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Higher Limits Power B2B Real-Time Payment Volumes

Trade Credit & Liquidity Management

Rival network FedNow raised its own limit from $500,000 to $1 million on June 24, 2025. FedNow’s higher transaction limit is expected to gain increased B2B acceptance and use as well. Since the increase, Bank of America (BofA) reports that transactions over $1 million now account for more than half the total value of U.S.

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Unlocking Instant Inbound Payments: Cross River Launches Request for Payment Solution

Trade Credit & Liquidity Management

.” — Brian Dammeir, Global Head of Payments and Financial Management at Plaid Built on Cross River’s API-based banking infrastructure, the RfP solution supports always-on processing (including weekends and holidays), instant settlement, and full payment transparency.

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5 Global Trends That Banks Can’t Ignore in H2 2025

Finovate

In the latter half of the year, we can expect to see real world implementations, particularly in wholesale payments, interbank settlement, and liquidity management. Tokenization takes over In the first half of 2025, we saw major pilots for tokenized deposits, treasuries, and real-world assets (RWAs).

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Why the U.S. has reached a real-time tipping point

Finextra

FedNow is also reporting significant growth, with more than 1.3 In June, FedNow will increase its limit to $1 million. While this is creating opportunities for banks – such as improving liquidity management, meeting demand for embedded finance, and expanding into new sectors – it is also a major operational shift.

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How Banks Can Overcome 10 Challenges with FedNow Payment Sending and Acceptance

Finovate

FedNow, the U.S. Now, 15 months later, adoption rates have been unpredictably slow, especially when it comes to banks that are able to send FedNow payments. Close to 60% of the financial institutions on board with FedNow can receive payments, while only 40% of firms have signed up to send payments.

FedNow 59
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A Comprehensive Guide to FedNow

Payment Savvy

The Federal Reserve Bank is currently developing a new instant payment service called “FedNow” that will allow financial institutions to make instant payments. The FedNow Service will begin operating in July 2023 and it is the first U.S. A liquidity management tool helps banks stay compliant and avoid penalties.

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U.S. Faster Payments Council Publishes Operational Considerations for Receiving Instant Payments Guideline

Fintech Finance

With contributions from industry experts, the guideline aims to help FIs enhance their operational readiness for real-time payments, including RTP® and FedNow®. I truly think this will be a huge asset to banks as they make their journey into the world of RTP and FedNow.”