PYMNTS

MARCH 19, 2020

“A lot of FinTechs are coming into the space at scale, building the pipes, building the connections, applying technology to lower costs for end users,” McCarthy said. ” Partnerships and industry collaboration are key, he added. “But building an ecosystem takes time, even with the tools they bring to it.

Cross-Border 95

Cross-Border B2B Innovation Payments 95

PYMNTS

OCTOBER 12, 2020

He said there are going to be some institutions that will want to connect with both instant payment services — FedNow and The Clearing House (TCH)’s real-time payments ( RTP ) network — in a desire to ensure resiliency and redundancy to support outages in one system to the other, if they were to occur.

Instant Payments 97

Instant Payments FedNow Fed Interoperability 97

PYMNTS

OCTOBER 28, 2019

The payments industry has been riding the wave of shifting consumer habits and demands, placing the end-user experience at the forefront of new products, services and infrastructure. Those users, both consumers and businesses, aren’t just demanding choice, however.

Real Time Payments 40

Real Time Payments Instant Payments Value Added Service Payment APIs and Integration 40

PYMNTS

JUNE 12, 2019

It’s another story in the financial services community, of course, where banks and FinTech firms have accelerated their embrace of the application program interface (API) to open up data and unlock new product development opportunities for end users — from individual consumers to multinational corporates.

Overlay Service 54

Overlay Service Payment APIs and Integration Payer B2B 54

PYMNTS

MAY 17, 2017

With these market shifts in mind, issuing banks have to consider the best way to offer commercial card products, said a new report from expense management company Fraedom. FIs need to look at spend per account, average value transaction, operational costs and profitability for a full picture of their commercial card performance.

Commercial Card 43

Commercial Card Assessments End User B2B 43

Stax

APRIL 17, 2025

An Independent Software Vendor (ISV) is a company that develops and sells software products that run on one or more platforms or devices. How ISV Partnerships Work Technical integration and API use At the core of most ISV relationships is a technical integrationyour product uses the partner’s APIs, SDKs, or infrastructure.

ISVS 88

ISVS Payment APIs and Integration API Underwriting 88

PYMNTS

FEBRUARY 3, 2017

Platform businesses aren’t at a payments-optional point in their evolution — their merchants and consumer end users more or less demand them. Payments integration isn’t one and done — it evolves as the product evolves and as the platform learns more about customers and their end merchants.

Payments 52

Payments End User Settlement Compliance 52

PYMNTS

JANUARY 30, 2020

For software companies and platforms that seek to integrate payments and provide value-added services to merchants, there is the never-ending challenge of balancing trust and risk. Underpinning that is the fact that the movement of money itself is all about knowing who you’re moving the money for.

Risk 57

Risk Payment APIs and Integration Payments Cross-Border Payments 57

PYMNTS

AUGUST 3, 2016

. “I like to call it an iceberg, where 80 percent of the work was done below the surface of the water on the back end to just deliver that 20 percent of functionality that the end users needed,” he said. Fraud occurs — and with great frequency — Clerico said, when fraudsters pose as both a buyer and a seller.

End User 41

End User Credit Cards Value Added Service Transactions 41

The Fintech Times

FEBRUARY 27, 2024

However, as was the case in the telecommunications industry, innovation doesn’t end because a product becomes commoditised. Payment service providers will need to find ways of monetising the data generated by payments and creating value-added services that elevate payments beyond a simple transfer of funds.

Consumer Protection 69

Consumer Protection Payments Trends Stablecoins Consumer 69

PYMNTS

JANUARY 31, 2020

For the companies and brands that serve the travelers (airlines and online travel agents, for example), as well as leverage apps and mobile services, the goal is to drive affinity. One way to cement that affinity comes through Big Data, he said, which can foster a personalized experience for end users.

Online and Mobile Banking 44

Online and Mobile Banking Payments Strategy Payments Cross-Border Payments 44

EBizCharge

MAY 23, 2024

Embedded payment systems offer financial services solutions within digital platforms, software, or mobile apps to accelerate and improve the transaction process. With an embedded payment, a user selects a product or service within an application.

Embedded Payments 52

Embedded Payments Payment APIs and Integration ISOs Payments 52