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What is a Payment Processing System and How Does It Work?

Stax

According to the US Federal Reserve in 2022, general-purpose card payments reached $153.3 Payment processors with integration issues lead to operational inefficiencies and diminish the return on investment. billion transactions and $9.76 trillion in value. As a business owner, you just cant afford to ignore these statistics.

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Market Volatility and Rate Divergence Renew Investor Interest in Fixed Income

Fintech Review

Federal Reserve has indicated the potential for additional interest rate increases to address persistent inflationary pressures. Meanwhile, the Reserve Bank of Australia has adopted a more measured stance, citing weakening domestic consumption and a cooling housing market as key factors influencing its policy direction.

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100+ Payment Industry Terms Explained in Plain English

Clearly Payments

Reserve Account A fund held to cover future chargebacks or fraud. Refunds & Adjustments Refund Returning money to a customer. Partial Refund Returning part of the total payment. real-time payments system developed by the Federal Reserve for instant transfers between banks. FedNow A new U.S.

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Unveiling digital fraud: A deep dive into scam trends and crime prevention in the UK payment sector

The Payments Association

Fraudsters frequently lure victims with promises of high returns on fake investment opportunities, often promoted via social media or fraudulent advertisements. Investment scams, though fewer in number (6% of cases), inflicted the greatest financial damage, with total losses exceeding 80 million. Read More

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What is ACH Credit and ACH Debit and How Do They Work?

Stax

The ACH network is governed by the National Automated Clearing House Association (Nacha ), an American organization that administers risk management and rule enforcement for all ACH transfers and works with the Federal Reserve. ACH credit refunds are payments returned to a customer’s bank account. What are ACH Debit Payments?

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Amazon (AMZN) Analysis: Performance, Market Dynamics, and AI-Driven Insights as of June 17, 2025

Finextra

Softer-than-expected inflation data and hopes for Federal Reserve rate cuts, reported on June 12, 2025, further supported growth stocks like AMZN, as lower interest rates reduce borrowing costs for capital-intensive investments. It expresses the views and opinions of the author.

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Fed Bets Trillions In SMB Lending That Consumers Will Return

PYMNTS

Federal Reserve said that it had launched a multi-trillion dollar lending program that targets smaller businesses, and in a broadened salvo, targets local governments, too. A quick recovery may be in the cards. But so might a “false start.”. Thursday morning, the U.S. It’s all meant to shore up the U.S. Different This Time?

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