuals and businesses in Ghana can now receive international transfers effortlessly. Whether for family support, school fees, business transactions, or essential expenses.

PCI DSS 72

PCI DSS Cross-Border International Payments Encryption 72

Fintech Finance

APRIL 2, 2025

PXP , the omnichannel global payment platform and innovative industry disruptor, today announces a new strategic partnership with PayXpert Ltd. a pioneer in omnichannel payments serving local and international brands both online and in-store. The collaboration will enable UK merchants to accept QR-based payments, including Alipay+ and WeChat Pay, enhancing accessibility for international customers, particularly from China.

Alternative Payment Methods 73

Alternative Payment Methods Global Payments Mobile Payments Payments Trends 73

Fintech News

APRIL 3, 2025

Arta Finance has launched Arta AI , an artificial intelligence-powered tool aimed at helping users manage their wealth through a digital interface. The platform enables clients to engage with a suite of AI agents for portfolio analysis, investment planning, and financial insights. The new feature is designed to offer personalized, on-demand assistance through voice or text, allowing users to ask questions such as How is my portfolio performing?

AI 70

AI Finance Accreditation Advisors 70

Finovate

APRIL 3, 2025

SumUp announced the launch of a wide range of new products and solutions at its annual event this week. The new offerings include a proprietary Tap to Pay on Android solution, an upgraded Business Account, as well as enhancements to its point of sale solution. London-based SumUp won Best of Show in its Finovate debut at FinovateEurope 2013. Ecommerce and payments platform SumUp took the occasion of its annual Beacon event to announce the launch of a range of new products designed to address a va

Addressing 66

Addressing Micro-Entry Contactless Payments Product 66

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

Product

The Fintech Times

MARCH 31, 2025

UK banks need to focus on building confidence in the security of real-time payments, global analytics software leader FICO has urged following its latest international survey. According to the FICO survey, three-quarters of consumers in the UK say they have sent (79 per cent) and received (73 per cent) real-time payments (RTP). However, nearly a quarter (23 per cent) say they do not know if RTP processes include enough security checks.

Real Time Payments 64

Real Time Payments RTP Consumer Scams 64

Fintech Finance

APRIL 2, 2025

Klarna , the AI-powered payments and shopping network, today announces its launch with Eurostar , enabling travelers in the UK and France to book their journeys with greater flexibility. Customers checking out on Eurostar.com can now choose Klarna’s Pay in 3, allowing them to split the cost of their ticket into three equal, interest-free payments, or Pay in Full for a seamless one-time transaction.

Payments 73

Payments Checks On-Demand AI 73

Payments Dive

APRIL 2, 2025

Mastercard and PayPal are among the companies viewing the digital assets as potentially useful for business-to-business transactions.

PayPal 162

PayPal Visa Stablecoins B2B 162

Clearly Payments

MARCH 31, 2025

Payment processing is a major part of business operations, influencing cash flow, customer satisfaction, and overall efficiency. However, the methods and preferences for processing payments vary between small businesses (SMB) and large enterprises. This article explores these differences in the USA and Canada for small business vs enterprise payment processing.

Small Business 59

Small Business Electronic Funds Transfer (EFT) Credit Cards Payments 59

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

The Fintech Times

MARCH 31, 2025

While public capital markets remain a major funding source for companies, fewer and fewer are making the decision to list on UK public markets, while more are leaving, according to a new report from UK Finance , the financial services trade association. However, while public markets become less attractive in the UK, UK Finance finds that private capital markets in the UK are growing quickly, now providing 1.2trillion in funding.

Continuity 64

Continuity Finance Financial Literacy Best Practices 64

Fintech Finance

APRIL 3, 2025

Following its final report into scheme and processing fees charged by Mastercard and Visa, today the PSR sets out the proposed remedies it is consulting on , designed to make improvements to the market: Better information for merchants and acquirers by requiring Mastercard and Visa to provide more transparency on fees so acquirers and merchants can assess and act on relevant pricing information.

Process 59

Process Consulting Visa Acquirers 59

Bank Automation

APRIL 4, 2025

ACI Worldwide is eyeing international opportunities coupled with increasing adoption of real-time and commercial payments to grow operations in 2025. The $5.2 billion global payments company this year developed a hub called ACI Connectic that routes payments in the most efficient way to complete the transaction, Tom Warsop, chief executive, told Bank Automation News.

Automation 66

Automation Global Payments Transactions Posting 66

Payments Dive

MARCH 31, 2025

The buy now, pay later industry sued to block the consumer-friendly rule, arguing that the services are not the same as those offered via credit cards.

Rules 151

Rules CFPB BNPL Blocks 151

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