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Tokenized Deposits vs. Stablecoins: What’s the Difference and Why It Matters

Finovate

Blockchain-powered financial infrastructure is on the rise, and it’s important for banks, fintechs, and regulators to understand new developments in the space, what’s possible, and what’s next. Unlike fiat held at a traditional financial institution, however, they are not FDIC-insured.

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This Week in Fintech: TFT Bi-Weekly News Roundup 10/04

The Fintech Times

Latvia-based BluOr Bank has selected Nets , part of the European paytech, Nexi Group , to leverage its payment card issuing services, offering an enhanced customer banking experience tobusiness and entrepreneurs in the Baltic region. This collaboration aims to enhance how businesses manage their expenses.

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Why small banks may shun Zelle

Payments Dive

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Why small banks may shun Zelle The peer-to-peer payment network charges comparatively higher transaction rates, but also offers the potential for new customers, consultants say.

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From Open Banking to Open Finance to DeFi: The Open Evolution of Finance

Finextra

Location Joburg Followers 5 Opinions 22 Follow Unfollow Open Banking has moved from regulatory idea to industry reality, driving transformation by enabling secure, permissioned data sharing between financial institutions and third-party fintechs. Crucially, Open Banking was just the opening act. Open Finance says: why not?

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Market First, Regulation Later? The American Open Banking Journey

Open Banking Excellence

Open banking in the United States is rapidly evolving, driven by both market initiatives and ongoing regulatory discussions. contrasts it with developments in Europe and the UK, and highlights key insights for the future of open banking in the country. Open banking in the U.S. has relied more on voluntary industry initiatives.

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SMB Banking: Deep Dive on Ramp

Fintech Labs Insights

There are two options: Ramp Business Account : A free, FDIC-insured account providing a 2.5% Ramp Investment Account : Access to money market funds with yields up to 4.38%, though these are not FDIC-insured. Ramp partners with a bank (Synchrony Bank initially, now Citibank for issuance and credit facilities) to offer the card.

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Best New Fintech Products & Trends of 2024

Fintech Labs Insights

This constantly updated article tracks the biggest and most important new products released worldwide by financial technology companies, along with banks, credit unions, investment advisors, insurance companies, credit card issuers and payment providers. Weve been obsessed with new fintech products since before the term was invented.

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